Summary
Overview
Work History
Education
Skills
Websites
Accomplishments
Professional Development
General
Business Development - Achievements
Focus
Flagship Projects
Panellist
Speaker
Webinar Presentations
Media Interviews
Articles
Business Phone
Plum IO profille
References
Training
Timeline
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Gerald M. Nyakwawa

Financial Inclusion Advocate
Harare

Summary

Financial Inclusion Advocate. An experienced digital financial services consultant with a proven track record of delivering innovative solutions and driving digital transformation in the financial services industry. Adept at leveraging technology to enhance customer experiences, streamline processes, and optimize business performance. Skilled in developing and implementing digital strategies, conducting market research, and identifying growth opportunities. Strong expertise in FinTech, mobile payments, digital banking, and regulatory compliance. Collaborative and client-focused, with excellent communication and project management skills. Committed to delivering results and helping financial institutions thrive in the digital era. Ability to identify supply and demand side aspects to digital financial inclusion.

Overview

20
20
years of professional experience
26
26
years of post-secondary education

Work History

Head of Digital Channels and Business Development

MoneyMart Finance (Private) Limited
Harare, Harare
12.2022 - Current
  • Developing and implementing strategic/operational plans
  • Branch network and expansion strategies - Increased branch network from 20 to 27 including planning for staffing needs
  • Organizational, planning, analytical and problem-solving, Customer Journey mapping, Customer experience - increased loan book from $1,2 million to $3.2 million in less than a year - grew disbursements from $5 million to $22 million in less than a year.
  • Primary agent for digital transformation - First and only MFI is Zimbabwe who are going to get a payments services license
  • Analyzed and reported on KPIs to validate and demonstrate success of marketing campaigns.
  • Increased brand awareness through creation and management of social media channels, boosting social media engagement by 120%.

Co-Chair Membership Engagement and Partnerships

Alliance Of Digital Finance And Fintech Ass
04.2024 - Current

The Member Engagement Committee represent ADFFA members and serves as a conduit between the leadership of the association and those served by it.
The key roles of a Membership Engagement and Partnerships Committee will typically involve several core responsibilities aimed at strengthening the organization's member base and fostering strategic alliances. The key activities include, but are not limited to the following:
• Member Engagement:
• Membership Growth and Retention.
• Partnership Development:
• Feedback Evaluation and Satisfaction:
• Communication:
• Representation:
• Member Services and Support:
• Event Planning and Management:
• Reporting and Accountability:

Steering Committee Member

Alliance Of Digital Finance And Fintech Ass
Cape Town, Western Cape
07.2021 - 05.2022

Establishing and Setting up the Alliance.
Connecting national Digital Finance Professional Associations with global organizations.
Facilitating global knowledge sharing, opportunities, partnerships, and collaboration within digital finance.

Chief Association Executive

Digital Finance Practitioners Association Of Zim
06.2020 - Current

Setting up registering and promoting the association
Planning, formulating, and recommending for the approval of the board of trustees basic policies and programs that will further association objectives.
Working with the board of trustees to ensure all activities support the vision of the association.
Ensures that the board of trustees, executive committee, and officers are fully informed of association conditions and of all-important factors influencing them.
Ensuring that all partnerships with international organizations are in line with the association vision.
Planning, promoting, and administering all official association meetings

Grew the association from 6 members to over 150 members

Promoted the association to African Fintech Network - we are now sitting on AFN board

Program Manager Independent Consultant

COMESA Business Council
10.2019 - 03.2021

Development of a business case on:
• Defining the requirements needed for a regional Digital Payment Scheme
• The Scheme should facilitate Bottom of the Pyramid payments and increase activity in the BoP economies domestic and Cross-border as well as intra and inter regional all within COMESA.
• BoP Economic players include
Informal traders (cross border and domestic)
Smallholder farmers
MSMEs (registered or unregistered)

The goal of the project is to support the design, development and deployment of an integrated digital financial services infrastructure that is low-cost, interoperable and fraud resistant that serves Micro Small and Medium Enterprises (MSMEs) with a keen focus on women and youth, and the customers they transact with at the bottom of the financial pyramid.
This would be first developed from a regulatory focus approach, to the business model and finally the actual operational and technical establishment.

Regional Account Manager - Remittances

Cassava Smartech
11.2018 - 10.2019
  • Developing and implementing a regional plan to achieve remittances targets volumes and values thus grow our presence in the market
  • Developing direct and channel sales strategy
  • Creating, nurturing and maintaining relationships for relationship marketing opportunities
  • Manage the distribution setup First mile and Last Mile
  • Retail and corporate sales
  • Freemium micro-insurance.

Account Executive - Corporate Sales and Distribution

Cassava Smartech
08.2011 - 10.2019
  • Challenged to identify businesses with potential to support the Cassava brand in a stagnant economy and increase visibility and attractiveness of the brand to citizens
  • Develop close customer relationships within the financial services sector, banking, microfinance and the insurance industry in order to understand their business needs and provide solutions - customer journey mapping
  • Prepare proposal and present to all levels of the customer organization including executive level
  • Portfolio includes: all MFIs, Banks and Insurance companies and Government Ministries including the treasury
  • Products: Fintech.

Assistant Manager/Credit Analyst

FBC Bank & Kingdom Bank
06.2004 - 07.2011
  • Prepare business reports by collecting, analysing and summarizing information and trends
  • Analysing customers' financial history
  • Analysing paying habits of customers
  • Reviewing delinquent accounts for collection efforts
  • Evaluating customer records and making recommendations
  • Banc-assurance.

