Patricia MORRIS
Roswell,GA
Summary
A successful and progressive career spanning diverse industries with a recent background in mortgage banking. Recognized for consistently meeting internal /external clients needs and providing outstanding service. An organized, loyal, adaptable, and flexible professional. Proven track record of building highly effective client relationships and solving challenges in a fast-paced environment.
Overview
30
30
years of professional experience
2
2
Certification
Work History
VA Appraisal Specialist
CBC National Bank DBA First Federal Bank
09.2018 - 01.2023
- Responsible for reviewing 1-4 unit VA Appraisals, to ensure conformity to company, industry, and other regulatory agency standards..
- Provided and in-depth analysis of appraisals that helped underwriters make sound judgment decisions regarding the collateral aspect of the loan and ultimately limit the risk.
- Skilled at working independently and collaboratively in a team environment.
- Self-motivated, with a strong sense of personal responsibility.
FNMA Prefund Auditor
CBC National Bank
09.2014 - 09.2018
- Ensured compliance with regulatory requirements by performing regular audits and staying up-to-date on industry standards.
- Maintained confidentiality, handling sensitive information discreetly throughout all stages of the audit process.
- Provided detailed documentation on audit findings, facilitating swift corrective action when necessary.
Underwriting Assistant
CBC National Bank
09.2011 - 09.2014
- Improved underwriting process efficiency by streamlining administrative tasks and enhancing communication between internal/external customers..
- Analyzed applicant data for risk assessment, ensuring accurate decision-making for policy approvals and denials.
- Managed a diverse caseload of applications, efficiently organizing workload to meet tight deadlines without sacrificing quality or accuracy.
VA/FHA Underwriter Assistant
Liberty Mortgage
06.2008 - 09.2011
- Improved risk assessment accuracy by conducting thorough reviews of loan applications and financial documents.
- Achieved faster turnaround times in application processing by optimizing workflows within the underwriting department.
- Ensured compliance with regulatory requirements through diligent monitoring of industry changes and updating internal policies accordingly.
Education
Associate of Arts - Business Management And Fashion Merchandising
Atlanta School of Fashion And Design
Atlanta, GASkills
- Quality Assurance
- Attention to detail
- Organizational skills
- Expert problem-solving
- Customer service
- Team leadership
- Process improvement
- Data analysis
- Industry knowledge
- Adaptability
Certification
VA SAR
FHA DE
Timeline
VA Appraisal Specialist
CBC National Bank DBA First Federal Bank
09.2018 - 01.2023
FNMA Prefund Auditor
CBC National Bank
09.2014 - 09.2018
Underwriting Assistant
CBC National Bank
09.2011 - 09.2014
VA/FHA Underwriter Assistant
Liberty Mortgage
06.2008 - 09.2011
Associate of Arts - Business Management And Fashion Merchandising
Atlanta School of Fashion And Design
VA SAR
FHA DE
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