Summary
Overview
Work History
Education
Skills
Accomplishments
Timeline
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Nicholas Mihalo

Pittsburgh,PA

Summary

Performance-driven Actuarial Analyst with a proven ability to translate complex data into actionable insights. A skilled communicator with strong quantitative analysis and report writing skills. Proficient in several programming languages and spreadsheet modeling. Known for tackling challenging projects, uncovering key drivers and delivering key impactful results.

Overview

9
9
years of professional experience

Work History

Actuarial Analyst - Government Pricing

Blue Cross NC
09.2024 - 08.2025
  • Specialized in Medicare Part C
  • Assisted in the preparation of MA bids for CMS submission, ensuring bids were accurate and complied with all CMS regulations
  • Generated Pricing suggestions for supplemental benefits, that were financially sound, and supported our competitive position
  • Owned the Part C forecast modeling process. Monitored claim performance across all segments and provided insights to key drivers of high claimants in a timely manner
  • Designed and implemented service-level specific analysis that enhanced the understanding of Part C claim trends
  • Owned and Improved the supplemental benefit tracking process, before training and transitioning the process to a new hire for a seamless handoff

Actuarial Analyst - Medicare Supplement Team

Nassau Financial Group
10.2022 - 09.2024

· Contributed to our overall revenue growth initiative by conducting various pricing analyses that when implemented drove a tenfold increase in revenue from $1M to $10M

· Conducted a monthly competitive analysis to determine the most effective rate adjustments, ensuring prices were in line with our target profitability

· Conducted sensitivity analyses to determine which aspects of our current model office required updates to better reflect our membership

· Tracked weekly sales throughout 27 states and dozens of distributors to ensure effectiveness and reliability from our IMO producers

· Helped lower the overall loss ratio through extensive analysis of conditions with the greatest impact on profitability


Outside Operations

Essex Golf And Country Club
04.2016 - 05.2021

Solving daily problems for individual members, caddying, and making sure the golf course was in perfect condition for all players

Accounting Intern

KPMG
09.2016 - 06.2017

Specialized in tax accounting. Main duties included filing individual tax returns for clients

Education

Bachelor of Science - Actuarial Science

Robert Morris University
Coraopolis, PA
12.2021

Skills

  • Versatile programmer in SAS, R and Excel
  • Effective Communicator
  • Data Analysis Expert
  • Strong Focus on Accuracy

Accomplishments

  • A former member of the Robert Morris University Division 1 golf team.
  • Played in numerous collegiate, and a select few professional golf tournaments

Timeline

Actuarial Analyst - Government Pricing

Blue Cross NC
09.2024 - 08.2025

Actuarial Analyst - Medicare Supplement Team

Nassau Financial Group
10.2022 - 09.2024

Accounting Intern

KPMG
09.2016 - 06.2017

Outside Operations

Essex Golf And Country Club
04.2016 - 05.2021

Bachelor of Science - Actuarial Science

Robert Morris University