Nikki Baer
Van Wert,Ohio
Summary
Analytical Underwriting manager with expertise in commercial lines with a focus on property underwriting skills Gifted in evaluating risk and loss potential and developing information for new and renewal policies. Team-oriented with success in building relationships with agents to achieve business goals.
Overview
11
11
years of professional experience
1
1
Certification
Work History
COMMERCIAL LINES UNDERWRITING MANAGER
CENTRAL INSURANCE
05.2021 - Current
- Provide guidance and training to 7 direct reports on underwriting appetite, how to analyze and rate risks based on exposure
- Set regional premium & expense budgets to maximum profitability and maintain an underwriting profit
- Review policy applications thoroughly, ensuring accurate evaluation of risks in alignment with established guidelines.
- Collaborate with Territory Sales Managers to drive profitable growth and maintain strong relationships with key clients.
- Analyze market trends to identify potential risks and opportunities for strategic business development initiatives.
FINANCIAL ANALYST
CENTRAL INSURANCE
10.2019 - 05.2021
- Supported Risk Management Director on catastrophe reporting
- Provided insights for corporate review on commercial and personal line results.
- Supported executive decision-making by providing data-driven insights on revenue trends and cost drivers.
- Collected data and developed detailed spreadsheets to identify trends and create revenue, profitability, and expense forecasts.
COMMERCIAL LINES UNDERWRITER
CENTRAL INSURANCE
07.2017 - 10.2019
- Collaborated with assigned agencies on writing profitable business within company appetite
- Processed new business requests in a timely manner
- Worked with marketing managers to provide training to new agents & agencies
- Maintained current understanding of industry and underwriting procedures.
- Maximized revenue growth with precise policy pricing and competitive premium adjustments.
PROJECT CONSULTANT
LINCOLN FINANCIAL
02.2016 - 07.2017
- Developed process and procedures for all new hires coming to Lincoln
- Was recognized for excellence at National Sales conference
- Maintain and build self-scheduling tool for participants to meet in the field with retirement consultant
- Developed and improved new Virtual experience technology to meet with participants in remote locations.
INTERNAL RETIREMENT CONSULTANT
LINCOLN FINANCIAL
02.2014 - 02.2016
- Designed a new regionalized role to collaborate with field consultants and provide internal assistance
- Trained newly hired Internal Retirement Consultants and provided feedback
- Provided retirement education for participants in their employer plans and individual retirement accounts
- Exceeded sales goals with $3 million in individual products
- Provided expert guidance on tax-efficient investment strategies, maximizing client returns during their retirement years.
LICENSED PERSONAL BANKER
WELLS FARGO
06.2013 - 02.2014
- Referred customers to branch partners for investments and mortgages
- Provided service related to home equity loans and lines, credit cards, and fee based accounts
- Acquire new households through community involvement and promotions.
LICENSED PERSONAL BANKER
JPMORGAN CHASE
06.2013 - 02.2014
- Prospected for new business with proactive appointments set on the phone
- Coordinated with financial advisor develop and maintain relationships with premier book of customers
- Discussed rollover opportunities with customers after discovering financial goals.
HOME EQUITY CUSTOMER CARE PROFESSIONAL
JPMORGAN CHASE
- Assisted clients with account inquire and maintenance on home equities
- Served as floor walker to assist team members
- Performed financial calculations for interest to date
- Selected as Banker Services loan out, which facilitated Customer Advocate Functionalities for Branch Employees and managers.
Education
BA PERSONAL FINANCE -
THE OHIO STATE UNIVERSITY
12.2008
Skills
- Proficient in Microsoft products
- Power BI
- Data Management
- Customer Service
- Analyzing data
- Documentation
Activities
- Relationship Management
- Project Management
- Risk Management and Financial Analysis
Certification
AINS-2019
SM-2021
CPCU- currently pursing with 2 tests remaining
Volunteerism
Chair for Central Cares, LEAD Read facilitator, United Way board member, Blessings in a back pack, Board for Van Wert Leadership
Timeline
COMMERCIAL LINES UNDERWRITING MANAGER
CENTRAL INSURANCE
05.2021 - Current
FINANCIAL ANALYST
CENTRAL INSURANCE
10.2019 - 05.2021
COMMERCIAL LINES UNDERWRITER
CENTRAL INSURANCE
07.2017 - 10.2019
PROJECT CONSULTANT
LINCOLN FINANCIAL
02.2016 - 07.2017
INTERNAL RETIREMENT CONSULTANT
LINCOLN FINANCIAL
02.2014 - 02.2016
LICENSED PERSONAL BANKER
WELLS FARGO
06.2013 - 02.2014
LICENSED PERSONAL BANKER
JPMORGAN CHASE
06.2013 - 02.2014
HOME EQUITY CUSTOMER CARE PROFESSIONAL
JPMORGAN CHASE
BA PERSONAL FINANCE -
THE OHIO STATE UNIVERSITY
Similar Profiles
Elisabet AbreuElisabet Abreu
Enterprise Data Manager at Central InsuranceEnterprise Data Manager at Central Insurance
Carter JenningsCarter Jennings
Undergraduate Pricing Innovation Analyst at 1st Central Insurance and Technology groupUndergraduate Pricing Innovation Analyst at 1st Central Insurance and Technology group
Bailey EverettBailey Everett
Insurance Agent at North Central InsuranceInsurance Agent at North Central Insurance
Tammy RiceTammy Rice
Billing Specialist at Hometown Family PracticeBilling Specialist at Hometown Family Practice
Gregory KranerGregory Kraner
RN - ICU at Mount Carmel EastRN - ICU at Mount Carmel East