Education

Some College (No Degree) - Certified Digital Finance Practitioner

Tufts University
Boston
01.2017 - 12.2020

Some College (No Degree) - Law And Regulation of Inclusive Finance

University of Luxembourg
Luxembourg
01.2018 - 02.2018

MBA - Banking And Finance

National University Of Science And Technology
Bulawayo, BU
10.2010 - 12.2014

Bachelor of Commerce - Economics

Midlands State University
Gweru, MI
08.2000 - 12.2007

Some College (No Degree) - Governance

Chartered Governance Institute
Harare, HA
01.2000 - 12.2010

Skills

Subject Matter Expertise

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Accomplishments

  • Developing and implementing monthly, quarterly and annual Business Development Plan to ensure maximum adoption of Mobile Financial Services and On-demand services in all industry sectors.
  • Provide oversight of the business development life cycle, account development plan and maintain regular communication with all key accounts - Customer Profiling and customer journey mapping
  • Identify, assess gaps, develop new business opportunities, develop and implement strategic partnerships with digital finance as the anchor of the ecosystem. - Financial inclusion
  • Managing a team of 5 Account Executives
  • Ensure that the department's personnel have key skills and expertise with regard to each product and/or service.

Professional Development

  • ILO - Impact Insurance Fellowship Roster
  • Social Performance Management introductory course
  • Anti-Money Laundering (AML) in mobile money technologies.
  • GSMA - Agent management workshop
  • Econet - Sales Managers Competency Development Program.
  • Kingdom Bank - Credit analysis

General

  • Fast learner
  • Well-developed analytical skills.
  • Research, passion for financial inclusion

Business Development - Achievements

  • Brought on board channel partnerships that are priceless to the business.
  • Flexible: Ability to do work assignments beyond the boundaries of the job description.
  • Knowledge of business and industry developments.
  • Ability to analyse the needs and feedback of channel partners and customers to create unique solutions designed to yield the best out of our products and services.
  • Prepare reports and proposals to increase the adoption of Fintech & enhance financial inclusion

Focus

  • Internally motivated.
  • Lifelong learning.
  • Passion for financial inclusion

Flagship Projects

  • Consultant, COMESA Digital Financial Inclusion for MSMEs
  • Facilitation, Social Performance Taskforce training for MFIs in Zimbabwe for FISDZim (2018)
  • Sales Manager, Cassava Smartech

Panellist

  • SG2018: The Power of Savings Groups Global Savings Group Conference - Rwanda
  • Presenter technology fair - Rwanda

Speaker

  • ZAMFI forum 2018 - Zimbabwe
  • NGO sustainability conference - Zimbabwe

Webinar Presentations

https://goo.gl/QSGg3F

Media Interviews

Mobile money, major driver in financial inclusion - Newsday 2015

Articles

  • Mobile Money Interoperability in Zimbabwe -the elephant in the room -a situational analysis - 2020
  • Women are natural savers - Business Weekly (BW) 2017
  • Digitising government payments for financial inclusion - BW 2017
  • Financial inclusion illusion - BW 2017
  • From Beg Basket to Bread Basket, Mobile money can provide an alternative. Chartered Institute of Development Finance 2017
  • Pensioners need lessons in financial literacy - The Standard 2017
  • The potential, power of agency banking - The Standard 2017
  • Financial inclusion critical for women. - The standard 2016
  • Mobile money critical for revenue collection- The Standard 2016
  • Mobile money and MFI: exploring synergies. - Mobile Money Africa 2016
  • Is mobile money competing with banks? - Zimbabwe News 2016
  • Financial inclusion predictions for 2016 - The standard 2016All Africa 2016
  • Financial inclusion should target burial societies - The Standard 2016
  • Financial inclusion from Davos - Africa news Hub 2016
  • The role of NGOs in financial inclusion - Financial inclusion should target burial societies The Standard 2016
  • CEOs must lead financial inclusion efforts - The Standard 2016
  • Microfinance institutions catalysts for inclusion - The Standard 2016
  • Time pensions were paid through mobile money - The standard 2015
  • Using mobile money to pay school fees. The Standard 2015
  • Financial inclusion: What will banks do? The standard 2015

Business Phone

+263 719222624

Plum IO profille

https://secure.plum.io/p/i4PcrfkAP-OrRb26JNHsMQ

References

To be provided on request

Training

  • Mondato Summit 2017 - South Africa
  • 42nd Midis of Microfinance and Financial Inclusion - Client Protection, MFI sustainability and Interest rates - Luxembourg
  • Mondato Summit 2018 - South Africa

Timeline

Co-Chair Membership Engagement and Partnerships

Alliance Of Digital Finance And Fintech Ass
04.2024 - Current

Head of Digital Channels and Business Development

MoneyMart Finance (Private) Limited
12.2022 - Current

Steering Committee Member

Alliance Of Digital Finance And Fintech Ass
07.2021 - 05.2022

Chief Association Executive

Digital Finance Practitioners Association Of Zim
06.2020 - Current

Program Manager Independent Consultant

COMESA Business Council
10.2019 - 03.2021

Regional Account Manager - Remittances

Cassava Smartech
11.2018 - 10.2019

Some College (No Degree) - Law And Regulation of Inclusive Finance

University of Luxembourg
01.2018 - 02.2018

Some College (No Degree) - Certified Digital Finance Practitioner

Tufts University
01.2017 - 12.2020

Account Executive - Corporate Sales and Distribution

Cassava Smartech
08.2011 - 10.2019

MBA - Banking And Finance

National University Of Science And Technology
10.2010 - 12.2014

Assistant Manager/Credit Analyst

FBC Bank & Kingdom Bank
06.2004 - 07.2011

Bachelor of Commerce - Economics

Midlands State University
08.2000 - 12.2007

Some College (No Degree) - Governance

Chartered Governance Institute
01.2000 - 12.2010
Gerald M. NyakwawaFinancial Inclusion Advocate