Summary
Overview
Work History
Education
Skills
Timeline
BusinessAnalyst

Patricia Hendricks

Acworth,Georgia

Summary

Knowledgeable Loan Processor offering expertise in legal statutes and established lending guidelines. Excellent communication and negotiation skills. Offering 25-year history of successful loan and mortgage processing. Manages high-volume loan paperwork in dynamic environments with high production, approval and customer relations targets. Expertise includes reviewing and validating personal, employment and financial histories for each applicant. Self-motivated and reliable with excellent teamwork, problem-solving and organizational skills. Organized and dependable candidate successful at managing multiple priorities with a positive attitude. Willingness to take on added responsibilities to meet team goals. Hardworking and passionate job seeker. To seek and maintain full-time position that offers professional challenges utilizing interpersonal skills, excellent time management and problem-solving skills.

Overview

8
8

25 + Years of professional experience

1
1

25 Yesa

Work History

Mortgage Loan Processor

MSF
12.2022 - 07.2023
  • Handled any conditions sent from underwriting departments.
  • Collaborated with Loan Officers to provide timely, accurate service for clients throughout entire mortgage process.
  • Worked with customers in person and via telephone to answer questions, process transactions, and resolve issues.
  • Set up and completed loan submission packages.
  • Communicated with originator and applicant concerning progress of loan file.
  • Coordinated closing process with attorneys, title companies, and government clerks.
  • Analyzed borrower credit reports and income statements to verify accuracy.
  • Reviewed financial statements and contacted institutions and customers to clarify details.
  • Developed comprehensive understanding of loan processing regulations and laws to be fully compliant.
  • Prepared file for final clear-to-close by branch management.
  • Received on-going, comprehensive training on home loan products and mortgage process.
  • Upheld complete confidentiality of all submitted information according to release guidelines.
  • Processed mortgage loan applications accurately and successfully for over 25 years.
  • Educated customers on loan services and regulations to confirm compliance.
  • Collected and compiled paperwork such as title abstracts, insurance paperwork, loan files and tax histories.
  • Reviewed and validated details of loan applications and closing documentation.
  • Verified credit histories, personal references and employment backgrounds for each applicant.
  • Calculated debt-to-income ratios to determine maximum loan amounts and avoid overextending applicants.
  • Affirmed loan document accuracy to protect lenders from potential fraud.
  • Liaised with credit bureaus, employers and other sources to check applicants' credit and personal references.
  • Processed mortgage loan applications accurately and successfully for over 25 years.

Mortgage Loan Processor

NRL Mortgage
03.2022 - 10.2022
  • Handled any conditions sent from underwriting departments.
  • Collaborated with Loan Officers to provide timely, accurate service for clients throughout entire mortgage process.
  • Worked with customers in person and via telephone to answer questions, process transactions, and resolve issues.
  • Set up and completed loan submission packages.

Mortgage Loan Processor

Cardinal Financial
12.2021 - 02.2022
  • Handled any conditions sent from underwriting departments.
  • Collaborated with Loan Officers to provide timely, accurate service for clients throughout entire mortgage process.
  • Worked with customers in person and via telephone to answer questions, process transactions, and resolve issues.
  • Set up and completed loan submission packages.

Mortgage Loan Processor

Envoy Mortgage
01.2015 - 01.2021
  • Handled any conditions sent from underwriting departments.
  • Collaborated with Loan Officers to provide timely, accurate service for clients throughout entire mortgage process.
  • Worked with customers in person and via telephone to answer questions, process transactions, and resolve issues.
  • Set up and completed loan submission packages.

Education

No Degree - Accounting And Business Management

University of West Alabama
Livingston, AL

Skills

  • Review Desktop Underwriter for Loan Approval
  • Financial Data Collection
  • Verify Credit Application
  • Financial Document Review/Closing
  • Critical Thinking

Timeline

Mortgage Loan Processor

MSF
12.2022 - 07.2023

Mortgage Loan Processor

NRL Mortgage
03.2022 - 10.2022

Mortgage Loan Processor

Cardinal Financial
12.2021 - 02.2022

Mortgage Loan Processor

Envoy Mortgage
01.2015 - 01.2021

No Degree - Accounting And Business Management

University of West Alabama
Patricia Hendricks