Summary
Overview
Work History
Education
Skills
Accomplishments
Timeline
Generic

Nathan Ready

Minneapolis,MN

Summary

Financial professional with comprehensive experience in financial data analysis and strategic forecasting / planning. 16 years of experience at U.S. Bank with over 11 years supporting Finance. Known for strong collaborative efforts and delivering consistent results in dynamic environments. Skilled in financial modeling, data interpretation, executive communication and strategic capital planning, with proactive approach to adapting to changing business needs. People leader / manager excelling at promoting an atmosphere of learning, growth and accountability to meet goals and grow the business.

Overview

16
16
years of professional experience

Work History

Financial Analyst - VP; Finance Lead -ATM Banking

U.S. Bank
11.2014 - Current
  • Manage all aspects of the ATM Banking P&L from annual planning, monthly forecasts and strategic financial guidance to help grow the business, drive operational excellence & position the business line for the future.
  • Strong partnership with Business Line leadership, providing guidance and insights to reduce risk and drive growth.
  • Consistent executive communications on insights, in-depth performance measurement for monthly business reviews & operational initiatives to grow the business line or improve profitability.
  • People leader / manager, including training junior analyst on best practices for forecasting, planning and contributing to a stronger overall team performance.
  • Strong insight and relationships with best accounting practices / Accounting Policy and Compliance teams for rigorous adherence to GAAP and Risk Policies
  • Oversee capital expenditure and Strategic Investment Committee processes for the Business Line to ensure proper capital levels to meet business goals. Oversee Fixed Asset process for the Business Line.

ATM Vendor Manager - ATM Banking

U.S. Bank
12.2010 - 11.2014
  • Managed vendor performance to maximize profitability and achieve financial objectives.
  • Negotiated favorable contract terms with suppliers, securing quality products at competitive prices while protecting company interests.
  • Project managed / oversaw rollout of new products and functionality
  • Led cross-functional project teams to evaluate new technologies and solutions for integration into the company''s supply chain strategy.
  • Achieved strategic objectives by aligning vendor capabilities with company goals.
  • Enhanced team decision-making with comprehensive vendor performance reports and analysis.
  • Conducted monthly/quarterly reviews with vendors to assess performance against contracts and identify improvement areas.

Financial Analyst - Controller's Operations Group

U.S. Bank
02.2009 - 12.2010
  • Reconciled high volume ATM cash accounts to provide accurate daily accounting balances, identify vendor or card network related issues to reduce ATM cash risk exposure.
  • Increased stakeholder confidence, providing transparent and accurate financial reports.
  • Reduced financial risks by developing and implementing robust risk management policies.
  • Conducted detailed variance analysis to identify cost-saving opportunities, leading to more efficient allocation of resources.
  • Drove profitability improvements by advising on cost-reduction strategies.

Education

MBA - Accounting And Finance

St. Cloud State University
St. Cloud, MN
03-2013

Bachelor of Science - Accounting

University of Wisconsin, River Falls
River Falls, WI
05-2008

BBA - Finance

University of Wisconsin, River Falls
River Falls, WI
05-2008

Skills

  • Advanced Financial modeling and operational reporting
  • People leader / management
  • Strategic planning
  • Data collection, research & analysis
  • Excellent communication skills
  • GAAP and risk compliance
  • Capital investment analysis
  • Self-motivated professional
  • Extensive educational experience including MBA

Accomplishments

Legends of Possible award winner - 2018

Timeline

Financial Analyst - VP; Finance Lead -ATM Banking

U.S. Bank
11.2014 - Current

ATM Vendor Manager - ATM Banking

U.S. Bank
12.2010 - 11.2014

Financial Analyst - Controller's Operations Group

U.S. Bank
02.2009 - 12.2010

MBA - Accounting And Finance

St. Cloud State University

Bachelor of Science - Accounting

University of Wisconsin, River Falls

BBA - Finance

University of Wisconsin, River Falls
Nathan Ready