Omotola Akanni
San Bernardino,USA
Summary
Logical Risk Analyst offering 9-years background evaluating portfolio decisions and forecasting potential losses in company's investment processes. Practiced in collecting, organizing and validating financial data integrity. Expertise in strategic planning and risk management. Committed to developing innovative approaches and solutions.
Overview
10
10
years of professional experience
1
1
Certification
Work History
Graduate Assistant
California State University San Bernardino
01.2024 - Current
- Evaluate and grade assignments submitted by students enrolled in application development, Python, and Networking courses, analyze their performance, and offer constructive feedback to enhance their learning outcomes
- Input data into course management platform (Canvas)
- Assist the professor in various research endeavors.
Graduate Assistant
California State University San Bernardino
02.2023 - Current
- Review and grade student (undergraduate and graduate enrolled in Communication courses) assignments
- Evaluate and grade assignments submitted by students enrolled in application development, Python, and Networking courses, analyze their performance, and offer constructive feedback to enhance their learning outcomes
- Assess students’ performance and provide feedback to them to ensure improved learning
- Enter data into the course management site (Canvas)
- Assisted faculty in research projects by conducting relevant research, literature reviews, and transcription.
Senior Risk Analyst
Sterling Bank Plc
11.2021 - 06.2023
- Spearheaded the review of the Bank's Credit Policy (CPG) in line with changing business and economic environment
- Identified credit, business, and financial risks inherent in a credit proposal
- Recommended appropriate structure for credit facilities to ensure that the risk of credit loss is properly mitigated including credit terms, security and repayment terms, and other underwriting considerations in line with the Bank’s Credit Policy
- Collaborated with cross-functional teams to identify, assess, and mitigate emerging risks in a timely manner.
- Performed second-level analysis and appraisal on credit requests following approved policies and procedures and ensured that credit exposures were created subject to stipulated guidelines
- Made approval/rejection decisions based on the result of the analysis performed on facility requests
- Analyzed customers’ audited financial statements for credit decisions.
- Optimized risk models to better align with changing market conditions, ensuring more accurate forecasts and improved strategic planning.
- Collaborated with the IT department in developing sophisticated tools to better predict, monitor, and manage potential risks impacting the organization.
- Collaborated closely with stakeholders across different functions to obtain necessary information for detailed risk assessments.
- Drove process improvements by identifying inefficiencies in existing workflows and recommending solutions based on thorough analyses.
- Implemented financial risk management policies, limits, and strategies that complied with the standards and strategic imperatives of the organization.
- Coordinated ongoing efforts to strengthen risk culture and fine-tuned risk appetite for lending and funding activities.
Portfolio Specialist
Access Bank Plc
12.2019 - 11.2021
- Conducted Regulatory Reporting and Portfolio Limits Monitoring
- Liaised with External Auditors, Risk Rating Agencies (responding to questionnaires), CBN Examiners, and/or Risk-Based Supervisors and Preparation of presentations, data tables, and other documents for Investors' meetings.
- Conducted Financial Soundness Analysis (a reference to Prudential Guidelines)
- Engaged in the analysis of all Regulatory Guidelines and Peer Reviews
- Prepared the credit arm of the bank’s audited financial statement
- Engaged in Provisioning, Write-Off & PDL Management and Recovery Validation and Management
- Created and maintained precise and accurate models, charts, and reports.
- Delivered Management Reports & Portfolio reviews and Status Requests & Collateral Release Management
- Conducted Stress Testing (scenario Analysis) and Sector Performance / Modeling
- Collaborated with cross-functional teams to identify new opportunities and assess potential risks.
- Maintained compliance with industry regulations by staying updated on the latest changes and implementing necessary adjustments to portfolios.
- Ensured seamless transitions during mergers or acquisitions by effectively integrating newly acquired assets into existing portfolios without compromising performance or service levels provided to clients.
- Participated in industry conferences and networking events to remain current on market trends, risk strategies, and regulatory changes impacting portfolio management practices.
- Led the implementation of new tools and software solutions designed to optimize research capabilities and enhance decision-making processes within the team.
- Developed financial projections and forecasts to guide risk management decisions.
Risk Analyst
Access Bank Plc
06.2014 - 12.2019
- Assessed credit write-up for sufficiency of information on the borrowers
- Recommended appropriate structure for credit facilities to ensure that the risk of credit loss is properly mitigated including credit terms, security, and repayment terms
- Analyzed and appraised all credit requests following approved policies and procedures and ensured that credit exposures were created subject to stipulated guidelines
- Evaluated the risk characteristics of product offerings and customer transactions against Risk Acceptance Criteria
- Recommended approval/rejection of facility request
- Ensured Quality Risk Assets/ Portfolio through monitoring of End use of funds, accounts in Overline/Unpaid Obligation status, Call-over of daily transactions, and review of daily overdrawn accounts
- Collaborated to develop the Credit Monitoring Framework to ensure its applicability and delivery of results in reducing the Bank’s non-performing loans
- Participated in Criticized Assets Committee (CAC) and Rapid Portfolio Review Sessions (RPR)
- Engaged in Business Development Strategy and Liability Generation exercises.
- Reviewed third-party vendor contracts to ensure adequate risk transfer provisions were in place, protecting the organization's interests in case of unforeseen events.
- Assessed emerging risks through ongoing research and monitoring of industry trends, proactively addressing potential threats before they materialized into significant issues.
- Supported business continuity planning efforts by conducting risk assessments for critical processes, identifying areas of vulnerability, and recommending appropriate mitigation measures.
- Evaluated market risks using advanced quantitative models, contributing to balanced investment strategies that maximized returns while minimizing exposure.
- Reduced financial losses due to effective identification and mitigation of potential risks in the portfolio.
- Conducted in-depth stress testing scenarios for identifying potential vulnerabilities in the organization''s financial position.
Education
MBA -
California State University, San Bernardino
San Bernardino, California12.2024
Bachelor of Science - Banking & Finance
Babcock University
Ogun State, Nigeria06.2012
Skills
- Networking
- Risk Management
- Vulnerability Assessment
- SQL
- Tableau
- Python (beginner)
- Wireshark
- Risk Assessment
- Business Impact Analysis
- Financial Analysis
- Underwriting
- Credit Risk Analysis
- Financial Reporting
- Microsoft Offices
- Data Analytics
Affiliations
- Women in Cybersecurity (WiCyS) - member
- Cyber Intelligence and Security Organization (CISO) - member CSUSB chapter
- Business Intelligence & Analytics Club – Treasurer CSUSB chapter
- Association of Chartered Certified Accountants (UK) - member
- California State University, San Bernardino, MBA Student Ambassador
Volunteer Experience
Access Bank Plc
- Facilitated the training of new hires on the Bank’s lending policy for over 7 years.
Certification
- ACCA - Association of Chartered Certified Accountants
Languages
English
Native or Bilingual
Yoruba
Native or Bilingual
Timeline
Graduate Assistant
California State University San Bernardino
01.2024 - Current
Graduate Assistant
California State University San Bernardino
02.2023 - Current
Senior Risk Analyst
Sterling Bank Plc
11.2021 - 06.2023
Portfolio Specialist
Access Bank Plc
12.2019 - 11.2021
Risk Analyst
Access Bank Plc
06.2014 - 12.2019
MBA -
California State University, San Bernardino
Bachelor of Science - Banking & Finance
Babcock University
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