Oladoyin George

• Executed Customer Identification Programs (CIP) for newly onboarded clients and initiated periodic reviews of existing customers.
• Updated data and documentation for ongoing client reviews, ensuring accuracy and compliance.
• Ensured adherence to BSA/AML regulations through watchlist screening and transaction monitoring.
• Conducted periodic reviews to facilitate timely risk assessments and refresh cycles.
• Supported EDD/CDD Analyst during high-volume periods, maintaining operational continuity.
• Monitored regulatory developments, recommending process enhancements for improved risk management.
• Evaluated client relationships, recommending continuation or termination based on organizational thresholds.
• Investigated potentially fraudulent activities within payment systems like SWIFT, ACH, and FED.
• I also analyze brokerage transactional data for money laundering patterns and suspicious activities

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• Traced and identified illicit proceeds deposited into traditional and non-traditional financial institutions by analyzing a variety of financial documents.
• Perform EDD Reviews of high risk rated customers, which will include performing due diligence and negative news disposition, transactional lookback review, beneficial ownership review, PEP review, and analysis of customer risk factors.
• Perform CDD/EDD reviews on a periodic basis.
• Complete various functional tasks related to the AML transaction monitoring and EDD program.
• Perform PEP and negative news search on new accounts and make sure existing accounts are updated on it.
• Used internal databases such as LexisNexis, Actimize, portal for internal and external research on victims and suspects during the review period.
• Responsible for drafting Suspicious Activity Reports (SARs) for submission to FinCEN
• Provided continuous analytical support for long-term complex fraud investigations.
• Perform due diligence using Bank Check, LexisNexis, World Check, and other frameworks as required.
• Analyze alerts, and investigate customers who match with SPF, OFAC, Red Flag, World-Check, Sanctions, Non-Sanction, SDN, and Negative Media list during account opening and maintenance processes.
• Escalated potential suspicious activities and high-risk customers for further review.
• Perform Public and internal Research to complete due diligence on client KYC profiles.
• Review of alerts generated by the Case Tracking system ensuring proper BSA/AML rules and regulations are followed.

• Maintain AML/OFAC standards and procedures and recommend changes for process improvement.
• Perform PEP screening, and negative news search on new and existing accounts.
• Investigate customers who match with OFAC, Red Flag, World-Check, Sanctions, SDN, and Negative Media list during account opening and maintenance processes.
• Investigate and analyze potential anti-money laundering and fraudulent transactions in the account and document my disposition including filing suspicious activity reports and escalating cases where necessary.
• Perform second level review of suspicious Activity reports (SAR) filing and provide feedback accordingly.
• Perform daily Activity on Microsoft Office and Trips system.
• Perform Public and internal Research to complete due diligence on client KYC profiles.
• Perform quality reviews and reviews of procedures and processes.
• Communicate effectively and timely with banking teams and other stakeholders to ensure information is complete/accurate.
• Understand the applicable policies, standards and procedures Obtain adequate data for CIP on all.
• Monitors and Report Suspicious activity to the BSA officer.
• Monitor the relevant TS business compliance with laws and regulations.
• Conducted reviews of flagged transactions and reports that showed potential suspicious activity.
• Apply subject matter knowledge to review and evaluate data to develop trends, patterns and profiles and file SAR reporting to FINCEN.
• Investigates fraud cases such as Payment fraud, Chargeback, Identity theft, Transactional fraud, financial exploitation of vulnerable adults (FEEVA) and so on.
• Investigate card fraud, investigate debit card cancellations and reissue requests, work with third party applications, update card status in related systems and track card orders.

• Escalated account with PEP found or other Negative Media Reports.
• Investigated clients using World check and Norodom databases or using LEXIS-NEXIS.
• Collaborate with other KYC staff, front officers, compliance officers and staff in the back office to ensure timely approvals.
• Collect appropriate documentation to evaluate and recommend suspicious activity reports (SARs) and /or bank referrals.
• Performed enhanced and specialized due diligence reviews on high-risk business banking clients.
• Identify, record, escalate and resolve exceptions found in the KYC/CIP data Validate CIP information through document and non-documentary methods.
• Used internal databases such as LexisNexis, Actimize, portal for internal and external research on victims and suspects during the review period.
• Manage assigned tasks related to drafting case investigations, prepare Suspicious Activity Reports (SARs), analyze/utilize Currency Transaction Reports (CTRs) and reference Customer Identification Programs (CIPs).

• Performing risk assessments of prospective customers.
• Reviewing customer due diligence documentation, applying policies to ensure required documentation and information are received, performing due diligence on clients as required, and approving customers where appropriate.
• Developed a comprehensive procedure for Low/Medium sampling QC review, which included workflow and job aid.
• Performed timely verification of questionable transactions, drafted SAR Filings and No SAR filings.
• Assisting with transaction surveillance, monitoring, and suspicious activity reporting.
• Performing screening and due diligence of investments for sanctions compliance.
• Reviewing and dispositioning negative news alerts.
• Assist the AML Officer in formulating, updating, and implementing AML and anti-corruption policies and procedures.
• Assisting with the development and rollout of annual AML training.

• File Suspicious Activity Report (SAR) originating from various investigation units including correspondent banking, retail banking, fraud sanctions and compliance to FINCEN.
• Identify excessive risk, fraud and reviews of misrepresentation in a transactions.
• Reviews and investigates AML and counter terrorism financing alerts.
• Preparing investigative transactions and reports of suspicious activities.
• Transaction monitoring of international and domestic wires, POS, ACH and monetary instruments.
• Implementing the anti-money laundry procedures of the organization and accessing daily financial activities of the organization’s customers.
• Conduct root analysis to identify trends and patterns in fraudulent activities. Conducted in-depth analysis on potential risks, impacts of new legislation or potential economic factors related to financial activities.
• Contract

• Gathering customer's feedback
• Processing orders and transactions
• Resolving issues and troubleshooting technical problems
• Providing proactive outreach