NICHOLAS VITACCA
Dayville,CT
Summary
Strategic Senior Finance Analyst with 8+ years of experience in legal billing, financial reporting, forecasting, and revenue optimization. Led cross-functional initiatives that improved financial accuracy and accelerated close cycles while enhancing decision-making through actionable insights. Synthesized complex data sets and developed financial models to drive process improvements and strengthen business performance.
Overview
4
4
years of post-secondary education
9
9
years of professional experience
Work History
Collections Analyst
Mintz
Boston, MA
01.2026 - 08.2026
- Facilitated discussions with billing attorneys and their assistants on delinquent accounts, initiated collection calls to clients with overdue receivables, and established payment plans.
- Supported collection of delinquent accounts by preparing and reviewing monthly accounts receivable reports, ensuring timely follow-up on overdue balances.
- Cultivated relationships with billing attorneys to aid in managing business portfolios and emphasize year-round collection practices.
WIP & Disbursement Senior Billing & Revenue Specialist
FRAGOMEN
Matawan, NJ
10.2022 - 01.2026
- Led firm-wide initiative to redesign disbursement validation and reconciliation process, enhancing accuracy in invoice research and bill submission in Connect and Elite 3E.
- Delivered quarterly profitability and variance analyses to finance leadership, informing new client billing policies that reduced annual write-offs by a large margin.
- Partnered with accounting and operations teams to automate reporting workflows, improving forecasting accuracy and visibility into KPIs.
- Partnered with accounting and operations teams to automate reporting workflows, which increased forecasting accuracy and visibility into KPIs.
- Authored and implemented standardized financial operating procedures while mentoring junior analysts, improving reporting consistency and departmental efficiency.
BaaS Operations Support Specialist
LENDING CLUB
Boston, MA
09.2021 - 09.2022
- Managed daily operations and ensured financial transaction accuracy for Banking-as-a-Service (BaaS) partnerships, enhancing compliance and data integrity across reporting.
- Collaborated with Product, Finance, and Compliance teams to align business processes with financial planning objectives and meet audit requirements.
- Collaborated with Product, Finance, and Compliance teams to align business processes with financial planning objectives and audit requirements.
- Achieved 100% audit compliance through implementation of standardized documentation and internal control protocols.
Partnerships Operations Analyst
LENDING CLUB
Boston, MA
08.2020 - 09.2021
- Coordinated and reconciled wire transfer operations exceeding $50M+ monthly, ensuring financial accuracy and control adherence.
- Designed and implemented dashboards to monitor revenue flow, cost trends, and operational KPIs, enhancing forecasting accuracy.
- Optimized process workflows to reduce reconciliation turnaround and align cross-departmental efforts on financial targets.
Relationship Banker
CITIZENS BANK
Boston, MA
03.2019 - 07.2020
- Advised customers on lending and investment products, driving 10% annual branch growth.
- Aligned client financial needs with revenue goals and portfolio strategies through collaboration with internal teams.
- Assisted customers with account inquiries and transaction processing.
- Educated clients on banking products and services to enhance financial literacy.
- Cultivated strong relationships with clients through personalized service and support.
Senior Deposit Operations Specialist
CITIZENS BANK
East Providence, RI
05.2017 - 03.2019
- Conducted quality-control audits and reconciliations on deposit and mortgage documentation, ensuring regulatory compliance and minimizing risk.
- Developed process tracking systems to improve accuracy and streamline error correction workflows.
- Managed daily deposit transactions for various banking products and services.
- Oversaw compliance with regulatory requirements and internal policies.
- Trained new staff on deposit operations procedures and best practices.
Education
Bachelor of Arts - Economics
University of Rhode Island
Kingston, RI 09.2012 - 01.2017
Skills
- Collections Strategy
- Forecasting & Budgeting
- Variance & Trend Analysis
- Financial Modeling
- Receivables Management
- Process Improvement
- Data auditing
- Collections Reporting
- Stakeholder Engagement
- Collections Coordination
- Advanced Excel
- Collections Software (Elite 3E, Connect)
- Google Workspace
Skills
- Collections Strategy
- Forecasting & Budgeting
- Variance & Trend Analysis
- Financial Modeling
- Receivables Management
- Process Improvement
- Data auditing
- Collections Reporting
- Stakeholder Engagement
- Collections Coordination
- Advanced Excel
- Collections Software (Elite 3E, Connect)
- Google Workspace
Accomplishments
- Recipient, Citizens Bank Credo Award for excellence in financial service.
- Multiple promotions recognizing analytical performance and leadership.
- Dean's List, University of Rhode Island.
- Vice President, Academy of Finance Program.
References
- Chris Conciatori, Director of Payment Operations, Lending Club, (914) 400-4545
- Fioralba Shaba, Branch Manager, Citizens Bank, (617) 372-1024
Timeline
Collections Analyst
Mintz
01.2026 - 08.2026
WIP & Disbursement Senior Billing & Revenue Specialist
FRAGOMEN
10.2022 - 01.2026
BaaS Operations Support Specialist
LENDING CLUB
09.2021 - 09.2022
Partnerships Operations Analyst
LENDING CLUB
08.2020 - 09.2021
Relationship Banker
CITIZENS BANK
03.2019 - 07.2020
Senior Deposit Operations Specialist
CITIZENS BANK
05.2017 - 03.2019
Bachelor of Arts - Economics
University of Rhode Island
09.2012 - 01.2017