Summary
Overview
Work History
Education
Skills
reading books
Timeline
Generic

Nino Urmishvili

Westhampton Beach,NY

Summary

Organized and dependable candidate successful at managing multiple priorities with a positive attitude. Willingness to take on added responsibilities to meet team goals. Detail-oriented team player with strong organizational skills. Ability to handle multiple projects simultaneously with a high degree of accuracy.

Overview

15
15
years of professional experience

Work History

Corporate Banking Relationship Manager

Tera Bank
02.2019 - 08.2023
  • Analyzed financial data to determine if loan met acceptable risk standards.
  • Supported other account officers in efforts to obtain new business and retain existing bank relationships.
  • Convened with customers through personal calling efforts, branch referrals and other contacts to discuss business needs.
  • Extended and sustained company's relationships with contacts and customers to maintain and inflate business.
  • Planned, developed and pursued active customer call program to attract new banking relationships.
  • Developed and maintained relationships with customers, lenders and other third parties.
  • Processed loan applications and monitored progress from start to finish.
  • Evaluated loan requests and documents to verify accuracy and completeness.
  • Assisted customers with completing loan applications and other paperwork.
  • Monitored pipelines to track and log status of loans.
  • Explained very technical financial information to applicants in easy to understand language.
  • Obtained copies of applicants' credit histories and reviewed paperwork to determine feasibility of granting loans.
  • Analyzed potential risks and evaluated loan products to identify suitable options for customers.
  • Approved loan applications based on customer creditworthiness and provided detailed financial advice.
  • Proactively identified solutions for customers experiencing credit issues.
  • Created strategies to develop and expand existing customer sales, resulting in increase in annual sales.
  • Negotiated loan terms and conditions with customers to secure best deal.
  • Identified opportunities to cross-sell and upsell loan products to customers.
  • Assessed loan portfolios for compliance with underwriting policies.
  • Assisted clients with improving financial health by counseling on issues such as excessive spending and borrowing.
  • Compiled closing packages for drafting and presentation accuracy.
  • Established plans and payoffs for customers' loans, prioritizing control of overall costs.
  • Researched and updated industry knowledge on changing legislation and regulations.
  • Supervised loan personnel and motivated to maintain customer service and performance standards.
  • Helped college students obtain financial aid through loan programs.

Bussines & Agro Client Advisor

Bank Of Georgia
11.2013 - 01.2019
  • Informed and suggested new banking products to customers.
  • Completed daily logs, tracked data and managed clients' book of business.
  • Assessed client's viability for financial services and facilitated closings and referrals.
  • Assisted customers in depositing and withdrawing cash.

Small Business Client Advisor

ProCredit Bank
07.2008 - 11.2013
  • Informed and suggested new banking products to customers.
  • Completed daily logs, tracked data and managed clients' book of business.
  • Assessed client's viability for financial services and facilitated closings and referrals.
  • Assisted customers in depositing and withdrawing cash.
  • Managed customer requests while mitigating potential risk to bank.
  • Contributed to bank marketing and awareness campaigns to grow customer base.
  • Developed and maintained strong relationships with clients to maximize satisfaction.
  • Analyzed financial needs of clients and developed tailored strategies to meet goals.
  • Helped clients make informed decisions about financial future.
  • Educated clients on financial topics and best practices.

Education

Bachelor of Science - Law Enforcement Administration

Grigol Robakidze University Alma Mother
Country Of Georgia
06.2007

Skills

  • Credit File Updating
  • Loan Feasibility Assessment
  • Payment Schedule Computation
  • Product Education
  • Customer Relations
  • Complaint Handling
  • Economics Understanding
  • Active Listening and Learning
  • Basic Mathematics
  • Corporate Financial Statements
  • Financial Transactions Expertise
  • Financial Service Solutions
  • Financial Accounting
  • Cash Handling
  • Financial Analysis Aptitude

reading books

Mostly im reading georgian literature

Timeline

Corporate Banking Relationship Manager

Tera Bank
02.2019 - 08.2023

Bussines & Agro Client Advisor

Bank Of Georgia
11.2013 - 01.2019

Small Business Client Advisor

ProCredit Bank
07.2008 - 11.2013

Bachelor of Science - Law Enforcement Administration

Grigol Robakidze University Alma Mother

Similar Profiles

CREATE PROFILE
Nino Urmishvili