NATHAN REGEHR

Online courses taken during recovery for personal growth:

Theological Courses (online) at Dallas Theological Seminary

Foreign Policy, Ancient Christianity Courses (online) at Hillsdale College

Pricing | Risk | Liquidity | Trading
• Owned pricing, hedge positioning, and liquidity strategy across a $1B–$2B mortgage pipeline through volatile rate cycles
• Set daily pricing and capital allocation decisions in real time, directly shaping margin, volume, and risk exposure
• Executed and managed large-scale MBS and Treasury trading activity (cumulative $100B+ across roles), ensuring liquidity access and hedge effectiveness
• Served as the only non-executive member of the Interest Rate Risk Committee, directly shaping decisions on pricing, hedge strategy, and firm-wide risk exposure
• Improved execution economics by $300K–$1M annually through pricing strategy, dealer selection, and market structure insight
• Built and managed relationships with 25+ broker-dealers, expanding liquidity access and execution flexibility during stressed markets
• Ran a twice-daily risk and market cadence used by executive leadership to adjust pricing, hedge positions, and exposure
• Drove firm-wide alignment between capital markets, operations, and compliance, ensuring pricing decisions translated cleanly into execution
• Led platform and workflow improvements to increase pricing responsiveness and consistency with real-time market conditions
• Recognized as Company MVP (2019) for performance during periods of extreme rate volatility and market stress

• Oversaw capital markets strategy and investor relationships during a rapid growth phase in an early-stage lending platform
• Served as a key operational and pricing resource for Sales and Sales Leadership, advising on guideline interpretation, pricing structure, lock policy, concessions, and extension strategy
• Acted as a liaison between Sales, Operations, Underwriting, and Secondary Marketing to support efficient loan execution, profitability management, and customer retention
• Exercised delegated authority related to pricing exceptions, lock extensions, and secondary market execution while balancing operational, customer, and profitability considerations
• Supported mortgage production growth through direct collaboration with sales leadership on product positioning, execution strategy, and operational workflow improvements

• Ran secondary marketing and lock desk operations, controlling pricing, pipeline risk, and execution
• Set pricing and execution strategy while coordinating directly with finance, operations, compliance, and regulators
• Directed capital markets activity during a period of systemic financial stress, balancing liquidity constraints, counterparty risk, and operational continuity
• Advised executive leadership and regulatory stakeholders on risk exposure and execution strategy
• Part of the buildout for the S&L’s mortgage division, building capital markets infrastructure, pricing discipline, and investor execution processes
• Interfaced directly with regulatory stakeholders during the FDIC-managed wind-down, aligning execution strategy with evolving oversight requirements

• Helped build and scale Capital Markets operations within a rapidly growing startup mortgage bank
• Managed lock desk operations, including pricing, rate lock administration, and pipeline coordination
• Oversaw hedging, trading, and interest rate risk activities supporting secondary market execution
• Assisted in developing and managing mortgage lending programs in rapidly changing market environments
• Collaborated across sales, underwriting, operations, and leadership teams to support organizational growth and operational execution
• Helped establish scalable workflows and operational infrastructure supporting the company’s expansion

• Managed lock desk responsibilities, including rate lock coordination and pricing support during volatile market conditions
• Worked extensively with second trust deeds and subprime loan products within fast-paced mortgage banking environments
• Supported capital markets, operations, and customer service functions across multiple business areas
• Assisted borrowers, brokers, and internal teams with loan pipeline management, issue resolution, and operational support
• Helped navigate complex loan scenarios while maintaining responsiveness and strong client service standards
• Supported operational processes during periods of rapid growth and changing lending environments
• Developed strong experience managing competing priorities in highly deadline-driven environments
• Collaborated with cross-functional teams to maintain operational consistency and communication flow
• Built a strong foundation in mortgage operations, lending products, and customer-focused problem solving

• Performed data entry, clerical support, and account documentation within a high-volume collections environment at Financial Credit Network.

• Assisted with operational and administrative support functions to help maintain workflow efficiency and account accuracy.

• Observed collection call processes and client interactions to develop an understanding of collections operations and customer communication practices.

• Gained early exposure to financial services operations, compliance-sensitive environments, and deadline-driven workflows.