Rosimer Freitas
Crowley
Summary
Analytical professional with a solid background in underwriting and loan assessment. Known for strong problem-solving skills and compliance expertise, contributing to accurate financial evaluations and effective team collaboration.
Overview
4
4
years of professional experience
1
1
Certification
Work History
Underwriter
Peach Capital
Irving
04.2022 - 11.2024
- Analyzed financial statements to determine client's creditworthiness and insurability.
- Collaborated with agents to gather documentation and clarify client information, ensuring thorough underwriting process.
- Reviewed policy terms to ensure compliance with regulations and company standards.
- Provided training and guidance to junior underwriters on best practices and procedures.
- Verified accuracy of documentation including income statements, tax returns, and bank statements to uphold underwriting standards.
- Analyzed financial information including income, assets, liabilities and credit history of applicants.
- Utilized underwriter authority to align assessments with corporate risk appetite and strategy.
Loan Officer
Peach Capital
Irving
03.2021 - 04.2022
- Evaluated loan applications to determine borrower creditworthiness and financial history, ensuring informed lending decisions.
- Analyzed financial information to determine appropriate loan products for clients.
- Collaborated with clients to gather necessary documentation for loan processing.
- Coordinated with underwriters to facilitate timely loan approvals and decisions.
- Verified loan agreements for completeness and accuracy, facilitating smooth loan processing and compliance.
- Resolved client inquiries regarding loan status and requirements, enhancing customer satisfaction and communication.
Education
Bachelor of Science - Human Resources Management
Instituto Superior Politecnico Lusiadas
Benguela, Angola05-2017
Skills
- Underwriting guidelines
- Financial analysis
- Credit assessment
- Underwriting calculations
- Risk assessment
- Policy compliance
- Document verification
- Customer relationship management
- Problem solving
- Time management
- Team leadership
- Effective communication
Languages
English
Full Professional
Spanish
Professional
Portuguese
Native/ Bilingual
Certification
English As Second Language
Timeline
Underwriter
Peach Capital
04.2022 - 11.2024
Loan Officer
Peach Capital
03.2021 - 04.2022
Bachelor of Science - Human Resources Management
Instituto Superior Politecnico Lusiadas