Summary
Overview
Work History
Education
Skills
Certification
Accomplishments
Timeline
Generic

OMAR AUSTIN

Wimauma,USA

Summary

Recent Finance graduate (2024) specializing in financial analysis, risk assessment, and credit analysis. Proficient in accounting and adept with tools such as Excel, SAP, Tableau along with most Microsoft applications. Very motivated individual with proven ability to conduct thorough market research and work effectively with diverse teams on academic projects. Committed to applying analytical and investigative skills to improve business processes and outcomes.

Overview

9
9
years of professional experience
1
1
Certification

Work History

Credit Analyst

LOREAL COSMETICS
10.2024 - Current
  • Investigate chargeback frauds, NSF frauds, and any fraudulent activity regarding customer accounts.
  • Conducted detailed financial analysis on clients to assess creditworthiness and recommend credit limits.
  • Evaluated the performance of existing customers by analyzing their past payment behavior as well as current account status.
  • Work hand and hand with collection agency to identify delinquent accounts
  • Determined appropriate loan terms based on borrower's creditworthiness.
  • Prepared periodic reports detailing overall portfolio performance and trends in delinquency rates.

Bank Teller

WELLS FARGO
06.2024 - 10.2024


  • Handled large volumes of currency quickly and accurately with minimal errors while dealing with customers in a fast paced environment.
  • Investigated and resolved transaction discrepancies quickly and effectively, preventing potential financial losses.
  • Maintained strict confidentiality of customer information and upheld compliance with bank policies, security protocols, and federal regulations.

Insurance Claims Specialist (Remote)

ALLSTATE
08.2021 - 03.2022
  • Collaborated with team members to analyze customer issues, leading to timely solution development.
  • Resolved disputes by negotiating settlements between claimants and insurers as needed.
  • Facilitated client communication, identifying concerns and collaboratively working towards solutions.
  • Addressed customer complaints and inquiries related to services and products efficiently.
  • Ensured thorough review of customer insurance claims for accuracy and completeness.

Cashier, Cart Attendant/Janitor

WINN DIXIE STORES, INC
09.2016 - 06.2018
  • Equipped the skill of dealing with money under high pressured situations
  • Balanced daily transactions on a computerized point-of-sale system
  • Operated cash register efficiently and accurately; processed payments by cash, check, credit card, gift card or automatic debit.

Education

Bachelor of Science - Finance

University of Southern Mississippi
Hattiesburg, MS
05.2024

Skills

  • Microsoft Excel
  • Bloomberg
  • Tableau
  • Financial Analysis
  • Determined/ Dedicated
  • Analytics
  • Data Evaluation
  • Critical Thinking
  • Problem Solving using Data
  • Security Analysis
  • Reliable and trustworthy
  • Leadership
  • Fraud identification
  • Mathematics and Statistics
  • Ethical and honest

Certification

  • Microsoft Certified in Excel
  • Bloomberg Certification

Accomplishments

5x first team Track All American

D2 2019 athlete of the year

Ranked top 25 D1 2023

Sunbelt conference champion 2023

Deans list 2019-2020

Timeline

Credit Analyst

LOREAL COSMETICS
10.2024 - Current

Bank Teller

WELLS FARGO
06.2024 - 10.2024

Insurance Claims Specialist (Remote)

ALLSTATE
08.2021 - 03.2022

Cashier, Cart Attendant/Janitor

WINN DIXIE STORES, INC
09.2016 - 06.2018

Bachelor of Science - Finance

University of Southern Mississippi

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