Summary
Overview
Work History
Education
Skills
References
Timeline
Generic

Nicole Butler

Elgin,SC

Summary

Dedicated Credit Manager with high integrity and deep knowledge of the field bringing 17 years of related experience to support financial needs and is committed to contributing to organizational success through strategic guidance and impactful collaboration. Seeking a position to leverage extensive skills and experience in providing leadership and support for the effective execution of a company's initiatives.

Overview

17
17
years of professional experience

Work History

Credit Manager

Shakespeare Company LLC
07.2008 - Current
  • Reviewed and authorized credit limits for customers, ensuring compliance with established credit policies
  • Managed credit risk in the company’s loan portfolio, providing credit analysis for risk assessment
  • Implemented credit control procedures, improving cash flow and reducing bad debt
  • Created reports for analyzing credit trends and assessing customer financial positions
  • Developed and executed strategies to reduce company credit risk
  • Managed relationships with auditors, documenting processes and accounting policies
  • Developed and maintained relationships with customers, vendors, and other departments
  • Implemented finance procedures through analysis and recommended changes
  • Managed accounts receivable, including cash application, invoicing, and collections.
  • Developed and maintained relationships with customers to ensure prompt payments on accounts receivable.
  • Monitored customer account details for non-payments, delayed payments and other irregularities.
  • Collected overdue payments from customers using various methods such as phone calls, emails or letters.
  • Developed payment plans with customers to ensure timely payments on past due amounts.

Credit Analyst

Shakespeare Fishing Tackle
10.2006 - 07.2008
  • Managed collections, ensuring timely and effective resolution of outstanding balances
  • Applied cash applications, processed invoices, and credit applications.
  • Reviewed and analyzed financial statements of potential borrowers to determine credit worthiness.
  • Assessed loan requests for accuracy, completeness and conformance with established lending guidelines.
  • Analyzed customer payment histories to assess credit risk profiles.
  • Determined appropriate loan terms based on borrower's creditworthiness.
  • Researched discrepancies between customers' payments and invoices.
  • Reviewed and applied customer payments to accounts using Lockbox, ACH, checks and wire transfers.
  • Assisted with month end closing activities related to cash application.

Education

Bachelor of Science -

University of South Carolina

Dual Masters in Human Resource Development and Management and Leadership -

Webster University

Skills

  • Credit Risk Management
  • Treasury Operations
  • Cash Management
  • Credit Collection
  • Credit Analysis
  • Financial Analysis
  • Financial Reporting
  • Problem-Solving
  • Credit Approval
  • Decision-Making
  • Communication
  • Negotiation
  • Accounting Principles
  • Budget Forecasting
  • Trend Analysis
  • Customer Portals
  • EDI Management
  • Supply Chain Management

References

References available upon request.

Timeline

Credit Manager

Shakespeare Company LLC
07.2008 - Current

Credit Analyst

Shakespeare Fishing Tackle
10.2006 - 07.2008

Bachelor of Science -

University of South Carolina

Dual Masters in Human Resource Development and Management and Leadership -

Webster University

Similar Profiles

CREATE PROFILE
Nicole Butler