Summary
Overview
Work History
Education
Skills
Hobbies and Interests
Certification
Accomplishments
Affiliations
Timeline
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NATHANIEL WILLIS

Tarpon Springs,USA

Summary

Dynamic Mortgage Banker with a proven track record at First Horizon Bank, excelling in regulatory compliance and relationship management. Achieved superior closing ratios while enhancing referral networks with local realtors. Passionate about delivering exceptional client support and leveraging negotiation skills to meet the unique needs of medical professionals in the luxury market.

Overview

44
44
years of professional experience
1
1
Certification

Work History

Mortgage Banker

First Horizon Bank
Tampa, FL
06.2024 - Current

Oversaw loan pipeline management from origination through closing, maintaining consistent progress updates.

Strengthened bank's presence in Luxury Market by collaborating with prominent realtors.

  • Attended industry seminars and workshops to stay current on lending laws and market trends.
  • Ensured meticulous support for clients during processing and closing, responding to inquiries beyond office hours.
  • Advised internal teams on mortgage procedures and policies to ensure adherence to best practices.

Mortgage Banker

South State Bank
Palm Harbor, FL
06.2020 - 05.2024
  • Established connections with local realtors and builders, enhancing referral channels.
  • Focused on doctor loans for medical professionals in region, achieving high satisfaction rates.
  • Built a robust pipeline for loans, managing seamless origination and closing processes.
  • Achieved above-average closing ratios while consistently surpassing performance metrics set by employer.

Mortgage Banker

Fifth Third Bank
Tampa, FL
09.2016 - 04.2020
  • My responsiblity covered the Pinellas and Hillsborough county area. By maintaining an above average closing ratio and volume, I was able to reinforce the Fifth Third brand in the region.
  • Besides meeting with clients, I also built relationships with realtors in the area and builders, and I built stronger relationships with wealth clients in the Tampa Bay market.
  • I specialize in doctor and dentist loans for the medical community.
  • I hosted lunch and learns for real estate brokers staff and also a doctors clinic for those interested in doctor loans.

Mortgage Banker

Salin Bank and Trust Company
Ft. Wayne, IN
09.2014 - 09.2016
  • I covered multiple branches of the bank and educated the internal staff on the products. I also oversaw my own pipeline of loans from origination through the closing process while monitoring progress regularly.
  • I maintained an above average closing ratio and volume. I met and exceeded all requirements required by my employer.
  • Besides meeting with clients I also built relationships with realtors in the area and builders.
  • Attended seminars and workshops to stay abreast of industry trends and changes in lending laws.

Mortgage Banker

First Financial Bank
Ft. Wayne, IN
01.2014 - 09.2014
  • Directed loan pipeline from origination through closing, maintaining regular progress assessments.
  • Achieved superior closing ratios and volume by implementing effective strategies.
  • Built strong connections with local realtors and builders, enhancing referral opportunities.
  • Specialized in providing financing options for medical professionals, especially in dentistry and medicine.
  • Educated internal staff on mortgage processes and adherence to compliance protocols.
  • Attended seminars and workshops to keep abreast of evolving industry trends.

Mortgage Banker

Tower Bank and Trust Company
Ft. Wayne, IN
08.2010 - 01.2014
  • Oversaw comprehensive loan pipeline from origination through closing, ensuring timely progress updates.
  • Consistently maintained above-average closing ratios and volumes, surpassing employer expectations.
  • Cultivated partnerships with area realtors and builders to expand client base.
  • Focused on specialized loan products for doctors and dentists, catering to medical community needs.

General Manager/ MLO

VSI Mortgage
Ft. Wayne, IN
06.2004 - 07.2010
  • Managed Broker office and employees. At the same time I managed my own pipeline of loans from origination through closing process while monitoring progress regularly. I maintained an above average closing ratio and volume. I met and exceeded all requirements set by my employer.
  • Performed routine audits of internal controls in order to maintain accuracy of financial records.
  • Besides meeting with clients I also built relationships with realtors in the area and builders.

Chemical Technician/Sales Executive

3M Company
Springfield/Ft. Wayne, MO
04.1981 - 07.1999
  • Conducted laboratory experiments, such as mixing chemicals and monitoring reactions.
  • Prepared and tested samples of chemical compounds according to established protocols.
  • Performed quality control checks on raw materials used for production processes.
  • Evaluated process performance through statistical analysis of data collected from experiments.
  • Documented test procedures, methods, results, and conclusions in reports for review by senior staff members.
  • Participated in team meetings to discuss current projects or brainstorm solutions for challenges faced within the department.
  • Contributed ideas toward advancing existing technologies or developing new ones relating to chemical engineering principles.
  • Leaving the Springfield area I continued in the chemical field by being a sales representative in the state of Indiana for7 years. Meeting and exceeding sales expectations year over year and achieving the sales rep of the year in 1995.

Education

NMLS I - Mortgage Licensing

Ft. Wayne
Ft. Wayne, IN
12.2010

Associate of Arts - Business

South West Missouri State University
Springfield, MO
05.1992

Skills

  • Regulatory compliance and closing procedures
  • Teller assistance and customer relations
  • Goal-oriented planning
  • Negotiation and relationship management
  • Licensed mortgage loan origination
  • Clear concise communication

Hobbies and Interests

I love life and live it to the full. I enjoy travel with family and friends. I especially enjoy sports such as golf, tennis, volleyball and fishing., Usually, anything that has human interaction is a stimulant for me, because I love people. I also, spend time in community volunteering each month as a way to give back to those who are in need.

Certification

  • NMLS Licensed

Accomplishments

  • Sales Rep of the year in 1995 with the 3M Corporation

Sales rep of the year again in 2000

Affiliations

  • I enjoy a host of sports: Golf, basketball, pickleball, racquetball, volleyball and fishing and camping.
  • I love to volunteer time in helping with disaster relief in the state after hurricanes.

Timeline

Mortgage Banker

First Horizon Bank
06.2024 - Current

Mortgage Banker

South State Bank
06.2020 - 05.2024

Mortgage Banker

Fifth Third Bank
09.2016 - 04.2020

Mortgage Banker

Salin Bank and Trust Company
09.2014 - 09.2016

Mortgage Banker

First Financial Bank
01.2014 - 09.2014

Mortgage Banker

Tower Bank and Trust Company
08.2010 - 01.2014

General Manager/ MLO

VSI Mortgage
06.2004 - 07.2010

Chemical Technician/Sales Executive

3M Company
04.1981 - 07.1999

NMLS I - Mortgage Licensing

Ft. Wayne

Associate of Arts - Business

South West Missouri State University