Summary
Overview
Work History
Education
Skills
Timeline
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Nina Correia

Fuquay-Varina,NC

Summary

Claims Examiner with a background in life insurance and mortgage loan operations. Versatile professional, focused on building client business relationships. Drives growth through customer service, organization, and attention to details.

Overview

11
11
years of professional experience

Work History

Claims Examiner

Lincoln Financial
04.2021 - Current
  • Enhanced claim processing efficiency by conducting thorough investigations and maintaining accurate documentation.
  • Researched and resolved complex medical claims issues to support timely processing.
  • Paid or denied medical claims based upon established claims processing criteria.
  • Maintained compliance with industry regulations and company policies while evaluating medical claims for accuracy and legitimacy.
  • Reviewed police reports, medical treatment records, and physical property damage to determine extent of liability.

Senior Underwriting Assistant

Lincoln Financial
10.2018 - 04.2021
  • Evaluated applications to determine insurance coverage and appropriate risk classifications.
  • Utilized knowledge of insurance principles, policies and procedures to make decisions on risk assessment.
  • Developed and implemented underwriting policies and procedures, establishing useful and accurate processing of applications.
  • Collaborated with actuarial teams to develop pricing strategies based on detailed risk assessments.
  • Evaluated high-risk applicants using a combination of medical records, personal interviews, and external investigations to provide informed recommendations.
  • Analyzed data to identify trends and predict future insurance needs.

LOAN DELIVERY SPECIALIST/LOAN PROCESSOR

Villag Mortgage
06.2018 - 08.2018
  • Received and reviewed loan packages, collateral and asset file for accuracy and completeness.
  • Creates conditions for any correction.
  • Reconciles the closing discloser to ensure TRID guidelines are met.
  • Performs necessary tasks with Encompass to prepare the file to ship to investor.
  • Transfers flood and MERS servicing via website, after loan is purchased.
  • Managed loan application pipeline by completing and submitting reports within allotted turn-around times.
  • Determined loan eligibility by conducting income analysis, credit checks and repayment ability reviews.

LOAN OFFICER ASSISTANT

EMPIRE MORTGAGE
07.2013 - 06.2017
  • Analyzed loan files and reviewed client income, assets, and credit to verify compliance to specific underwriting criteria and input new loans into designated software.
  • Ordered, prepared, and verified documents necessary for loan to close in compliance, on time and without last-minute surprises.
  • Maintained up-to-date knowledge and compliance with internal policies and procedures and verified adherence to state and federal laws, rules and regulations affecting loan institutions.
  • Generated estimates clients requested, sent pre-approval letters to agents, and confirmed receipt of verification of employment documentation,
  • Prepared and delivered loan documents to title and escrow teams.

Education

High School Diploma -

Wethersfield High School
Wethersfield, CT
06.2000

Skills

  • Underwriting knowledge
  • Claims adjustment
  • Regulatory Compliance
  • Analyzing data
  • Claims Processing
  • Claims Investigation

Timeline

Claims Examiner

Lincoln Financial
04.2021 - Current

Senior Underwriting Assistant

Lincoln Financial
10.2018 - 04.2021

LOAN DELIVERY SPECIALIST/LOAN PROCESSOR

Villag Mortgage
06.2018 - 08.2018

LOAN OFFICER ASSISTANT

EMPIRE MORTGAGE
07.2013 - 06.2017

High School Diploma -

Wethersfield High School

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Nina Correia