Nathan Cronkhite
Hickory,NC
Summary
Highly-motivated with a desire to take on new challenges. Strong work ethic, adaptability and exceptional interpersonal skills. Adept at working effectively unsupervised and quickly mastering new skills. Professional experience as a Credit Analyst since December 2022, which has led to a greater understanding of financial reports and risk assessment.
Overview
3
3
years of professional experience
Work History
Credit Analyst
First Security Bank & Trust
Charles City, IA
12.2022 - Current
- Developed a comprehensive understanding of customer/borrower financial information, enhancing opportunities to assess risk.
- Reviewed and analyzed borrower financial information, including but not limited to tax returns, financial statements, collateral, cash flows, rent rolls, and profit and loss statements.
- Reviewed a wide variety of credits, including individual agricultural borrowers, individual commercial borrowers, along with agricultural and commercial entities, plus their guarantors.
- Prepared basic and preliminary credit analyses to determine creditworthiness and compliance.
- Prioritized and organized tasks to efficiently accomplish annual review goals.
- Through the use of macros within Excel, I was able to complete monthly reports much more efficiently.
- Responsible for intern and new employee training.
- Responsible for the creation of collateral analysis reports.
- Responsible for monthly reports for the credit committee and the Board of Directors.
Agent Team Member
Shawn McCarty State Farm
Fairfield, IA
01.2022 - 11.2022
- Studied for the Life, Fire, and Casualty insurance exams to become licensed in the state of Iowa.
- Worked on office projects such as creating a strategy to let clients know about the U.S Bank and State Farm partnership.
- Completed research to thoroughly understand client requirements.
- Responded promptly to customer service calls and inquiries from diverse groups of individuals.
Education
Bachelor of Science - Business Administration - MGMT & Finance
Iowa Wesleyan University
Mount Pleasant, IA12.2022
Skills
- Proficient in Microsoft Word, Excel, & PowerPoint
- Analysis
- Risk Assessment
- Statistics
- Finance
- Business Management
- Business Acumen
- Decision-making
- Verbal and Written Communication
- Willing to Learn
- Critical Thinking
- Financial Reporting
- Detail Oriented
- Highly Adaptable
Timeline
Credit Analyst
First Security Bank & Trust
12.2022 - Current
Agent Team Member
Shawn McCarty State Farm
01.2022 - 11.2022
Bachelor of Science - Business Administration - MGMT & Finance
Iowa Wesleyan University
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