Summary
Overview
Work History
Education
Skills
Accomplishments
Certification
Fitness and Health
Timeline
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Nathan Fortlage

Nathan Fortlage

Youngsville,NC

Summary

Organized Mortgage Loan Officer with 20 years of experience in Mortgage Lending. Proven track record of success achieving Presidents club status year over year. Extensive real estate knowledge and success in client education. Adept at mathematical accuracy and following financial regulations. Worked Realtor accounts and Builder accounts. Successfully managed multi-million dollar pipelines monthly. Strong reputation locally among builders and realtors. Documented annual closings in excess of 20+ million.

Overview

14
14
years of professional experience
3
3
Certification

Work History

Owner

Anytime Fitness
12.2022 - Current
  • Managed financial aspects of business, including budgeting, financial reporting, and tax preparation.
  • Trained and guided team members to maintain high productivity and performance metrics.
  • Tracked employee attendance and punctuality, addressing repeat problems quickly to prevent long-term habits.
  • Successfully navigated challenging economic conditions by making informed decisions that protected business''s financial stability.
  • Managed day-to-day business operations.
  • Ensured regulatory compliance by staying abreast of industry-related changes and implementing necessary policies or procedures as needed.

Loan Officer

Mortgage 919 ( Movement Mortgage)
12.2020 - 10.2022
  • Compiled closing packages for drafting and presentation accuracy.
  • Utilized advanced financial software tools to accurately assess borrower eligibility for various mortgage products.
  • Negotiated loan terms and conditions with customers to secure best deal.
  • Maintained strict confidentiality of bank records and client information.
  • Provided training to in house Realtors.
  • Worked with Multiple lenders to secure best financing terms for clients.
  • Manage closing process from start to finish.

Loan Officer/Branch Manager

Shelter Home Mortgage
11.2018 - 12.2020
  • Developed and maintained relationships with local real estate agents as in house lender for brokerage office
  • Originated, reviewed, processed, closed, and administered customer loan proposals.
  • Monitored pipelines to track and log status of loans.
  • Conducted thorough credit analysis to minimize risk exposure for financial institution.
  • Maintained friendly and professional customer interactions.
  • Compiled database of loan applicants' credit histories, financial statements and other financial information.
  • Assisted clients with improving financial health by counseling on issues such as excessive spending and borrowing.
  • Assisted customers in understanding loan terms and conditions to make informed decisions.
  • Managed approximately 50 realtor relationships
  • Developed strong partnerships with real estate agents, generating a consistent pipeline of referrals and new business opportunities.
  • Approved loan applications based on customer creditworthiness and provided detailed financial advice.

Loan Officer

Primelending A Plainscapital Company
07.2010 - 11.2018
  • Complied with regulatory requirements, including Bank Secrecy Act, Anti Money Laundering, OFAC, USA Patriot Act, Privacy Act and Community Reinvestment Act
  • Originated, reviewed, processed, closed and administered customer loan proposals.
  • Developed and maintained relationships with local real estate agents.
  • Maintained strict confidentiality of bank records and client information.
  • Successfully closed average of 12 loans per month.
  • Compiled database of loan applicants' credit histories, corporate financial statements and other financial information.
  • Recommended loan approvals and denials based on customer loan application reviews.
  • Assisted senior-level credit officers with complex loan applications.
  • Submitted loan applications to underwriter for verification and recommendations.
  • Maintained friendly and professional customer interactions.
  • Assessed clients' financial situations to develop strategic financial planning solutions.
  • Recommended mortgage products to clients based on needs and approval availability.
  • Evaluated customer credit reports, completed loan applications, and submitted loan proposals to clients.

Education

No Degree - Criminal Justice

Howard Community College
Columbia, MD
06.1998

Skills

  • Financial analysis
  • Compliance
  • Business development
  • Deep knowledge of Loan Products and Qualifying
  • Complex problem solving
  • Goal-oriented
  • Excellent work ethic
  • Self-sufficient
  • Team player
  • Decision-Making
  • Loan File Maintenance
  • Database Management
  • Appraisal understanding
  • Income Calculation

Accomplishments

5-Time Presidents Club Achiever with Primelending

Certification

North Carolina Public Notary License

Federal MLO License 337251

NC MLO License I-183692

Fitness and Health

I enjoy spending time outside Hiking all over the world as well as staying fit exercising to maintain a stress free balance. 

Timeline

Owner

Anytime Fitness
12.2022 - Current

Loan Officer

Mortgage 919 ( Movement Mortgage)
12.2020 - 10.2022

Loan Officer/Branch Manager

Shelter Home Mortgage
11.2018 - 12.2020

Loan Officer

Primelending A Plainscapital Company
07.2010 - 11.2018

No Degree - Criminal Justice

Howard Community College

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Nathan Fortlage