NIKOLAS PERKINS
Red Rock
Summary
Highly skilled Underwriter with broad experience in assessing risk, analyzing financial documents and making informed decisions within the sales, insurance and data analysis industries. Demonstrate strong analytical skills, sound judgement and attention to detail. Known for ability to improve procedures and policies, resulting in increased efficiency and accuracy. Showcase significant contribution to previous employers through cost reduction and improved risk assessment strategies.
Overview
7
7
years of professional experience
Work History
Financial Underwriter
Creative Car Credit LLC/ Autoland LLC
Tucson
05.2023 - Current
- Evaluate and analyze credit applications and financial documents to assess risk and render writing eligibility.
- Collaborate with loan officers and clients to gather necessary information, and ensure compliance with regulatory standards.
- Utilize analytical tools and software to support decision-making and improve underwriting efficiency.
- Maintain up-to-date knowledge of industry trends, regulations, and best practices.
- Contribute to process improvements that enhance accuracy and turnaround times.
Credit Specialist
Autoland LLC/Creative Car Credit LLC
Tucson
12.2021 - 05.2023
Sales Specialist
Walmart
Tucson
03.2018 - 12.2021
- Developed and executed strategic sales plans to consistently exceed targets.
- Conducted thorough market research to identify growth opportunities and tailor sales approaches.
- Delivered exceptional customer service, fostering long-term client relationships.
- Collaborated cross-functionally to streamline sales processes and boost revenue.
Team Lead
Walmart
Tucson
03.2018 - 12.2021
- Managed daily operations for a team of 20-30 front-end staff, ensuring productivity and customer satisfaction.
- Implemented targeted marketing strategies, resulting in increased product sales and revenue.
- Oversaw budget planning, inventory control, and vendor relations.
- Mentored junior employees to enhance team performance and morale.
Education
High School Diploma -
Sunrise Mountain Highschool
Peoria, AZ05.2019
Skills
- Financial Risk Assessment
- Product Knowledge
- Underwriting & Credit Analysis
- Negotiation & Closing Deals
- Team Leadership & Collaboration
- Problem Solving
- Regulatory compliance
- Professional demeanor
- Customer Service & Relationship Building
- Market Research & Data Analysis
- Time Management
- Adaptability and flexibility
- Written communication
- Communication skills
Timeline
Financial Underwriter
Creative Car Credit LLC/ Autoland LLC
05.2023 - Current
Credit Specialist
Autoland LLC/Creative Car Credit LLC
12.2021 - 05.2023
Sales Specialist
Walmart
03.2018 - 12.2021
Team Lead
Walmart
03.2018 - 12.2021
High School Diploma -
Sunrise Mountain Highschool