Paul Chappelle
Longwood,FL
Summary
Indirect lending veteran with proven track record for generating loan volume and growing dealer participation. Knowledgeable in all aspects of indirect lending including underwriting, processing, DMV title administration, sales and marketing, regulatory compliance and operations management. Excellent analytical, organizational, sales and phone skills. Able to make sound decisions and effectively communicate.
Overview
24
24
years of professional experience
Work History
Stock Trader
01.2020 - Current
- Research potential stock purchases
- Make timely buy-sell decisions
- Continuously manage portfolio to maximize returns
- First twelve-months gain 77%.
Indirect Lending Supervisor
UNIFY Financial Credit Union
04.2016 - 12.2019
- Supervised underwriting team
- Achieved annual loan volume of $365,000,000
- Approved loan exceptions.
- Structured and rehashed loan approvals
- Audited underwriting decisions to ensure proper approval stipulations and lending policies were applied.
- Resolved escalated dealer issues.
- Led and participated in team-building activities.
- In charge of DMV title administration.
- Prepared monthly loan production reports.
- Wrote annual performance reviews for indirect lending team members.
Business Lending Consultant
Catalyst4SmBiz
01.2014 - 03.2016
- Made sales presentations to potential clients.
- Developed business plans.
- Analyzed company financial statements.
- Reviewed Guarantor's credit history and profile.
- Evaluated capital expenditures to implement business plan.
- Consulted clients on loan process, probability of approval and timelines.
- Assisted with loan documents and application submission.
- Followed up with client throughout process.
Indirect Lending Manager
CCU Financial Group, LLC
03.2000 - 12.2013
- Managed indirect lending program for credit union consortium.
- Established underwriting guidelines and process.
- Provided marketing, underwriting, loan processing and title management.
- Ensured key management goals were consistently met for overall program and each individual credit union.
- Implemented technology based solutions to improve underwriting consistency, fraud prevention, process flow and reporting.
- Opened new territories.
- Successfully navigated program through two financial crisis's.
Indirect Lending Operations Manager
CU Leasing Corp
04.1998 - 12.1999
- Revamped failing indirect program.
- Restored dealer relationships.
- Identified strengths and weaknesses of program.
- Created targeted marketing approach highlighting advantages of program based on analysis.
- Implemented strategies that successfully grew dealer participation and application volume 40% within twelve months.
Education
High School Diploma -
Belle Cater H.S.
Wichita, KSWichita State University
Wichita, KSSkills
- Supervisory
- Loan Underwriting
- Sales
- Lending 360
- Dealer Marketing
- DMV Administration
- Loan Processing
- Regulatory Compliance
- Microsoft Office (excel, word, outlook)
- Symitar
- Nautilus
- Phone
Timeline
Stock Trader
01.2020 - Current
Indirect Lending Supervisor
UNIFY Financial Credit Union
04.2016 - 12.2019
Business Lending Consultant
Catalyst4SmBiz
01.2014 - 03.2016
Indirect Lending Manager
CCU Financial Group, LLC
03.2000 - 12.2013
Indirect Lending Operations Manager
CU Leasing Corp
04.1998 - 12.1999
High School Diploma -
Belle Cater H.S.
Wichita State University
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