To seek and maintain full-time position that offers professional challenges utilizing interpersonal skills, excellent time management and problem-solving skills. Detail-oriented team player with strong organizational skills. Ability to handle multiple projects simultaneously with a high degree of accuracy.
Hi, I’m
Paula Leonberg
Bend,OR
Summary
Overview
17
years of professional experience
Work History
Guild MortgageSan Diego, CA
Conventional Mortgage Underwriter
02.2021 - 09.2022
Job overview
- Made careful determinations based on skilled analyses of submitted documentation covering credit histories, employment records and current financial status.
- Verified integrity of applicants' information to minimize fraud.
- Determined credit risks by reviewing files in advance and comparing data against internal checklists and guidelines.
- Worked with processing team members to communicate errors and obtain missing information for current applications.
Guild MortgageSan Diego, CA
Senior Mortgage Loan Processor
08.2010 - 02.2021
Job overview
- Collaborated with Loan Officers to provide timely, accurate service for clients throughout entire mortgage process.
- Prepared file for final clear-to-close by branch management.
- Worked with customers in person and via telephone to answer questions, process transactions and resolve issues.
- Communicated with originator and applicant concerning progress of loan file.
- Checked daily reports each morning to identify priorities or issues for escalation to supervisor.
- Reviewed financial statements and contacted institutions and customers to clarify details.
- Handled any conditions sent from underwriting departments.
- Set up and completed loan submission packages.
- Received on-going, comprehensive training on home loan products and mortgage process.
- Upheld complete confidentiality of all submitted information according to release guidelines.
- Coordinated closing process with attorneys, title companies and government clerks.
- Oversaw file input in mortgage software and grant-specific software.
- Reviewed and validated details of loan applications and closing documentation.
- Collected and compiled paperwork such as title abstracts, insurance paperwork, loan files and tax histories.
- Communicated acceptance or rejection to applicants via mail, email, telephone or personal consultations.
- Filed completed loan applications with underwriting and made approval or denial recommendations.
- Produced and submitted completed loan packages to title and escrow professionals.
- Consulted with outside vendors to identify and resolve loan closing issues.
Net America LendingBakersfield, CA
Sr. Loan Processor
05.2009 - 07.2010
Job overview
Hughes FinancialBakersfield, CA
Sr Loan Processor
10.2005 - 05.2008
Job overview
Skills
- Application Reviews
- Automated Underwriting Systems
- Creditworthiness Determination
- Credit History Review
- Financial History Analysis
- Desktop Underwriter
- Loan Restructuring
- Conventional Lending
- Loan Product Knowledge
- Mortgage Lending Requirements
- Eligibility Requirements
- Underwriting Regulations
- Income Verification
- Appraisal Review
- Document Verification
- Credit Analysis
- Decision Making
- Financial Analysis
- Analytical Thinking
- Problem Solving
- Risk Assessment
Timeline
Conventional Mortgage Underwriter
Guild Mortgage
02.2021 - 09.2022
Senior Mortgage Loan Processor
Guild Mortgage
08.2010 - 02.2021
Sr. Loan Processor
Net America Lending
05.2009 - 07.2010
Sr Loan Processor
Hughes Financial
10.2005 - 05.2008
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