Summary
Overview
Work History
Education
Skills
Timeline
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OSCAR NAVARRO

Miami,FL

Summary

Self-motivated Senior Mortgage Loan Officer and sales leader exhibiting professionalism and pride in daily operations. Production minded approach with a focus in first class customer service experience. Highly competitive and committed.

Overview

11
11
years of professional experience

Work History

Loan Officer

Federal Savings Bank
07.2025 - Current
  • Led negotiations with key clients, securing exceptional consistent sales goals and targets.
  • Helped train new loan officers in compliance and sales strategies.

Debt Resolution Specialist

Beyond Finance
02.2023 - 06.2025
  • Exceeded sales targets through effective customer engagement and relationship building.
  • Developed product knowledge to provide tailored solutions that meet customer needs.
  • Consistently met top tiers of production expectations.

Senior Mortgage Loan Officer

The Federal Savings Bank
02.2021 - 11.2022
  • Promoted to the title of Team Leader after my 1st year within the company.
  • Received specialized training for our target market of VA purchase and refinance loans.
  • Responsible for managing the entirety of my pipeline, ensuring every application moves efficiently from application to funding.
  • Worked with team leaders to create marketing campaigns to increase sales targets and monthly goals.
  • Consistent amongst the top performers in the company (finished 7th out of 104 in 2021)

Senior Mortgage Loan Officer

Caliber Home Loans
01.2019 - 02.2021
  • Managed continuous pipeline of over 180 loans, totaling a monthly average of $7,750,000.00 in financing.
  • Consistently ranked amongst company leaders with a mean of 34 units financed monthly (finished 12th of 84 in 2019; 4th of 116 in 2020)
  • Received recognition as floor leader in total outbound and inbound calls logged.
  • Processed challenging loan applications, including first-time borrowers, self-employed applicants and borrowers with problematic credit histories.
  • Educated customers on variety of loan products and available credit options to promote valuable decision-making.
  • Monitored loan serving agreements and loan covenants to ensure compliance.

Senior Portfolio Manager

Bayview Loan Servicing, LLC
02.2015 - 02.2018
  • Finished within the top2% of closers in the company (all 3 years), outperforming monthly and quarterly sales targets at a rate over 130% over three years.
  • Effectively led sales campaigns and assisted marketing efforts to increase origination and modification approvals and facilitate underwriting requirements, which led to a 35% increase throughout our largest portfolio.
  • Strategically managed a pipeline of over 200 residential and commercial loans (totaling over $3 million dollars) maintaining and enhancing our customer relationships.
  • Skillfully negotiated liens and judgments from third party holders, decreasing total amounts owed by as much as 80%; averaging savings of over $100,000 on a yearly basis.
  • Efficiently managed top production levels while adhering to strict federal and state compliance regulations. Averaged customer service grade of over 98% within company practices.
  • Earned promotion to Liquidation Specialist, managing a team of 3 to handle all liquidation pipelines throughout all portfolios.

Education

NMLS LICENSE #1567743

Skills

  • Proven track record in a cold-call and warm lead sales environment
  • Have lead prospecting activities and promotion campaigns
  • Management and team leading experience
  • Exceptional ability to obtain new business and grow existing business relationships
  • Strong B2C/B2B, inside and outside sales experience
  • Ability to rapidly acquire and maintain high levels of product and service knowledge
  • Experience with various CRM's including SalesForce, Velocify and Encompass

Timeline

Loan Officer

Federal Savings Bank
07.2025 - Current

Debt Resolution Specialist

Beyond Finance
02.2023 - 06.2025

Senior Mortgage Loan Officer

The Federal Savings Bank
02.2021 - 11.2022

Senior Mortgage Loan Officer

Caliber Home Loans
01.2019 - 02.2021

Senior Portfolio Manager

Bayview Loan Servicing, LLC
02.2015 - 02.2018

NMLS LICENSE #1567743

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