Opeoluwa Ogundimu

Responsibiities:

• Investigate and manage complex fraud investigations ensuring cases are handled timely, and documented accurately with a concise case summary
• Analyze financial transactions, documents, and other relevant data to identify suspicious and/or criminal activity
• Skilled with understanding of various types of fraud that can occur in a banking environment, including deposit fraud. internal fraud. card fraud. ACH and wire fraud. kiting and money laundering activities etc.
• Research/analyze data and recognize/evaluate patterns of customer activity.
• Exhibit the ability to work multiple inquiries/investigations simultaneously.
• Reviews transactional data and customer relationships to accurately identify cautionary/red flags and suspicious activities that require reporting for money laundering activities to make SAR filing determination and if a SAR is warranted, write and file a SAR.
• Complete SAR input and other assigned tasks in an accurate, efficient, and timely manner within the SAR Control Team
• Verifying the necessary files and data elements are entered and uploaded into the case management system
• Regulation E (Electronic Fund Transfer Act): Familiarity with Regulation E, which protects consumers when they use electronic fund transfers. Requiring timely handling of disputes and error resolution.
• Utilized automated systems to track chargeback case dispute timelines and ensure that all actions are taken within the prescribed timeframes.
• Perform quality reviews on all SAR types in a timely manner adhering to internal and external deadlines and in accordance with current procedures
• Maintained detailed records of all chargeback disputes, including dates of initiation, evidence submission, and communication with customers and banks.
• Follow applicable established procedures to consistently produce thorough and complete investigations with all necessary supporting documentation to allow an independent third party to review the alert/case to understand the rationale used to disposition the alert/case and arrive at the same conclusion

Responsibilities:

• Perform reviews of clients identified as High Risk in accordance with the Bank’s High Risk / Enhanced Due Diligence procedures.
• Assist in the development and implementation of policies, procedures, and practices to aid in compliance with applicable BSA/AML/OFAC laws and regulations.
• Assist in the analysis and monitoring of account activity using reports and monitoring systems to identify unusual patterns or deviations from the expected norms for that client.
• Prepare and draft a suspicious activity reports based on the investigation result.
• Liais with Bank, external and internal customer (parties) to maintained effective communication with acquiring and issuing banks to resolve disputes efficiently.
• Utilized templates for common responses and documentation, speeding up the process and reducing the risk of errors.
• Maintain current knowledge of applicable Federal and State laws and regulations and routinely incorporate compliance in day-to-day tasks.
• Prepare and ensure that all Currency Transaction Reports (CTRs) are properly filled and submitted to FinCEN as prescribed by BSA eFiling requirements.
• Assist in monitoring Bank compliance with the Customer Identification Program (CIP) regulations as defined in the USA Patriot Act.
  Analysis of reports related to BSA/AML/CFT, OFAC, and FinCEN.
• Create and retain case management records for all investigations to include cases referred for potential Suspicious Activity Reports (SARs) and cases reviewed through monitoring systems.
• Ensured prompt and clear communication with customers to gather necessary information and provide updates on the chargeback dispute status.

• Responsibilities:
  Conducts thorough investigation and analysis of customer/partner demographic information and account relationships, transaction activity and irregularities, and internal/external research to make risk-based decisions related to list screening, customer/partner due diligence, and potential fraud and/or suspicious activity.
• Perform end-to-end fraud investigations, for various fraud typologies including loan file reviews, interviews, document findings and conclude in a clear and concise manner.
• Performs various reviews to ensure compliance with the Foreign Corrupt Practices Act (FCPA) and other applicable Anti-Bribery and Anti-Corruption (ABAC) laws and regulations.
• Prepares accurate and detailed written investigation findings and report submissions. Determines if additional tasks are required such as, account closure recommendations or customer/partner contact.
• Prepare Suspicious Activity Reports (SAR) for investigations and file timely in accordance with FinCEN requirements.
• Exhibit the ability to pivot, as directed, within Financial Crimes Operations to perform accurate and detailed reviews while maintaining or exceeding average daily output and quality review scores.
• Participates in internal and external training opportunities, team/department meetings, and industry peer groups to maintain advanced awareness of Financial Crimes Operations and industry knowledge.