Summary
Overview
Work History
Skills
Timeline
Generic

Nekeita Brown

Mortgage Loan Processor
Augusta,Georgia

Summary

Knowledgeable Loan Processor offering expertise in legal statutes and established lending guidelines. Excellent communication and negotiation skills. Offering [Number]-year history of successful loan and mortgage processing. Manages high-volume loan paperwork in dynamic environments with high production, approval and customer relations targets. Expertise includes reviewing and validating personal, employment and financial histories for each applicant. Self-motivated and reliable with excellent teamwork, problem-solving and organizational skills. Well-qualified administrative team member bringing demonstrated knowledge and abilities in loan processing. Effective at organizing paperwork, resolving discrepancies and working with third-party vendors to clear issues and completing closings. Proficient in [Area of expertise] standards and regulations. Organized and dependable candidate successful at managing multiple priorities with a positive attitude. Willingness to take on added responsibilities to meet team goals. Hardworking and passionate job seeker with strong organizational skills eager to secure entry-level [Job Title] position. Ready to help team achieve company goals. Detail-oriented team player with strong organizational skills. Ability to handle multiple projects simultaneously with a high degree of accuracy. To seek and maintain full-time position that offers professional challenges utilizing interpersonal skills, excellent time management and problem-solving skills.

Overview

20
20
years of professional experience

Work History

Mortgage Loan Processor

Cornerstone Home Lending, Inc.
09.2003 - 04.2023
  • Handled any conditions sent from underwriting departments.
  • Collaborated with Loan Officers to provide timely, accurate service for clients throughout entire mortgage process.
  • Worked with customers in person and via telephone to answer questions, process transactions, and resolve issues.
  • Set up and completed loan submission packages.
  • Communicated with originator and applicant concerning progress of loan file.
  • Coordinated closing process with attorneys, title companies, and government clerks.
  • Analyzed borrower credit reports and income statements to verify accuracy.
  • Reviewed financial statements and contacted institutions and customers to clarify details.
  • Received on-going, comprehensive training on home loan products and mortgage process.
  • Processed mortgage loan applications accurately and successfully for over [Number] years.
  • Collected and compiled paperwork such as title abstracts, insurance paperwork, loan files and tax histories.
  • Reviewed and validated details of loan applications and closing documentation.
  • Verified credit histories, personal references and employment backgrounds for each applicant.
  • Calculated debt-to-income ratios to determine maximum loan amounts and avoid overextending applicants.
  • Consulted with outside vendors to identify and resolve loan closing issues.
  • Tracked loan status and updated applicant information to inform lenders of changes to applicants' financial situation.
  • Prepared loan documents and explained terms to clarify loan conditions and requirements with applicants.
  • Contacted customers via mail, telephone and email to relay acceptance or rejection of applications.
  • Interviewed loan applicants to obtain personal and financial data to assist in completing applications.

Skills

  • Loan Paperwork
  • Deposit and Payment Collection
  • Principal, Interest and Payment Calculation
  • Gathering Appraisals
  • Government Standards
  • Processing Procedures
  • Credit Bureau Contact
  • Financial Data Collection
  • Mortgage Closing Scheduling
  • Government Lending
  • Desktop Underwriter

Timeline

Mortgage Loan Processor

Cornerstone Home Lending, Inc.
09.2003 - 04.2023
Nekeita BrownMortgage Loan Processor