Summary
Overview
Work History
Education
Skills
Timeline
Generic

Patricia Allen

Chattanooga

Summary

Skilled Loan Partner with background in mortgage banking and loan processing. Possess deep understanding of financial regulations, loan products, and customer service. Strengths include ability to analyze credit reports, income documents, and asset statements while delivering top-notch client communication. Previous work has consistently resulted in streamlined operations, improved productivity and increased client satisfaction. Successfully manages high volumes of loan documentation in fast-paced environments with demanding productivity, funding and customer satisfaction targets. Familiar with verifying tax, credit, employment, loan, personal and residential histories. Comfortable working alone or with team members to accomplish tasks and enhance processes. Experienced administrative professional offering solid background in loan processing. Coordinates documents, corrects errors and liaises with external parties to complete paperwork and facilitate smooth closings. Knowledgeable aboutoperations, best practices, and regulatory requirements. Efficient professional in financial processing adept at completing tasks with productivity and precision. Specialize in loan documentation review, client communication, and regulatory compliance to ensure smooth operations. Excel in time management, problem-solving, and adaptability, fostering positive outcomes in fast-paced environments.

Overview

13
13
years of professional experience

Work History

Sr Loan Partner 1

Summit Funding, Inc
Chattanooga
04.2024 - Current
  • Maintained detailed records of all loans originated within the organization.
  • Conducted weekly pipeline reviews with Loan Officers to ensure compliance with underwriting guidelines and timelines.
  • Prepared documents for closing including title commitments, mortgage insurance certificates.
  • Assisted customers in resolving issues related to their mortgage accounts by working closely with other departments within the organization.
  • Researched and verified borrower information, such as income, assets, liabilities, credit history.
  • Assisted Loan Officers with loan origination process and paperwork.
  • Coordinated with third-party vendors such as appraisers and title companies to ensure timely completion of services required for loan approval.

Support Specialist

First Community Morgage
Murfreesboro
02.2020 - 03.2024
  • Maintained detailed records of all loans originated within the organization.
  • Conducted weekly pipeline reviews with Loan Officers to ensure compliance with underwriting guidelines and timelines.
  • Prepared documents for closing including title commitments, mortgage insurance certificates.
  • Assisted customers in resolving issues related to their mortgage accounts by working closely with other departments within the organization.
  • Researched and verified borrower information, such as income, assets, liabilities, credit history.
  • Assisted Loan Officers with loan origination process and paperwork.
  • Coordinated with third-party vendors such as appraisers and title companies to ensure timely completion of services required for loan approval.

Loan Officer Assisant

US Mortgage
St Louis
03.2017 - 12.2019
  • Assisted loan officers with the preparation of loan documents and closing packages.
  • Maintained a database of current lenders' products and services in order to best meet customer needs.
  • Maintained customer files in an organized manner to ensure accurate tracking of loans.
  • Analyzed financial information provided by applicants in order to determine eligibility for specific types of loans.
  • Input data into loan origination system accurately and timely.
  • Answered questions regarding loan status and process from customers, real estate agents, title companies.
  • Processed requests for payoff statements from borrowers or third parties.
  • Reviewed contracts for purchase transactions to ensure compliance with lender requirements.
  • Provided support services to Loan Officers during client meetings as needed.

Loan Officer Assistant

Platinum Financial Funding
Chattanooga
04.2012 - 03.2017
  • Monitored loan applications for completeness and accuracy prior to submission to underwriting department.
  • Developed relationships with local real estate agents in order to generate referrals.
  • Reviewed contracts for purchase transactions to ensure compliance with lender requirements.
  • Prepared reports on new and existing loan activity for management review.
  • Verified accuracy of all calculations related to mortgage payments, interest rates, taxes, insurance premiums.
  • Assisted loan officers with the preparation of loan documents and closing packages.
  • Maintained customer files in an organized manner to ensure accurate tracking of loans.
  • Provided support services to Loan Officers during client meetings as needed.

Education

High School Diploma -

East Ridge High School
East Ridge, TN
01-1980

Skills

  • Mortgage company owner
  • Mortgage processor
  • Mortgage loan officer assistant
  • Bank teller
  • Retail
  • Bank vice president's assistant
  • Ophthalmic technician supervisor

Timeline

Sr Loan Partner 1

Summit Funding, Inc
04.2024 - Current

Support Specialist

First Community Morgage
02.2020 - 03.2024

Loan Officer Assisant

US Mortgage
03.2017 - 12.2019

Loan Officer Assistant

Platinum Financial Funding
04.2012 - 03.2017

High School Diploma -

East Ridge High School