Summary
Overview
Work History
Education
Skills
Timeline
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Natasha Hawkins

Buckeye,AZ

Summary

Proficient in MS Office, including excel and possessing strong computer skills. High performing leadership professional with a solid background in making credit decisions in a fast paced highly productive environment. Successful proven ability to establish, develop, and maintain excellent business relationships. Excelled at running a portfolio of accounts that maximized gainful wholesale mortgage products to increase production.

Overview

15
15
years of professional experience

Work History

Treasury Implementation Specialist

Bank Of America
12.2022 - Current
  • Focused solutions on industry-specific workflow, client base and protocols, tailoring implementations to client needs.
  • Delivered exceptionally high level of professionalism and support to each client, upholding company's commitment to service.
  • Leading, directing and coordinating the implementation of complex treasury services
  • Facilitate internal and external client communication to assist with the implementation of products and services.


Executive Wholesale Mortgage Underwriter

Rocket Mortgage
03.2020 - 09.2022
  • Applying knowledge using investor guidelines, lending policies, and income documentation.
  • Made careful determinations based on skilled analyses of submitted documentation covering credit histories, employment records and current financial status.
  • Accurately calculate income using required documentation and debt to income ratios to determine eligibility.
  • Responsible for making credit decisions, while conducting analysis of business and personal tax returns.
  • Exceeded monthly production and quality goals, in a fast pace, high demand, environment while maintaining a large portfolio.

Junior Underwriter

USAA
02.2015 - 12.2019
  • Collected and compiled paperwork such as title abstracts, insurance paperwork, loan files and tax histories.
  • Reviewed and analyzed qualifying income documentation, property valuations, assets, credit reports and title findings.
  • Verifies members credit, employment to ensure loan quality and compliance with bank regulations
  • Managed the teams pipeline of loans with required performance standards
  • Ensure loan applications meet lending policies and guidelines to assist underwriters with loan approvals

Loss Mitigation Recovery Representative

JP Morgan Chase
02.2013 - 02.2015
  • Received excessive experience in FHA, Fannie Mae and HAFA Loans
  • Analyzed credit, income, title documents and property appraisal documents to ensure loan quality
  • Evaluated pay stubs, credit history, tax information and bank statements for financial status.
  • Controlled loss by assessing risk, conducting system analysis and recommending policy solutions.

Loan Service Analyst

JP Morgan Chase
07.2007 - 02.2013
  • Escalated issues as appropriate for advanced investigation and analysis
  • Provide analysis on credit risk, assess credit request, and present recommendations based on the clients ability to pay
  • Performed duties in accordance with applicable standards, policies and regulatory guidelines to promote safe working environment.
  • Identified and analyzed project risks and developed mitigation strategies.

Education

Bachelor of Science - Business Administration

Grand Canyon University
Phoenix, AZ
04.2019

Skills

  • Tax Liability Calculation
  • Creditworthiness Determination
  • Loan Portfolio Monitoring
  • Financial Documentation
  • Business Operations
  • Credit Application Review

Timeline

Treasury Implementation Specialist

Bank Of America
12.2022 - Current

Executive Wholesale Mortgage Underwriter

Rocket Mortgage
03.2020 - 09.2022

Junior Underwriter

USAA
02.2015 - 12.2019

Loss Mitigation Recovery Representative

JP Morgan Chase
02.2013 - 02.2015

Loan Service Analyst

JP Morgan Chase
07.2007 - 02.2013

Bachelor of Science - Business Administration

Grand Canyon University

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Natasha Hawkins