Summary
Overview
Work History
Education
Skills
Timeline
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PABLO (Paul) BUITRAGO

Leesburg,VA

Summary

Obtain a position that allows me to leverage my knowledge from working at multiple community banks in the Washington DC area. Also, obtain a position that will allow me to grow my leadership skills and build a next generation bank that will provide solutions for the needs of my community and small businesses.

Overview

21
21
years of professional experience

Work History

Market Executive for DC & VA

Capital Bank, N.A.
02.2018 - Current
  • Built relationships with customers and community to establish long-term business growth.
  • Achieved sales goals and service targets by cultivating and securing new customer relationships.
  • Resolved service problems with high-profile customers to maintain relationships and increase return customer base.
  • Collaborated with upper management to implement continuous improvements and exceed team goals.
  • Built the team loan Portfolio from $1MM loans to $207MM in loans with an average loan size of $1MM. Also, managed the credit process and portfolio by handling payments, renewals of loans and collection of financials.
  • Built the team deposit Portfolio from $1MM in deposits to over $130MM with the average deposit relationship at $250M.
  • Managed a team of two team leaders and three lenders

Commercial Market Leader for DC & VA, Senior Vice President

Capital Bank
02.2014 - 02.2018
  • Opened a loan production office in Centreville, VA and generated business using local contacts
  • Grew a loan portfolio in the Metro DC area from $1MM to $77MM with a team of three lenders in less than 24 months
  • Grew a deposit portfolio from $0 to over $30MM with a team of 3 lenders in less than 24 months
  • The team managed an $80MM loan portfolio with over 100 clients
  • Personally generated $15MM in loans the first year and $20MM in the second
  • Worked with Executive Management on loan process, marketing and a plan to generate business for the C&I arm of the bank.

Commercial Lender, Vice President

Bank of Georgetown
03.2011 - 02.2014
  • Grew a loan and deposit portfolio in the Metro DC area
  • Managed a $30MM portfolio of loans and deposits that I built from scratch over three years
  • Underwrote small business loans to operating companies, developers and real estate investors.

Commercial Lender, Vice President

Alliance Bank
05.2007 - 12.2010
  • Serviced customers seeking loan and/or deposit relationships of large dollar amounts and of high complexity with the Bank
  • Managed a loan portfolio of $50MM with 130 relationships
  • Represented the Bank in civic and community activities.

Credit Analyst, Assistant Vice President

Alliance Bank
02.2005 - 05.2007
  • Responsible for evaluating the financial condition of individuals and businesses applying for credit with the Bank (Commercial Real Estate and C&I credit)
  • Analyzed loan data on new and existing commercial real estate and C&I loans
  • Provided narrative analysis of business and personal financial information using sound analytical and loan structuring techniques for presentation to loan committee in a timely and accurate manner.
  • Built a monitoring and advancing process for Lines of Credit that were on a borrowing base.

Credit Analyst

EagleBank
02.2003 - 02.2005
  • Prepared written analytical memos which included a description of the request, background on the borrower, complete financial analysis (liquidity, leverage, capital adequacy and cash flow), risk rating assessment and recommendation of approval or decline by Credit Administration
  • I also monitored the Bank’s Asset Based Lending program, which included spreading borrowing base reports and monitoring line availability.

Education

Bachelor of Arts - Economics

University of Maryland, College Park
12.2002

Skills

  • Bilingual in Spanish and English Strong multi-tasking, organizational and problem solving skills Works effectively as a team player Creative and self-critical thinker Excellent communication and interpersonal skills with the ability to interact with all levels of personnel using diplomacy

Timeline

Market Executive for DC & VA

Capital Bank, N.A.
02.2018 - Current

Commercial Market Leader for DC & VA, Senior Vice President

Capital Bank
02.2014 - 02.2018

Commercial Lender, Vice President

Bank of Georgetown
03.2011 - 02.2014

Commercial Lender, Vice President

Alliance Bank
05.2007 - 12.2010

Credit Analyst, Assistant Vice President

Alliance Bank
02.2005 - 05.2007

Credit Analyst

EagleBank
02.2003 - 02.2005

Bachelor of Arts - Economics

University of Maryland, College Park
PABLO (Paul) BUITRAGO