Nelvia Nely Alvarado
San Antonio,TX
Summary
Audit Manager with progressive experience across Enterprise Technology, Digital and Innovations, and Consumer/Small Business audit portfolios, leading concurrent issue validations and delivering risk-focused assurance in alignment with Internal Audit policy. Skilled in identifying and assessing key risks and controls, developing effective test plans, and producing clear, well-supported workpapers that document results and conclusions. Known for strong analytical problem-solving, credible challenge, and confident stakeholder engagement- facilitating kickoff/walkthrough discussions to ensure shared understanding of issues, corrective actions, and control design. Strong business foundation, including prior leadership in Management, operational risk assurance and reporting, supported by an MBA in Accounting/Finance and a certification in Fraud (Certified Fraud Examiner).
Overview
18
18
years of professional experience
1
1
Certification
Work History
Audit Manager, VP
Wells Fargo Bank, N.A.
San Antonio, TX
03.2022 - Current
- Assist in identifying, assessing, and evaluating key risks and controls in financial, operational, technical, and regulatory areas. Support the development of risk-based test plans aligned with engagement objectives.
- Identify and escalate significant risks and potential loss exposures to relevant management levels, delivering clear and well-supported audit judgments and recommendations.
- Ensure audit documentation meet standards for clarity and defensibility, facilitating thorough review and reporting processes.
- Assess complex issues, exercise professional judgment, and propose practical, risk-appropriate solutions aligned with Wells Fargo's control and governance standards.
- Managed and executed independent validation testing for moderate to high complexity issues, maintaining focus on timely resolution and accuracy.
Senior Auditor
Wells Fargo Bank, N.A.
San Antonio, TX
12.2018 - 03.2022
- Facilitated guidance and continuous support for new auditors in executing issue validations and adhering to methodology documentation standards.
- Assessed design effectiveness of new and enhanced controls to ensure compliance with audit and regulatory standards.
- Developed and executed detailed audit test procedures to evaluate design and operational effectiveness of new controls.
- Facilitated issue validation walkthrough meetings with line of business stakeholders to ensure thorough understanding of corrective actions and associated controls.
- Presented observations and identified gaps to business partners clearly and constructively, ensuring timely communication of key issues.
Loan Administration Manager
Wells Fargo Bank, N.A.
San Antonio, TX
10.2013 - 12.2018
- Conducted in-depth reviews of credit analysts' work to uncover trends, ensure data integrity, and highlight control gaps for effective risk management.
- Executed strategic initiatives for process improvement and risk assurance, focusing on enhancements that reinforced control effectiveness and maintained compliance with regulations and policies.
- Executed performance and risk reporting processes, delivering insights to analysts and management.
- Engaged with direct reports, peers, and senior leaders in ongoing governance and risk discussions to ensure alignment on strategic priorities and remediation efforts.
- Recruited, trained, and developed team members to enhance analytical quality and control discipline within business banking operations.
Quality Assurance Analyst
Wells Fargo Bank, N.A.
San Antonio, TX
10.2012 - 10.2013
- Evaluated financial spreading activities through detailed audits and generated clear, actionable reports to inform senior management and drive decision-making.
- Analyzed and documented deficiencies and errors, escalating issues to relevant stakeholders.
- Delivered strategic support to business partners, promoting compliance with internal policies and applicable regulations to enhance operational consistency.
Credit Analyst
Wells Fargo Bank, N.A.
San Antonio, TX
11.2007 - 10.2012
- Evaluated tax returns and financial statements for consumers and businesses to support informed credit decisions for new and existing relationships.
- Implemented rigorous underwriting standards and documentation protocols to maintain adherence to established process controls.
- Assisted in developing financial models and forecasts to evaluate repayment capacity and performance impacts. Identified key risks and drivers for stakeholders.
Education
MBA - Accounting And Finance
Our Lady of The Lake University
San Antonio, TX08-2011
Bachelor of Science - Accounting
The University of Texas At San Antonio
San Antonio, TX05-2005
Skills
- Risk Assessment and Internal Controls
- Regulatory and Compliance Knowledge
- Critical Thinking and Analytical
- Communication Skills
- Leadership and Team Management
- Adaptability and Problem Solving
Certification
- Certified Fraud Examiner (CFE)
Languages
Spanish
Native or Bilingual
English
Native or Bilingual
Timeline
Audit Manager, VP
Wells Fargo Bank, N.A.
03.2022 - Current
Senior Auditor
Wells Fargo Bank, N.A.
12.2018 - 03.2022
Loan Administration Manager
Wells Fargo Bank, N.A.
10.2013 - 12.2018
Quality Assurance Analyst
Wells Fargo Bank, N.A.
10.2012 - 10.2013
Credit Analyst
Wells Fargo Bank, N.A.
11.2007 - 10.2012
MBA - Accounting And Finance
Our Lady of The Lake University
Bachelor of Science - Accounting
The University of Texas At San Antonio