Nour Ayche
Permanent Resident (Qatari Mother)
Summary
Achieved enhanced portfolio performance through comprehensive financial data analysis. Delivered impactful risk assessments and reporting that informed strategic decisions in banking and finance sectors. Developed executive dashboards in collaboration with business units to support data-driven insights. Contributed to budgeting, taxation, procurement, digital marketing, and customer service initiatives during internships with notable Qatari organizations.
Overview
7
7
years of professional experience
1
1
Certification
Work History
Portfolio Analyst
Commercial Bank of Qatar
Doha, Qatar
10.2023 - Current
- Consolidated monthly portfolio reports and performed customer segmentation and risk classification.
- Generated monthly liquidation reports identifying non-performing loans and analyzing provisions and deferred interest across retail portfolios.
- Prepared MRC/BRCC presentation packs for senior leadership and Board members; gathered data from different stakeholders and developed key risk indicators aligned with the bank’s risk appetite.
- Built monthly credit turnover datasets and prepared Interest Capitalization reports.
- Reviewed peer banks alongside own banks quarterly financials and produced comparative ratio analyses (COR, coverage ratio, CAR, CET1, RWA).
- Conducted ongoing portfolio and trend analysis to monitor emerging risks across monthly, quarterly, and annual cycles.
Intern
Qatar Financial Centre
Qatar
02.2023 - 04.2023
- Completed a one-month rotation in the Finance Department, gaining exposure to budgeting, financial reporting, reviewing financial statements and procurement process.
- Rotated for one month in the Tax Department, learning about the gradual implementation of taxation in the country as well as presenting a final presentation summary on the process of Taxation.
Intern
Qatar Foundation
Qatar
10.2022 - 12.2022
- Worked through rotations in multiple departments such as Budgeting, Finance and Procurement throughout Pre University Education (Qatar Academy).
- Assisted in invoices and hands on customer interaction.
Intern
Qatar Insurance Company
Qatar
10.2018 - 12.2018
- Supported the development and execution of digital marketing strategies, contributing to increased online visibility and sales growth.
- Collaborated on launching a new business sector by creating internal presentations and providing strategic input.
- Assisted HR with organizing company events and handling customer communications, enhancing client engagement and internal coordination.
- Gained hands-on experience in customer service through call center operations, in-person interactions, and participation in a company training program.
Education
Bachelor’s - Accountancy and Finance
University of Aberdeen
Doha, Qatar07.2022
Skills
- Fast Learner
- Decision Making
- Communication
- Adaptability
- Team Work and Collaboration
- Time Management
- Enthusiastic and Proactive
- Microsoft Excel Advanced
- Microsoft PowerPoint Advanced
- Reporting accuracy
Certification
- Bloomberg Market Concepts (BMC’S) Core Concept certificate
- Google Digital Marketing & E-commerce Professional Certificate
LANGUAGES
Arabic Native
English Native
Timeline
Portfolio Analyst
Commercial Bank of Qatar
10.2023 - Current
Intern
Qatar Financial Centre
02.2023 - 04.2023
Intern
Qatar Foundation
10.2022 - 12.2022
Intern
Qatar Insurance Company
10.2018 - 12.2018
Bachelor’s - Accountancy and Finance
University of Aberdeen