Paris Violeta Mendoza Vega
San Diego,USA
Summary
Highly skilled professional with extensive experience in the financial services industry, specializing in compliance, anti-money laundering (AML), and Bank Secrecy Act (BSA) compliance. Proven track record in various financial institutions including banks and money transmitters.
Overview
12
12
years of professional experience
Work History
BSA AML ANALYST / SUSPICIOUS ACTIVITY INVESTIGATOR
EURO EXCHANGE INTERNATIONAL BANK
07.2023 - Current
- Perform quality control on investigations conducted to detect suspicious activity.
- Investigate potentially suspicious transactions and customer behavior through transaction analyses, negative media searches, and ongoing monitoring to prevent and detect money laundering activity.
- Analyze transactional data and public records to initiate, develop, and successfully conclude transaction monitoring investigations and SAR filings.
- Perform OFAC, Lexis Nexis, PEP and blacklist searches to discard any possible match.
- Prepare narratives and file Suspicious Activity Reports and 90-day follow-up reports to FinCEN, ensuring timely and accurate reporting.
- Training to current investigators to complete a thorough analysis.
- Direct collaboration with Chief Compliance Officer.
COMPLIANCE ANALYST / DUE DILIGENCE ANALYST
SIGUE CORPORATION (MSB)
03.2022 - 02.2023
- Perform periodic customer due diligence on all related parties such as MSBs, vendors, and banks (Review their articles of incorporation, license to operate, ownership structure, IDs, UBOs, Key controllers, PEPs, BSA-AML program, AML questionnaire, and financial statements, etc)
- Prepare PEP risk assessment if necessary and escalate it to the global compliance officer.
- Resolve any AML questionnaire, Wolfsberg questionnaire, RFI or Due Diligence requested the company from banks or MSBs.
- Perform quarterly screening for internal and external employees, vendors, treasury banks, correspondent banks, sub-correspondents, and agencies to find any adverse information or possible matches with blacklists, sanctions lists, OFAC, PEPs that could affect the company's AML program and compliance.
- Evaluate and escalate real negative findings to the regional or global compliance officer.
- Manage sensitive and confidential information of the company.
- Direct collaboration with Governance.
- Respond promptly to inquiries from regulators or other stakeholders.
COMPLIANCE ANALYST / MONITORING KYC ANALYST
SMALL SWORLD MONEY TRANSFER (MSB)
06.2021 - 02.2022
- Monitor worldwide money transfers to prevent money laundering and financial crime by reviewing system-generated alerts.
- Conducted thorough KYC verification, analyzing international IDs, passports, driver's licenses, SSN, ITIN, occupation, source and proof of funds, and purpose of transactions.
- Scrutinized proof of funds, such as paystubs, payroll receipts, bank receipts, ATM receipts, and bank statements, to verify clients' economic sufficiency to support transactions.
- Identified and discarded potential OFAC/Sanctions and PEP matches, mitigating risks associated with sanctioned individuals and entities.
- Maintained up-to-date customer profiles, ensuring accurate and comprehensive information for compliance purposes.
- Reviewed potentially suspicious activity for SAR consideration, preparing Pre-SAR reports and submitting them to compliance managers and officers.
- Conducted anti-fraud calls to customers, verifying the legitimacy of transactions and preventing fraudulent activities.
INTERNATIONAL SUBSIDIARY BANKING ASSOCIATE RELATIONSHIP MANAGER
HSBC MEXICO
03.2017 - 08.2020
- Developed and expanded the portfolio of international subsidiary clients, driving business growth and increasing revenue
- Prospected and acquired new corporate relationships, expanding the client base and diversifying the portfolio
- Cross-sold a comprehensive range of banking products and services, including Treasury, Payroll, Payments and Cash Management, and Trade and Receivable Finance, collaborating with product specialists to provide tailored solutions to clients
- Provided exceptional customer service and support, ensuring total customer satisfaction and building strong, long-lasting relationships with clients
- Monitored transactional behavior and identified opportunities for upselling and cross-selling
- Assisted in reviewing credit proposals and maintained organized credit files, including credit bureau reports, financial statements, articles of incorporation, board resolutions, tax IDs, tax returns, and other relevant documentation
- Recognized as one of the top-performing employees at HSBC Mexico in 2018, receiving an award for outstanding performance and contributions.
