OKAMGBA MIRIAN IJEOMA
Sunderland,ENGLAND
Summary
Experienced risk management professional with a strong background in identifying, assessing, and mitigating risks across various industries. Skilled in developing and implementing comprehensive risk management strategies to protect organizations from potential threats and ensure compliance with regulations. Proven track record of effectively analyzing data, conducting risk assessments, and recommending proactive measures to minimize exposure. Excellent communication and leadership abilities, capable of collaborating with cross-functional teams to drive risk management initiatives and foster a culture of risk awareness. Committed to delivering practical solutions that optimize operational efficiency while safeguarding assets and reputation.
Overview
14
14
years of professional experience
1
1
Certification
Work History
Credit and Risk Management
FINCA Microfinance Bank Limited
03.2016 - 05.2023
- Development, Implementation, and Supervision for improved Quality loan Portfolio Management and Savings Mobilization
- Obtained and reviewed credit reports, credit references, credit insurance and financial statements to establish credit limits for new accounts.
- Reduced past due balances and bad debt by coordinating collection efforts with customer service, sales and billing departments.
- Devised collection recovery strategies to resolve customer issues and delinquent cases.
- Adhered to banking standards and government lending guidelines for loan services.
- Analyzed data on price, stability and other factors affecting investment programs to incorporate into investment decisions.
- Built contingency plans to successfully handle financial emergencies.
- Informed financial decisions by analyzing financial information to forecast business, industry or economic conditions.
- Completed statistical reviews to uncover trends, patterns and variations.
- Implemented financial risk management policies, limits and strategies that complied with standards and strategic imperatives of organization.
- Monitored industry, technological and economic developments to stay current on potential risks.
- Branch compliance to policies and procedures
- Maintaining a conducive work environment and monitor Staff discipline.
- Analyzed applicants' financial status and credit and property evaluations to determine loan feasibility.
Science Teacher
Methodist High School Ikenegbu Owerri, Imo State
04.2009 - 03.2016
- Communicated with students and parents regarding academic progress, assignments, and behavior.
- Cultivated positive relationships with students, parents and staff to optimize instruction and support learning outcomes.
- Created interactive activities to engage student interest and curiosity in scientific concepts.
- Coordinated and collaborated with other faculty members during lesson plan development.
- Demonstrated positive and effective classroom management skills.
- Utilized diverse instructional approaches to accommodate different learning styles.
- Encouraged student interest in Science, Technology, Engineering, and Mathematics (STEM) and participation in middle and high school national science competitions.
Education
B.Sc in Biochemistry -
Madonna University Elele Campus Rivers State
Nigeria 01.2008
Skills
- Proficiency in Ms Office Suit
- Quality Assurance
- Cultural Sensitivity
- Strong Work Ethic
- Business Development
- Attention to Detail
- Business Retention
- Mediation
- Risk Mitigation
- Risk Advisory
- Internal Audits
- KPI Tracking
- Competitive Analysis
- Internal Auditing
- Gap Analysis
- Test Case Scenarios
- Release Planning
- Search Engine Optimization
- Operations Management
- Portfolio Asset Management System
- Project Management
Certification
- Chartered Institute of Bankers of Nigeria - Microfinance Certified Professional (MCP)
- Chartered Institute of Bankers of Nigeria - Advanced Credit Risk Management and Debt Recovery Strategies in Microfinance banks
References
To be provided on request
Timeline
Credit and Risk Management
FINCA Microfinance Bank Limited
03.2016 - 05.2023
Science Teacher
Methodist High School Ikenegbu Owerri, Imo State
04.2009 - 03.2016
B.Sc in Biochemistry -
Madonna University Elele Campus Rivers State
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