Paul Greenblatt
North Miami Beach,Florida
Summary
Experienced Loan Officer adept at assessing customer needs, providing suitable products and guiding customers through loan process. Handles complex financial transactions using in-depth knowledge of loan products, services and lending regulations. Develops strong customer relationships by providing excellent service.
Overview
32
32
years of professional experience
Work History
Licensed Loan Officer
CMG Home Loans / Homebridge Financial Services
06.2014 - Current
- Enhanced loan application approvals by efficiently evaluating borrower qualifications and creditworthiness.
- Negotiated favorable loan terms on behalf of clients, ensuring optimal alignment with their financial objectives.
- Delivered exceptional customer service, guiding clients through the entire mortgage process from application to closing.
- Collaborated with underwriters, processors, and closers to expedite the loan approval process and ensure smooth transactions.
- Mitigated risk for financial institution by performing thorough due diligence checks on applicants'' backgrounds and financial history.
- Conducted comprehensive financial analyses, ensuring appropriate loan recommendations based on individual client needs.
- Provided personalized consultations to prospective borrowers exploring various mortgage options tailored to their specific goals and circumstances.
- Educated clients about mortgage terminology, processes, documentation required for successful applications leading to increased confidence during transactions.
- Proactively resolved any potential issues or discrepancies within applications before submission ensuring streamlined approval processes.
- Maintained strict confidentiality of bank records and client information.
- Developed strong relationships with customers through high levels of customer service.
- Analyzed potential risks and evaluated loan products to identify suitable options for customers.
- Developed strong relationships with realtors, builders, and other industry professionals to establish a robust referral network.
Licensed Loan Officer
Prospect Mortgage
06.2006 - 05.2014
- Enhanced loan application approvals by efficiently evaluating borrower qualifications and creditworthiness.
- Negotiated favorable loan terms on behalf of clients, ensuring optimal alignment with their financial objectives.
- Delivered exceptional customer service, guiding clients through the entire mortgage process from application to closing.
- Collaborated with underwriters, processors, and closers to expedite the loan approval process and ensure smooth transactions.
- Mitigated risk for financial institution by performing thorough due diligence checks on applicants'' backgrounds and financial history.
- Conducted comprehensive financial analyses, ensuring appropriate loan recommendations based on individual client needs.
- Developed strong relationships with realtors, builders, and other industry professionals to establish a robust referral network.
- Provided personalized consultations to prospective borrowers exploring various mortgage options tailored to their specific goals and circumstances.
- Educated clients about mortgage terminology, processes, documentation required for successful applications leading to increased confidence during transactions.
- Maintained up-to-date knowledge of changing industry regulations, policies, and underwriting guidelines for accurate guidance to clients.
- Maintained strict confidentiality of bank records and client information.
- Developed strong relationships with customers through high levels of customer service.
Senior Mortgage Broker, Managing Partner
Greenfield Financial Group, Inc.
01.2002 - 08.2008
- Generated new business leads through strategic networking events and targeted marketing initiatives.
- Stayed up-to-date on industry trends and regulations to provide informed advice to clients at all times.
- Managed risk effectively by assessing borrowers'' creditworthiness based on established criteria while adhering to all legal and regulatory requirements.
- Navigated complex financial situations with professionalism, guiding clients towards suitable mortgage products that fit their specific needs.
- Developed strong relationships with lenders to negotiate favorable terms and rates for clients.
- Mentored junior brokers, sharing industry knowledge and best practices for optimal growth and success.
- Maintained detailed records of client interactions, transactions, and documentation for accurate reporting and compliance purposes.
- Collaborated effectively with internal teams such as underwriters, processors, and closers to ensure seamless transactions from start to finish.
- Utilized online marketing platforms to promote real estate services and generate leads.
- Developed and maintained relationships with customers, lenders and other third parties.
- Analyzed potential risks and evaluated loan products to identify suitable options for customers.
- Supervised loan personnel and motivated to maintain customer service and performance standards.
- Established and implemented business procedures and process improvements.
- Oversaw financial management of the firm, including budgeting, forecasting, and analysis, ensuring fiscal responsibility and profitability.
Bakery Manager
Beach Bagel Bakeries, Inc.
01.1992 - 01.2002
- Maintained a clean and safe work environment by enforcing strict adherence to food safety guidelines and regulations.
- Managed inventory and reduced waste, resulting in cost savings for the bakery.
- Enforced compliance with food safety standards with proper food storage, sanitation and labeling.
- Maintained cleanliness and hygiene in bakery premises.
- Conducted employee training sessions on proper baking techniques, equipment usage, sanitation practices, and safety protocols.
- Oversaw all aspects of quality control to maintain consistently high standards for baked goods produced at the facility.
- Monitored inventory levels and identified opportunities for cost savings.
- Enhanced bakery productivity by streamlining workflow and implementing efficient processes.
Education
Associate of Arts - Marketing
Moorpark College
Moorpark, CANo Degree - Hospitality Management
Florida International University
Miami, FLSkills
- Underwriting guidelines
- Loan structuring
- Loan Origination
- Conventional Loans
- Renovation Loans
- FHA & VA Loans
- Jumbo Loans
- Refinancing Expertise
- Attention to Detail
- Decision-Making
Timeline
Licensed Loan Officer
CMG Home Loans / Homebridge Financial Services
06.2014 - Current
Licensed Loan Officer
Prospect Mortgage
06.2006 - 05.2014
Senior Mortgage Broker, Managing Partner
Greenfield Financial Group, Inc.
01.2002 - 08.2008
Bakery Manager
Beach Bagel Bakeries, Inc.
01.1992 - 01.2002
Associate of Arts - Marketing
Moorpark College
No Degree - Hospitality Management
Florida International University
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