Nikki Eudaimon Wright
Yorba Linda,CA
Summary
Goal-driven Loan Processor highly effective at coordinating documents and processes between departments, individuals and government offices. Expert negotiator, problem solver and organizer. Excellent communicator and decision-maker with a strong eye for detail and a proactive nature.
Overview
11
11
years of professional experience
Work History
Sr. Loan Processor
The Mortgage Company
Orange, CA
06.2023 - 07.2024
- Monitored progress of loans throughout the entire origination process from pre-qualification through post-closing activities.
- Maintained accurate records of all closed loans in accordance with company policy.
- Conducted due diligence on potential borrowers prior to approving a loan request.
- Collaborated closely with underwriters when reviewing files for final approval.
- Developed relationships with real estate agents and brokers to increase referral business.
- Reviewed and evaluated loan applications to ensure accuracy, completeness, and compliance with state and federal regulations.
- Coordinated document preparation with attorneys, title companies, lenders, and other third parties as needed.
- Ensured that all required paperwork was completed accurately and timely by both parties.
- Reviewed appraisals for accuracy before underwriting loans for approval or denial.
- Responded promptly to customer inquiries regarding their loan status and requirements.
- Analyzed income documentation including pay stubs, W2s, tax returns, bank statements. to determine borrower's ability to repay the loan.
- Provided technical assistance in resolving complex loan processing issues or problems.
- Assisted junior staff members with any questions they may have had about the loan process or procedures.
Sr. Loan Processor
Winnpointe Interactive Mortgage
Orange, CA
04.2020 - 03.2023
- Reviewed and evaluated loan applications to ensure accuracy, completeness, and compliance with state and federal regulations.
- Coordinated document preparation with attorneys, title companies, lenders, and other third parties as needed.
- Ensured that all required paperwork was completed accurately and timely by both parties.
- Verified credit reports for accuracy and completeness prior to loan approval.
- Reviewed appraisals for accuracy before underwriting loans for approval or denial.
- Responded promptly to customer inquiries regarding their loan status and requirements.
- Analyzed income documentation including pay stubs, W2s, tax returns, bank statements. to determine borrower's ability to repay the loan.
- Managed conditions sent from underwriting departments.
- Filed completed packages quickly and efficiently.
- Discussed loan needs and financial histories with clients and conveyed information regarding application processes.
- Upheld compliance with privacy and security requirements, as well as federal statutes covering VA loans.
- Maintained fast-paced schedule by consistently providing satisfactory application approval turnaround times.
- Provided excellent customer service, maintaining high satisfaction levels among borrowers.
- Utilized loan processing software to manage and track loan progress efficiently.
- Worked with third-party vendors to address and clear loan closing requirements.
- Prepared and delivered loan documents to title and escrow teams.
- Answered questions and advised customers regarding loans and transactions.
Closing Coordinator
Mr. Cooper DBA Nationstar Mortgage
Santa Ana, CA
08.2016 - 02.2020
- Carried a pipeline of 70-80 files Funding 70% of pipe
- Contact the borrower to go over loan terms and details
- Request all necessary documents to qualify per agency guidelines
- Review documents, calculate income, run DU/LP/FHA/VA for approval
- Submit file to UW with all documents needed
- Meet all conditions requested, prior to docs and prior to funding
- Go over the closing document with the borrower
- Prepare and send out CDs for borrowers to ensure they are satisfied with the loan
- Schedule signing with notary, send request for doc release to funding.
Sr. Account Mgr. II
Loan Depot
Foothill Ranch, CA
06.2015 - 08.2016
- Carried a pipeline of 40-50 files Funding 70% of pipe
- Contact the borrower to go over loan terms and details
- Request all necessary documents to qualify per agency guidelines
- Review documents, calculate income, run DU/LP/FHA for approval
- Submit file to UW with all documents needed
- Meet all conditions requested, prior to docs and prior to funding
- Set up signing with notary, draw and send docs out
- Go over the closing document with the borrower
- Prepare and send out CDs for borrower consent to ensure they are satisfied with the loan
- Meet all deadlines and work well under pressure.
Closing Coordinator
Nationstar Mortgage DBA Greenlight Loans
Irvine, CA
07.2013 - 06.2015
- Carried a pipeline of 35-60 files on our National team
- Contact the borrower to go over loan terms and details
- Request all necessary documents to qualify per agency guidelines
- Review documents, calculate income, run DU/LP/FHA for approval
- Submit file to UW with all documents needed
- Meet all conditions requested, prior to docs and prior to funding
- Set up signing with notary, draw and send docs out.
Education
High School Diploma -
Herbert Hoover High School
06-1995
Skills
- MS Word
- Excel
- Power Point
- Access
- Outlook
- QuickBooks
- Act
- Empower Internet
- Calyx Point
- Encompass
- Knowledge of DU
- LP
- FHA
- VA guidelines
- Broker/correspondent loan registration
- Purchase agreements
- Appraisal review
- Corelogic
- Fraud report
- Flood cert
- Docmagic
- Docusign
- Type 55WPM
- Data Entry
- CPR
- Infant CPR
- First aid
- Punctual
- Excellent ability to multitask and meet deadlines
- Work well under pressure
- Speak Armenian and Farsi
- Excellent human relation and organization skills
- Able to work well in a team environment or individually
Timeline
Sr. Loan Processor
The Mortgage Company
06.2023 - 07.2024
Sr. Loan Processor
Winnpointe Interactive Mortgage
04.2020 - 03.2023
Closing Coordinator
Mr. Cooper DBA Nationstar Mortgage
08.2016 - 02.2020
Sr. Account Mgr. II
Loan Depot
06.2015 - 08.2016
Closing Coordinator
Nationstar Mortgage DBA Greenlight Loans
07.2013 - 06.2015
High School Diploma -
Herbert Hoover High School
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