Pascal Marseille
Chicago,IL
Summary
Skilled Jumbo Underwriter specializing in conforming and non-conforming mortgage underwriting, offering more than 5 years of experience. Highly adept in underwriting moderate to complex policies, achieving new business goals and maintaining loss control and risk management levels. Instrumental in facilitating development and deployment of new products.
Overview
16
16
years of professional experience
Work History
Jumbo Mortgage Underwriter
Guaranteed Rate
Chicago, IL
10.2020 - 09.2022
- Made careful determinations based on skilled analysis of submitted documentation covering credit histories, employment records and current financial status.
- Worked with processing team members to communicate errors and obtain missing information for current applications.
- Handled multiple investors guidelines and great knowledge of Appendix Q
- Reviewed applications for insurance coverage and reports from loss control specialists to determine risks.
- Exceeded goals through effective task prioritization and great work ethic
Underwriter III
JPMorgan Chase Bank N.A
Downers Grove, IL
02.2017 - 10.2020
- Evaluated debt ratio, loan-to-value ratios, credit scores property valuations and various other factors when making underwriting decisions.
- Determined and documented loan conditions and communicated requirements and decisions.
- Reviewed and analyzed Automated Underwriting Findings and determine acceptability to agency standards
Data Analyst (Business Information Analyst)
HSBC
Elmhurst, IL
07.2006 - 12.2016
- Created various Excel documents to assist with pulling metrics data and presenting information to stakeholders for concise explanations of best placement for needed resources.
- Produced daily and monthly reports using advanced Excel spreadsheet functions.
- Developed tables, views and materialized views using SQL and SAS
- Participated in requirements meetings and data mapping sessions to understand business needs.
Education
Bachelor of Science - Computer Science
DePaul University
Chicago, IL2024
Associate of Arts - Finance
Malcolm X College
Chicago, IL2016
Skills
- Credit & Income Analysis
- Encompass Loan Origination System
- Loanbeam
- SAS/BASE, SAS/MACRO, SAS/SQL
- Jumbo Loans
- Residential mortgage lending regulations
Timeline
Jumbo Mortgage Underwriter
Guaranteed Rate
10.2020 - 09.2022
Underwriter III
JPMorgan Chase Bank N.A
02.2017 - 10.2020
Data Analyst (Business Information Analyst)
HSBC
07.2006 - 12.2016
Bachelor of Science - Computer Science
DePaul University
Associate of Arts - Finance
Malcolm X College