NATHAN MONTEZ

Accomplished Loan Officer building customer base and exceeding business goals. Well -versed in loan products and customer engagement strategies. Excellent communicator and a proven track record of success in partnering and cultivating relationships with internal and external business partners along with clients to collaborate and effectively optimize resources to improve customer service and the best customer experience. As a creative and resourceful business development professional with a strong history of sales experience, I understand the attributes necessary to succeed in increasing an organization's efficiency and effectiveness to maximize production. I'm seeking a position with City National Bank as a Community Lending Mortgage Banker.

• New American Funding, Pasadena, CA, 11/01/2023, Current, Outside Loan Officer, Weekends consistently commute to Palmdale in Victorville as preferred lender for Builder tracks. Currently preferred lender for Frontier Homes and Pacific Communities.
• EZ Fundings INC, Rancho Cucamonga, CA, 09/01/2022, 11/01/2023, Sr. Loan Officer, Focused on maintaining and servicing Realtor Relationships to build continuous purchase business, I call on new Realtor offices on a weekly basis, consistently working to build a strong foundation and circle of business professionals. Works closely with all business partners. Our source production with current realtors that have been working with for the past several years. Market to past books of clients, on a monthly basis. Providing upfront, clear cost savings and value for borrowers in Purchase, Refinance and Home Equity Lines Of Credit through Conventional, FHA, Bond Loan programs and down payment assistance grants. Sales calls on referrals and leads from agents, open houses, offsite events for buyers. Follow all compliant and regulatory requirements.
• American Pacific Mortgage, Pomona, CA, 07/01/2022, 09/01/2022, Mortgage Loan Origination, Attend weekly sales meetings and identified new business opportunities and developed marketing and training strategies for the branch production. eligibility and pricing based on credit, DTI and LTV guidelines. Providing upfront, clear cost savings value for borrowers in Purchase, Refinance and Home Equity Lines Of Credit through Conventional, FHA, HARP, FNMA, FHLMC and VA Loan programs. Worked with customers from consultation, adhering to lending and company guidelines providing value for the borrower on mortgage products and policies. Experienced in aggressive Loan Origination procedures. Finding creative loan solutions through A or B paper type borrower's; creating value for the customer and achieving a satisfactory loan experience. Maintain business relationships by adding value and providing trust.
• View Point Lending, Ontario, CA, 12/01/2021, 07/01/2022, Manager/Sales Mortgage Rep, Lead production and supervise operations. Communicate with senior leadership and implement compliance policies. Experienced Loan Officer providing sound and viable mortgage products based on consumers needs; verifying eligibility and pricing based on credit, DTI and LTV guidelines. Providing upfront, clear cost savings and value for borrowers in purchase, refinance and Home Equity Lines Of Credit through Conventional, FHA, CHFA and VA Loan programs. Consistently closed an average of 3-5 loans per month. Preferred rep exclusive for EXP Realty in Redlands, attend weekly events, host lunch and learn sessions. Build new relationships. Attend charity events with Broker, participate in off site events in the Redlands community. Hosting lunches at September's Restaurant on a monthly basis provides lunch and marketing products.
• Doorway Home Loans, Costa Mesa, CA, 04/01/2019, 12/01/2021, Sales Manager/Sales Mortgage Rep, Recruited and trained loan officers. Supervised, motivated and monitored team performance, organized weekly meetings and training classes on new program guidelines and new information taking place to maximize team production. Maintained detailed documentation of the company's services and identified new business opportunities and developed marketing and training strategies for staff.