Analyzed credit, income, compliance, title documents, and appraisals during underwriting process.
Documented underwriting decisions and provided evidence of compliance with applicable regulations.
Provided excellent customer service by addressing inquiries promptly and offering comprehensive explanations of underwriting decisions.
Made approval and denial recommendations by determining accurate risk levels.
Payment Specialist
Lincoln Financial Group
10.2020 - 06.2023
Performed and delivered on routine and non-routine assignments for assigned areas of responsibility independently in accordance with established procedures and guidelines
Ability to solve payment issues efficiently that improve customer satisfaction and drive scalability
Familiar with processing payments and invoices
Hardworking team player with in-depth understanding of accounting standards and procedures
Calculates issues short and/or long-term increasingly complex disability payments, using knowledge of policy/contract provisions, calculation modes, benefit offset options, and working earnings
Hardworking employee with customer service, multitasking and time management abilities
Underwriting Administrative Representative
Service Credit Union
11.2018 - 09.2020
Provided support to underwriters in all areas needed, such as following up with members in a professional manor on missing loan documentations required to finalize on a loan
Analyzed loan applications for certain criteria to ensure applications are complete before booking the loan
Dispersed auto loans, personal loans, and credit cards accurately and efficiently while reviewing loan contracts are correctly signed by the member
Dispersing methods include processing ACH payments, wires, cut checks, or direct deposits
Communicated with members in a timely manner via phone or email, to discuss their requested loan changes or loan questions within the admin criteria
Used various Excel sheets throughout the day to document loan data, loan inquiries, insurances booked on loans, etc
Processed member requests for loan changes which includes but not limited to loan due date changes, adding, or removing protections on their loan such as GAP, or adding or removing an authorized user
Cash Poster
PainCare
01.2015 - 07.2015
Operated phone system professionally while answering patient questions
Contacted and collaborated with various Medical Insurance Companies regarding questions or concerns with payments or adjustments to patients' accounts
Performed within the balancing guidelines and compliance of company regulations and policies
Entered insurance and other agency payments and discounts into the patient account to ensure accurate and timely payment for services
Cash Poster
Wentworth-Douglass Hospital
09.2010 - 08.2011
Researched credit balances to determine ownership according to departmental standards
Maintained current knowledge and competency in Patient Accounting obtained through previous banking, as well as professional training at Wentworth Douglass Hospital
Read, reviewed, and determined insurance payments on EOBs by understanding various insurances obligations
Applied insurance payments accurately to patient's accounts by determining the contractual adjustments and payments
Teller
TD Bank
06.2006 - 09.2010
Trained 3+ new employees on company policies and procedures
Assisted customers with banking decisions through providing excellent customer service
Handled large amounts of cash throughout the day and kept a balanced drawer per company policy
Processed withdrawals, deposits, and transfers to customers' accounts
Education
Certified Phlebotomist -
American Medical Technologists
Manchester, NH
04.2016
Phlebotomy Technician -
Manchester Community College
Manchester, NH
01.2016
Qualifications Highlights
Maintains a professional, motivated, energetic, and hard-working attitude.
Strong attention to detail with the ability to multi-task while working under pressure.
Proven strong problem solving and mathematical skills through bank teller and accounting experience.
Ability to provide superior customer service by utilizing excellent written and verbal skills.
Proficient in Microsoft Word, Excel, Outlook, PowerPoint, and Internet Explorer.