NEHA KURIAKOSE
Lawrenceville,NJ
Summary
Experienced Financial Analyst with a strong background in the accounting and US mortgage industry. Specializes in mortgage processing, closing, and post-closing activities. Proficient in navigating complex financial transactions and ensuring full compliance with mortgage regulations and TRID guidelines. Known for streamlining processes to enhance efficiency and drive cost savings. Expertise in data analysis and driving initiatives that result in significant cost savings.
Overview
7
7
years of professional experience
1
1
Certification
Work History
Financial Data Analyst
Robert Half (Client- Bloomberg)
02.2023 - 04.2023
- Analyzed and interpreted MBS(Mortgage backed securities) data to inform investment decisions by focusing on performance metrics
- Enhanced data integrity and accuracy through the utilization of UNIX and various data modeling techniques.
- Collaborated with stakeholders to enhance decision-making processes by providing data-driven insights and recommendations
- Collaborated with internal cash flow modeling teams and stakeholders to project loan data, enhancing forecast accuracy.
- Utilized Bloomberg Terminal, to gather, analyze, and present critical data for improved operational efficiency.
Financial Analyst
Better Mortgage
09.2020 - 04.2022
- Managed preparation of Initial and Final Closing Disclosures to comply with TRID guidelines
- Reviewed and audited mortgage documents, ensuring compliance with regulatory standards for Title Reports, Title Commitments, and Appraisal Reports
- Worked closely with settlement agents nationwide to guarantee adherence to company and investor guidelines for all transactions.
- Achieved loan clearance by resolving investor’s conditions on final documents in the post-closing stage.
- Experienced in efficiently handling Final Title Policies, Recorded Mortgages, and Assignment of Mortgages
- Designed and implemented a cost-saving initiative, streamlining compliance and reporting processes to reduce operational inefficiencies and generate $1M in annual savings.
Finance Executive
Delwara Marble and Granites Pvt. Ltd
11.2019 - 08.2020
- Managed financial reporting, monthly closings, and reconciliation processes, ensuring accuracy and compliance with corporate and regulatory standards
- Developed monthly management information system (MIS) reports, providing critical financial insights that guided decision-making and helped forecast market needs based on historical trends
- Led audits OF Accounts Payable and Bank Reconciliation, streamlining the month-end closing process and reducing discrepancies.
Financial Analyst
Jones Lang LaSalle JLL
09.2018 - 09.2019
- Conducted in-depth financial analysis for the Procure to Pay process, overseeing invoice processing, reconciliations, and payments for suppliers, resulting in a 98% accuracy rate in accounts payable
- Led the reconciliation of accounts and payables, ensuring all financial transactions were accurately recorded and discrepancies were resolved promptly
- Audited and prepared monthly journal entries, ensuring compliance with internal policies and external regulations, improving process efficiency
- Managed the Travel and Expenses T&E process, auditing records and ensuring correct entries for pay runs and reconciliation.
Finance Executive
Mahendra Pokhrana & Co.
07.2017 - 08.2018
- Audited cash books, ledgers, journals, sales, and purchase registers with records and vouchers
- Prepared cash flow statements and reconciled bank statements
- Reconciled Sundry Debtors and Creditors and prepared charts showing duration
- Checked inventory registers with the records
- Managed recordkeeping, prepared reports, closings, and financial statements with strong attention to detail and expert financial knowledge for all government dues.
Summer Intern
Vedanta Limited
04.2016 - 05.2016
- Checked inventory registers with the records
- Managed recordkeeping, prepared reports, closings, and financial statements with strong attention to detail and expert financial knowledge for all government dues
- Handled data entry, file management, and other clerical work with minimal oversight
- Prepared monthly accruals in conjunction with reports from internal departments
- Collected and analyzed quantitative data to create meaningful reports for the finance department P&L, B/S, Free Cash Flows, etc.
Education
Master of Business Administration - Finance And Banking
Ramaiah Institute of Management
05.2017
Bachelor of Commerce - Banking and Financial Accounting
Mohanlal Sukhadia University
05.2015
Skills
- Mortgage Processing & Compliance
- Financial Analysis & Reporting
- Accounts Payable and T&E expenses
- Closing Disclosure Management
- Post-Closing & Investor Relations
- Data Analysis & Interpretation
- Process Improvement
- Advanced Excel, Python, Unix, SQL
- ERP Systems (PeopleSoft, SAP)
Personal Information
Title: Financial Analyst
Accomplishments
· All-Star Award at Better Mortgage
· Top performer in the team for the last year
· Researched and identified key process changes that saved Better close to $1M annually
· Aces Award at Better Mortgage
· Top performer in the first two months of the production cycle
· Bravo Award at JLL for managing the transition of onshore processes to India teams
Certification
- Cleared NISM certification with more than 75%
NISM Series I: Currency Derivatives
NISM Series VIII: Equity Derivatives
- Cleared FLIP certification (Banking -Underwriting)
Timeline
Financial Data Analyst
Robert Half (Client- Bloomberg)
02.2023 - 04.2023
Financial Analyst
Better Mortgage
09.2020 - 04.2022
Finance Executive
Delwara Marble and Granites Pvt. Ltd
11.2019 - 08.2020
Financial Analyst
Jones Lang LaSalle JLL
09.2018 - 09.2019
Finance Executive
Mahendra Pokhrana & Co.
07.2017 - 08.2018
Summer Intern
Vedanta Limited
04.2016 - 05.2016
Master of Business Administration - Finance And Banking
Ramaiah Institute of Management
Bachelor of Commerce - Banking and Financial Accounting
Mohanlal Sukhadia University
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