Summary
Overview
Work History
Education
Skills
Accomplishments
Reference
Timeline
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Pearl  Andrews

Pearl Andrews

San Francisco,CA

Summary

Motivated finance professional currently pursuing a Master's in Business
Analytics at San Francisco State University (SFSU).
Ambitious and self-motivated professional with multitude of experience as
a former audit associate at KPMG India and as a senior insurance officer at
Emirates Insurance Dubai. Proven ability to complete projects on time with
highest level of scrutiny and attention to detail and proficient with GAAP
and GAAS accounting standards.
Seeking a business analysis internship to leverage my skills for data-driven
decision-making and contribute to organizational success.

Overview

7
7
years of professional experience

Work History

Senior Officer

Emirates Insurance Company
Abu Dhabi, United Arab Emirates
06.2018 - 12.2022
  • Issuance of marine policies, endorsements, renewals, amendments, and cancellations for marine cargo, marine hull, yacht, and energy lines.
  • Premium computation, especially related to monthly declarations.
  • Assisting in internal audits of the area.
  • Issuance of cargo certificates in adherence to policies.
  • Operational implementation of company policies and procedures for
    marine insurance.
  • Conducting due diligence to verify data and information pertaining to insurance policies.
  • Collecting insurance premiums and issuing receipts in collaboration
    with the finance department.
  • Coordinating with the customer service department for the
    delivery/dispatch of insurance certificates.
  • Maintaining accuracy and transparency in policy administration for the
    marine department.
  • Handling inquiries from clients, intermediaries, and internal
    stakeholders related to policy administration.
  • Maintaining accurate records of marine documents, ensuring data
    control and confidentiality.
  • Collaborating in a team environment to achieve departmental goals
    and objectives, adhering to quality standards and turnaround times.

Audit Associate

Klynveld Peat Marwick Goerdeler (KPMG)
Bangalore, Karnataka
07.2015 - 03.2018
  • Collaborated with U.S. engagement teams during the planning phase, involving materiality calculations, identification of significant accounts, and updating relevant assertions.
  • Conducted comprehensive reviews of financial statements, annual reports, capital activities, and financial data for various entities, leveraging data analytics techniques to identify patterns and anomalies.
  • Led substantive testing for investments, including cost roll-forward, disclosure of investment schedules, and testing of dividends, amortization, and interest income using Bloomberg, applying statistical analysis to financial data for deeper insights.
  • Acted as the primary point of contact for multiple engagements, facilitating cross-communication and meeting onshore unit expectations, while also utilizing data visualization tools to present findings effectively.
  • Performed substantive audit procedures, such as capital and equity
    allocation, existence testing, portfolio turnover testing,
    contributions/distributions testing, broker reconciliation, confirmation,
    and the preparation of lead sheet work papers for various entities to
    validate audit assertions.
  • Managed electronic audit management and documentation using
    KPMG's proprietary audit tool - eAudIT.
  • Provided education to professionals on technical mutual fund
    concepts, process enhancements, and efficiency improvements within
    the team.
  • Assisted U.S. engagement teams in meeting audit milestones and
    deadlines.
  • Delivered high-quality results to the onshore team, often under tight
    deadlines, and meticulously documented the execution of specific
    audit procedures as defined by engagement objectives, work step
    allocation, and planned audit approach.
  • Verified and calculated Net Asset Value (NAV), interest, and dividend
    income received for disclosed client funds.
  • Conducted purchases and sales testing for funds, supported by client-
    provided documents.
  • Executed testing of ITGC Controls for various legacy and ERP systems, covering information security, physical and logical access, data center operations, and change management.
  • Performed pre and post-implementation reviews for multiple ERP
    systems, including SAP, Oracle, and custom ERPs, encompassing
    application controls and ITGCs reviews.

Education

Master of Science - Business Analytics

San Francisco State University (SFSU)
San Francisco, CA
01-2022

MBA - Accounting And Finance

St. Aloysius Institute of Management & Technology
Mangalore
05-2015

Bachelors Degree of Commerce -

St. Aloysius College
Jabalpur, Madhya Pradesh
07-2013

Skills

  • Programming: C, SQL (MySQL, PostgreSQL), R, Python (Matplotlib, Numpy, Pandas)
  • Web Development: HTML, CSS
  • Tools: Power BI, Excel
  • Certification: Machine Learning – Coursera

Accomplishments

Study of U.S. Institute for Student Leaders on Women's Leadership U.S.
Department of State Bureau of Educational and Cultural Affairs July 29,
2012.

Selected as a Student Representative from India for participation in a
prestigious exchange program in the United States.

Reference

1. Name : Shabeer Mohommad

Job Position : Asst. Manager
Company : Emirates Insurance, Abu Dhabi
Phone Number : +971- 55575279

2. Name : Ghanshyam Jalan
Job Position : Director
Company : KPMG, India
Phone Number : +91 - 9748228725

Timeline

Senior Officer

Emirates Insurance Company
06.2018 - 12.2022

Audit Associate

Klynveld Peat Marwick Goerdeler (KPMG)
07.2015 - 03.2018

Master of Science - Business Analytics

San Francisco State University (SFSU)

MBA - Accounting And Finance

St. Aloysius Institute of Management & Technology

Bachelors Degree of Commerce -

St. Aloysius College
Pearl Andrews