Hi, I’m
OJUDUN BABATOPE OLUDOTUN
AML/FRAUD ANALYST
Bowie,MD
Summary
Result-driven AML/KYC/Fraud Analyst with 5years of working experience in the financial industry. Versed in Anti-Money Laundering, PEP screening, SAR drafting, Fraud analysis, High risk review, Transaction monitoring, KYC (Know Your Customer), Negative News Screening, and OFAC stripping. Proficient in MS office, Research, and Risk management. Proactive and driven with strong work ethic and motivation to thrive in a team-based or individually motivated settings. Relentless professional known for working hard to determine risk levels. A well-spoken Fraud Analyst promoting exemplary talents in reviewing accounts and identifying issues.
Overview
6
years of professional experience
Work History
M&T Bank
AML/Fraud Analyst
11.2020 - Current
Job overview
- Extensive knowledge of current fraud issues and trends
- Adept at monitoring and reviewing institutional transactions and reconciling customer accounts to identify fraud
- Investigates suspicious activities arising from account surveillance and branch escalations
- Conduct objective, thorough, and timely investigations into allegations of fraud
- Analyze and investigate complex fraud cases, including account takeover, dispute fraud and identity theft
- Have track record in risk assessment, data analysis and fraud detection
- Conduct detail investigation into suspicious activity and draft SAR when risk cannot be mitigated
- Reduced average investigation time for suspicious transactions by 35% through process optimization and automation.
- Achieved 20% decrease in false positives by refining detection rules and enhancing accuracy of alert reviews.
- Review and updates code of conducts and company Policies
- Sound knowledge of regulatory requirements related to fraud detection and investigation
- Prioritize and organize tasks to efficiently accomplish service goals
- Assess operational risks, Fraud, and bribery related issues
- Identifies fraud patterns and anomalies through analysis of large quantities of data.
- Analyzed large amounts of data to find patterns of fraud and anomalies
- Evaluated customer data to identify and prevent fraudulent activities
- Developed and implemented procedures to detect and prevent fraud
PNC Bank
AML/KYC Analyst
01.2018 - 10.2020
Job overview
- Adept at applying KYC guidelines to prevent funds from being used for fraudulent purposes
- Identified and resolved any issues in relations to onboarding process
- Spearheaded project to enhance effectiveness of transaction monitoring system, resulting in 30% decrease in alert backlogs.
- Reviewed and detected suspicious activities based on variety of AML Systems generated transactional alerts from transactional activity
- Analyzed client data, documentation, and negative news to determine client risk profile as established under global KYC Procedures
- Participated in new client onboarding and contract renewal processes
- Reviewed customer financial data to ascertain level of risk involved for extending credit
- Performed independent check of KYC information provided by front office
- Implemented appropriate CIP (Customer Identification Program)
- Assisted Senior Analysts and Management as required
- Escalated unusual activity to Financial Intelligence Unit (FIU) and assist with escalating potential risks
- Maintained case closure rate of 20% within required time frame, ensuring timely resolution of investigations.
- Maintained detail records on clients for second level review
- Liaised with branch managers to receive feedback on customer satisfaction and provide guidance on achieving KYC objectives.
- Determined customer risk ratings based on analysis and research findings
- Prepared high-risk reviews with results and recommendations for customer onboarding, closure and retention
- Reviewed new prospect KYC documents to meet requirements and determine business model risk
- Analyzed and investigated clients to conduct detailed customer due diligence and enhanced due diligence review.
Education
University of LagosLAGOS NIGERIA
Bachelor of Arts from Adult Education
08.2017
Skills
- Analytical
- Due diligence
- Investigation
- Fraud Analysis
- SAR drafting
- Team player
- MS Office
- Information verification
- Compliance strength
- Work ethics
- Operation support
- Data documentation
- Risk management
- Fraud Investigations
- Fraud Prevention and Detection
Languages
English
Full Professional
Spanish
Limited Working
Timeline
AML/Fraud Analyst
M&T Bank
11.2020 - Current
AML/KYC Analyst
PNC Bank
01.2018 - 10.2020
University of Lagos
Bachelor of Arts from Adult Education
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