- Accelerated the account opening process for new clients by ensuring accurate documentation and smooth onboarding experience, contributing to increased client satisfaction rates.
- Developed and maintained strong customer relationships, providing exceptional service and advice.
DOCUMENT ANALYST / KYC ANALYST
HSBC MEXICO
04.2016 - 03.2017
- Conduct thorough KYC due diligence on the portfolio of International Subsidiary Clients to ensure compliance with anti-money laundering regulations and identify potential risks.
- Contact international corporate clients to gather the documentation to complete the Onboarding, CDD, or EDD.
- Review and analyze a wide range of documents, including IDs of legal representatives, owners, key controllers, articles of incorporation, members of the board resolutions, tax ID, tax returns, ownership structure, UBOs, nature of business, source of wealth, and source of funds.
- Approve opening account contracts from branch executives, ensuring compliance with regulatory requirements and internal policies.
- Validate and verify proof of address, reviewing signatures for accuracy and authenticity.
- Activate and integrate accounts, ensuring smooth onboarding and seamless integration into the banking system.
- Promotion to corporate banking, recognizing exceptional performance and contributions to the team.
- Organized electronic filing systems for secure storage and easy retrieval of essential documents.
DATA ENTRY ANALYST / CREDIT ANALYST
FIN COMUN MICROFINANCIERA
03.2014 - 04.2015
- Validate and approve daily credit applications.
- Conduct thorough reviews of identification documents, migratory forms, and proof of address, ensuring the authenticity and validity of customer information.
- Verify customers' credit and bureau records, analyzing financial data to assess creditworthiness and mitigate risk.
- Evaluate documents to prevent forgery and fraudulent activities, implementing stringent verification processes to maintain data integrity
- Calculate amortization schedules, providing accurate and reliable information to support loan repayment planning.
- Proofread all documentation and reports, eliminating errors and ensuring the accuracy and reliability of information.
- Organized, sorted, and checked input data against original documents.
DATA ENTRY / ADMINISTRATIVE ASSISTANT
RAR COMPUTACIÓN (Project for Mexican Social Security Institute)
06.2012 - 06.2013
- Efficiently performed data entry tasks, updating databases on a daily basis, ensuring accuracy and timeliness of information.
- Validated and organized documents, both physically and digitally, maintaining a well-structured and easily accessible filing system.
- Prepared reports for management and audit purposes, showcasing attention to detail and adherence to established procedures.
- Actively participated in team projects, acquiring valuable administrative skills and fostering a collaborative work environment.
- Ensured compliance with data entry and administrative protocols, avoiding errors and discrepancies in documentation.
Education
Bachelors - Design and communication
National Autonomous University of Mexico (UNAM)
Mexico City01.2010
Skills
- Understanding of Compliance, AML, financial crime detection and prevention techniques
- Suspicious Activity Reporting
- Financial Crime Investigation
- AML Regulations Knowledge
- Enhanced Due Diligence
- Transaction monitoring
- Customer Due Diligence
- Know Your Customer
- Sanctions Screening
- Bank Secrecy Act Compliance
- Anti-Money Laundering Compliance
- Office of Foreign Assets Control Regulations
- Relationship Management
- Data Entry
- Lexis Nexis
- Microsoft Office
- Jira
Timeline
BSA AML ANALYST / SUSPICIOUS ACTIVITY INVESTIGATOR
EURO EXCHANGE INTERNATIONAL BANK
07.2023 - Current
COMPLIANCE ANALYST / DUE DILIGENCE ANALYST
SIGUE CORPORATION (MSB)
03.2022 - 02.2023
COMPLIANCE ANALYST / MONITORING KYC ANALYST
SMALL SWORLD MONEY TRANSFER (MSB)
06.2021 - 02.2022
INTERNATIONAL SUBSIDIARY BANKING ASSOCIATE RELATIONSHIP MANAGER
HSBC MEXICO
03.2017 - 08.2020
DOCUMENT ANALYST / KYC ANALYST
HSBC MEXICO
04.2016 - 03.2017
DATA ENTRY ANALYST / CREDIT ANALYST
FIN COMUN MICROFINANCIERA
03.2014 - 04.2015
DATA ENTRY / ADMINISTRATIVE ASSISTANT
RAR COMPUTACIÓN (Project for Mexican Social Security Institute)
06.2012 - 06.2013
Bachelors - Design and communication
National Autonomous University of Mexico (UNAM)