Pailin Khaekram
Newport Beach,CA
Summary
I was born in a small town of Thailand where I lived until I moved to Anchorage, Alaska at the age of 12. I attended University of Alaska, Anchorage and received an undergraduate degree in Business Management with a minor in Economics in May of 2020 (peak Covid-19). Shortly after I graduated, I decided to commit a year to fundraising in order to help my community raise funds for those who were impacted by the pandemic. After one year as a fundraiser and raising over $200K through the State of Alaska Campaign, I decided to pursue a career in Finance/Banking and joined the Commercial Banking Program at Wells Fargo in January of 2023.
Overview
7
7
years of professional experience
Work History
Commercial Banking Financial Associate
Wells Fargo
01.2023 - Current
- Completed a 6 month, formal credit training in Charlotte, NC before being assigned to support Southern California Division as a full-time analyst. I received a promotion to a Financial Associate 6 months later and am on track to receive a promotion to a Portfolio Manager in December 2024.
- Analyzing a company's financial, operational, and management strengths and weaknesses to identify potential capital, balance sheet, and reputational risks
- Proactively identifying credit issues or challenges early on in the underwriting process and recommending ways to further mitigate risk
- Partnering with relationship teams to structure and propose new credit transactions as well as coordinate customer due diligence, documentation, and loan closing processes while including strategic product partners when appropriate
- Preparing annual company financial reviews and underwriting memos focused on a company's leverage, key risk factors, repayment sources, cash flows, and ability to service debt obligations.
- Participated in regular meetings with senior leadership to discuss progress towards company objectives relating to finance and growth of our borrowers.
- Provided training to first-year analysts and interns on industry best practices, enhancing overall team productivity and performance.
- Prepared detailed reports for executive management, highlighting key performance indicators for our borrowers.
Business Relationship Manager
United Way of Anchorage
07.2021 - 05.2022
- Built and maintained a relationship with clients and donors, updated clients weekly with their reports
- Answered questions in regards to running campaigns, and trained companies on how to successfully run a fundraising campaign
- Assisted companies with setting up their fundraising events
- Designed, implemented, and oversaw public campaigns (raised $200,000 through the 2022 State of Alaska SHARE Campaign)
- Managed the UWA website to update the public on campaigns
- Built and fostered new connections for potential donors and partners, as well as maintaining relationships with current donors and partners in order to keep them engaged with UWA projects and activities all year round.
Administrator
The Alaska Center for Oral + Facial Surgery
12.2017 - 07.2021
- Scheduled surgeries, checked patients in and out, and answered the phone for current and potential patients
- Followed up with each patient to ensure that they completed their treatment plans, and are aware of the next steps
- Verified patients' insurance eligibility with insurance companies, calculated the out of pocket costs before and after insurance, processed claims, created and presented treatments plans
- Negotiated claims with the insurance companies, started prior authorization for medial and dental claims -coordinated with referring offices when necessary
- Managed Accounts Receivables and Collection efforts
- Managed marketing efforts
- In charge of all social media accounts, review cards, and managing feedback for patients.
Education
Major in Business Management/ Minor in Economics -
University of Alaska, Anchorage
05.2020
Skills
- Financial Services
- Portfolio Management
- Credit Risk Management/Underwriting
- Accounting
- Loans
- Treasury Management
- Business Banking Products
- Credit Analysis
- Financial & Qualitative Analysis
- Microsoft 365 Apps
- Google Office Suite Apps
- Adobe Products
- Underwriting Programs
- Commercial Banking Programs & Applications
- Bloomberg Terminal
- Short Form Projection Template
Languages
Thai
Native or Bilingual
Cambodian
Limited Working
Timeline
Commercial Banking Financial Associate
Wells Fargo
01.2023 - Current
Business Relationship Manager
United Way of Anchorage
07.2021 - 05.2022
Administrator
The Alaska Center for Oral + Facial Surgery
12.2017 - 07.2021
Major in Business Management/ Minor in Economics -
University of Alaska, Anchorage
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