NIKITA DESAI
Iselin,NJ
Summary
Highly skilled Loan Specialist with expertise in data accuracy and security. Hardworking professional with over 4 years of assisting clients, scheduling payments, and reviewing credit histories. Knowledgeable in all credit procedures. Organized and dependable candidate successful at managing multiple priorities with a positive attitude. Willingness to take on added responsibilities to meet team goals. To seek and maintain full-time position that offers professional challenges utilizing interpersonal skills, excellent time management and problem-solving skills.
Overview
5
5
years of professional experience
Work History
Loan Officer
Westend Educorp Pvt. Ltd.
06.2018 - 08.2022
- Submitted loan applications to underwriter for verification and recommendations.
- Originated, reviewed, processed, closed, and administered customer loan proposals.
- Recommended loan approvals and denials based on customer loan application reviews.
- Maintained strict confidentiality of bank records and client information.
- Mostly helped students get their education loans and worked as mediator for their domestic and international education.
- Apart from that, I managed more than 17 files per day.
Back Office Manager
Pinak Insurance Pvt. Ltd.
01.2017 - 05.2018
- Sought out new clients and developed client relationships through networking, direct referrals, lead databases and cold calling.
- Customized existing insurance programs to suit individual client needs by analyzing specific requirements.
- Managed over 50 customer calls per day and increased sales by 10%.
Education
MBA - Finance
New York Institute of Technology
New York, NY12.2024
Bachelor of Commerce - Accounting
H.K. Commerce College
Ahmedabad, India05.2018
Skills
- Financial History Analysis
- Bottom Line Loan Master Servicing
- Customer Relations
- Communication Skills
- Team Leader & Management
- Good Listener
- Marketing Strategies
Timeline
Loan Officer
Westend Educorp Pvt. Ltd.
06.2018 - 08.2022
Back Office Manager
Pinak Insurance Pvt. Ltd.
01.2017 - 05.2018
MBA - Finance
New York Institute of Technology
Bachelor of Commerce - Accounting
H.K. Commerce College
Traveling, Music, Reading
I love to travel a lot. mostly I prefer unplanned trips. whenever I feel low then I go for a solo trip. I wouldn't say traveling is my hobby because I got it from my heredity. My granny used to travel a lot and she always took me with her since I was just 8 years old. Apart from that music is my therapy for my moods. as I'm a moody person. when I travel I must keep my headphones and books. I think books are the best friends of human beings.
Traveling, Music, Reading
I love to travel a lot. mostly I prefer unplanned trips. whenever I feel low then I go for a solo trip. I wouldn't say traveling is my hobby because I got it from my heredity. My granny used to travel a lot and she always took me with her since I was just 8 years old. Apart from that music is my therapy for my moods. as I'm a moody person. when I travel I must keep my headphones and books. I think books are the best friends of human beings.
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