Summary
Overview
Work History
Education
Skills
Certification
Languages
References
Timeline
Generic

Pearl J. CARABALLO

Laredo,TX

Summary

Driven and energetic realtor with 6 years experience in real estate and mortgage. Skilled at building productive working relationships with agents, lenders, appraisers, title companies, surveyors and attorneys to facilitate sales and satisfy clients. Highly proficient in developing creative solutions and implementing objective decision making. Maintains positive attitude and works hard to build team relationships.

Overview

9
9
years of professional experience
1
1
Certification

Work History

Real Estate Agent

Leonelo Cruz Real Estate
Laredo, TX
09.2018 - Current
  • Managed real estate transactions from initiation to closing.
  • Promoted property sales through advertisements, open houses and participation in multiple listing services.
  • Showed residential properties and explained features, value and benefits of available homes.
  • Managed sales pipeline by actively following up with prospects and hot leads.
  • Provided guidance to clients throughout the entire buying or selling process.
  • Negotiated purchase agreements and contracts with buyers and sellers.
  • Prepared comparative market analysis to estimate properties' value.
  • Developed networks with appraisers, lenders, and home inspectors to facilitate real estate transactions.
  • Assisted in the preparation of documents such as representation contracts, purchase agreements, closing statements, deeds and leases.
  • Managed marketing strategies for properties including advertising campaigns and open houses.
  • Generated leads through networking activities such as cold calls and referrals from past clients.
  • Collaborated with escrow companies, lenders and home inspectors to fulfill terms and conditions of purchase agreements.
  • Coordinated open houses to showcase available listings.
  • Reviewed legal documents, such as purchase agreements and disclosures, with clients.
  • Completed continuing education courses to maintain licensure requirements.
  • Managed transaction process from contract to closing.
  • Utilized MLS system for property searches and data entry.
  • Facilitated closing processes between lender, mortgage companies, buyers and sellers.
  • Promoted active listings through social media marketing, open houses and newsletters.
  • Established key business relationships within industry by using responsiveness, efficiency and deep knowledge of real estate industry.
  • Attended networking events to generate new leads and contacts.
  • Stayed up-to-date on local real estate trends.

Loan Officer

IBC MORTGAGE
Laredo, TX
08.2017 - 08.2018
  • Educated customers on variety of loan products and available credit options to promote valuable decision-making.
  • Delivered high levels of customer service to facilitate smooth processes.
  • Performed daily maintenance of loan applicant database.
  • Met with applicants to obtain information for loan applications and answer questions about process.
  • Executed loan origination process and ordered credit reports, appraisals and preliminary title reports.
  • Analyzed applicants' financial status and credit and property evaluation to determine feasibility of granting loan.
  • Tracked and managed new leads and followed up on referral business.
  • Approved or denied loan applications based on established guidelines.
  • Reviewed credit histories, income statements, and other financial information of loan applicants.
  • Participated in community events to promote bank's consumer lending services.
  • Maintained current knowledge regarding new laws, regulations, policies, procedures, products, services. related to consumer lending operations.
  • Provided customer service support throughout the entire process from application through closing.
  • Interacted with underwriters, appraisers, title companies. during the processing of a loan application.
  • Stayed abreast of lending regulations, industry trends and market rates.
  • Prepared and submitted complete loan application packages accurately.

Loan Coordinator

AB HOMES, LLC
LAREDO, TX
06.2015 - 07.2017
  • Analyze and collect data necessary for speeding along the loan process.
  • Reviewed customer applications and assisted them on completing formalities.
  • Answer incoming calls and emails of applicants and updated them about their loan applications.
  • Maintained detailed records of customers with loan information in the computer systems.
  • Contact applicants and ask them for additional papers necessary for loan processing and accordingly inform them about acceptance and cancellation.
  • Compiled financial documents and verified customer information for accuracy.
  • Coordinated loan closings by verifying documentation and scheduling closing dates.
  • Conducted follow-up calls to confirm receipt of application materials from customers.
  • Worked closely with lenders to ensure that all necessary paperwork was completed correctly.
  • Reviewed client documentation and contracts for discrepancies and mistakes.

Education

High School Diploma -

Martin High School
Laredo, TX
05-1998

Skills

  • Organizational
  • Strong time management
  • Problem solving
  • Interpersonal skills
  • High quality customer service
  • Ability to work accurately with interruptions & meet deadlines
  • Hardworking
  • Self-motivated
  • Energetic
  • Reliable
  • Recognized for assuming additional responsibilities
  • Excellent written and communication skills
  • Attention to detail

Certification

  • Texas Real Estate License

Languages

English
Professional
Spanish
Professional

References

References available upon request.

Timeline

Real Estate Agent

Leonelo Cruz Real Estate
09.2018 - Current

Loan Officer

IBC MORTGAGE
08.2017 - 08.2018

Loan Coordinator

AB HOMES, LLC
06.2015 - 07.2017

High School Diploma -

Martin High School

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Pearl J. CARABALLO