Summary
Overview
Work History
Education
Skills
Certification
Languages
Timeline
Generic
Omar Gutierrez

Omar Gutierrez

Murrieta,CA

Summary

Highly accomplished sales professional with 15+ years of experience in financial services, loan processing, client portfolio management, and negotiating complex transactions. Expert in managing pipelines of 300+ clients, reviewing financial documentation, calculating qualifying income, debt-to-income ratios, and developing tailored solutions like loan modifications and debt relief options. Proven ability to simplify complex financial concepts, build lasting client relationships, cross-sell services, and drive repeat business—ideal for debt consolidation roles involving repayment plans, creditor negotiations, and personalized financial strategies.

Experienced with property transactions, client consultations, and market research. Utilizes effective communication skills to build client relationships and close deals efficiently. Track record of leveraging negotiation tactics and industry knowledge to achieve client satisfaction.

Equipped with strong problem-solving abilities, willingness to learn, and excellent communication skills. Poised to contribute to team success and achieve positive results. Ready to tackle new challenges and advance organizational objectives with dedication and enthusiasm.

Overview

28
28
years of professional experience
1
1
Certification

Work History

Realtor

One West Realty
Ontario, CA
05.2016 - Current
  • Negotiated favorable outcomes in complex real estate transactions, mirroring debt consolidation negotiations for optimal client results.
  • Built and maintained a comprehensive network of contacts, fostering client loyalty and repeat business through proactive relationship management.

Loan Consultant

FundRite Mortgage
Ontario, CA
05.2016 - Current
  • Originate FHA, conforming, maintaining a pipeline of 20 loans.
  • Prequalify buyers with real estate agents, gathered documentation from borrowers/escrow/title, and ensured transaction compliance—building expertise in debt structuring and financial eligibility.

Senior Consultant

National Marketing Services
Irvine, CA
10.2013 - 04.2016
  • Managed a pipeline of ~300 clients, contacting them to discuss modification options, gathering documents, and verifying financial details per investor guidelines.
  • Reviewed borrower documentation to calculate qualifying income (wages, self-employment, rental, pension, Social Security), front/back-end ratios, assets, and hardships; submitted loans for HAMP/non-HAMP eligibility—directly transferable to debt analysis and repayment planning.
  • Delivered clear explanations of complex financial concepts, ensuring clients understood options for relief.

Owner

N.A. Junk Removal Services (Property Preservation)
Los Angeles/Orange/Riverside Counties, CA
07.2010 - 09.2013
  • Managed operations for bank-owned properties (REOs), including cleanouts, maintenance, and securing assets to prepare for sales—demonstrating financial oversight and problem-solving in high-stakes scenarios.
  • Led a team of 4 employees, handling multitasking and client coordination.

Personal Banker

Wells Fargo Bank
Location Not Specified
06.2008 - 11.2010
  • Assisted customers in selecting financial products based on their situations and goals; managed portfolios, cross-sold services, and maintained relationships to capture full business potential.
  • Collaborated with teams to enhance customer service, address needs, and drive sales—key for debt consolidation client retention and upselling.

Loan Officer/Loan Processor

Nations Best Mortgage
Location Not Specified
03.1998 - 04.2008
  • Originated and processed FHA, conforming, non-conforming, Alt-A, and sub-prime loans, maintaining a pipeline of 60 loans and closing ~30 per month.
  • Employee of the Year (2006, 2007); prequalified buyers with real estate agents, gathered documentation from borrowers/escrow/title, and ensured transaction compliance—building expertise in debt structuring and financial eligibility.

Education

High School Diploma -

Western High School
Anaheim, CA

Skills

  • Financial Analysis & Debt Management: Income calculation, DTI ratios, hardship verification, loan modifications, repayment planning
  • Client Negotiation & Relationship Building: Pipeline management (300 clients), cross-selling, fostering loyalty
  • Communication: Explaining complex concepts clearly; bilingual (English/Spanish)
  • Problem-Solving & Compliance: Transaction navigation, regulatory adherence, multitasking
  • Technical Proficiency: Microsoft Word, Excel, PowerPoint, Publisher, Outlook; adaptable to financial software
  • Client relations
  • Contract negotiation
  • Strong negotiation skills
  • Comparative market analysis
  • Schedule coordination
  • Database management
  • Sales negotiation
  • Property valuation expertise
  • Pricing negotiation
  • Buyer representation

Certification

Real Estate License, DRE

Languages

Spanish (Fluent)

Timeline

Realtor

One West Realty
05.2016 - Current

Loan Consultant

FundRite Mortgage
05.2016 - Current

Senior Consultant

National Marketing Services
10.2013 - 04.2016

Owner

N.A. Junk Removal Services (Property Preservation)
07.2010 - 09.2013

Personal Banker

Wells Fargo Bank
06.2008 - 11.2010

Loan Officer/Loan Processor

Nations Best Mortgage
03.1998 - 04.2008

High School Diploma -

Western High School