Nica R. Bamgbose
Augusta,GA
Summary
Results-driven Federal Specialist with expertise in client relations, lending, credit analyst, regulatory compliance, fraud prevention, and client development. Proven ability to streamline loan processes and enhance efficiency in financial assessments.
Overview
6
6
years of professional experience
Work History
Federal Loan Specialist / Fraud Review
US Small Business Administration
02.2020 - 09.2025
- Evaluated loan applications for compliance with SBA guidelines and regulations.
- Collaborated with small business owners to assess financial needs and recommend suitable loan products.
- Analyzed credit histories to determine risk factors and support lending decisions.
- Streamlined loan processing procedures, enhancing efficiency and reducing turnaround time for approvals.
- Trained junior staff on best practices in loan assessment and client communication strategies.
- Reviewed and analyzed grant applications for compliance with eligibility criteria.
- Implemented fraud detection strategies to enhance security measures for small business loans.
- Mentored junior team members on analytical methods and investigative techniques relevant to fraud prevention.
- Analyzed transaction data using advanced analytics tools to identify patterns indicative of fraudulent activity.
- Collaborated with cross-functional teams to refine fraud prevention protocols and improve response times.
- Led training sessions for staff on best practices in fraud detection and prevention techniques.
- Handled escalated customer concerns with empathy and professionalism, leading to successful conflict resolution.
Education
-
Paine College
Augusta, GAHerzing University
Atlanta, GAHigh School Diploma -
T.W.Josey High School
Augusta, GA05-1995
Skills
- 15 years Finance; Business Lending, Large Ticket Lending, Government Funding, Grant Approvals, Accounting, Consumer,
Commercial, Mortgage, and Multifamily Lending, Portfolio Management - Excellent Client Development, Vendor Relations, Contract
Negotiation, and Contract Compliance - Superior organizational, strong leadership, motivator, excellent communication, and great interpersonal skills
- High spirited, professional, goal oriented, flexible, dependable, focused Leader and Team Player
- Team Knowledgebase Trainer Adept at training teams and implementing effective compliance strategies, contributing to improved client relations and reduced fraud risk
- Loan Underwriting
- Credit Analysis
- Federal Grant Funds disbursement & review knowledge
- Regulatory compliance
- Customer Service
Timeline
Federal Loan Specialist / Fraud Review
US Small Business Administration
02.2020 - 09.2025
-
Paine College
Herzing University
High School Diploma -
T.W.Josey High School