PETER KWASI OWUSU
Aurora,CO
Summary
Highly experienced underwriter with 5 years’ experience in calculation and verification of income and assets, evaluation of credit reports, purchase contracts, appraisals, title commitments, VOE, tax returns, divorce decree and other loan pertinent compliance documentation.
Overview
2028
2028
years of professional experience
Work History
Assembly Team Member
Warming Trends LLC
07.2021 - Current
- Machine operation, preventative maintenance, and repair
- Maintain cleanliness and good repair of shop and facility
- Assembly of pieces, parts, and finished goods
- Inventory management, cycle counts, stocking, picking, and packing
- Monitoring program schedules
- Able to read and understand drawings and templates
- Handle day to day administrative tasks in the production area, acting as liaison between production control and manufacturing
- Ensure all raw materials, internal parts and finished goods are stocked in appropriate quantities and places
- Quality control
Box Truck Driver
Kroger
2025 - 11.2027
- Operated box trucks to transport goods efficiently between distribution centers and retail locations.
- Conducted pre-trip and post-trip inspections to ensure vehicle safety and compliance with regulations.
- Managed loading and unloading of products, maintaining accuracy in inventory handling.
- Followed designated routes to optimize delivery schedules and meet customer expectations.
- Assisted in training new drivers on company policies, safety protocols, and operational procedures.
- Safely transported goods to customers, adhering to strict deadlines and ensuring customer satisfaction.
Forklift Operator
Sunward Steel Building
2023 - 2025
- Operated forklifts to transport materials efficiently within warehouse environment.
- Conducted routine inspections to ensure equipment safety and compliance with regulations.
- Collaborated with team members to optimize loading and unloading processes.
- Maintained accurate inventory records using warehouse management systems.
- Kept warehouse clean and organized by removing debris and returning unused pallets to designated areas.
- Improved warehouse efficiency by skillfully operating forklifts to move, locate, and stack materials.
- Wrapped pallets in plastic wrap and attached merchandise tags to prepare for shipping.
- Transported goods between warehouse locations according to shipment and storage needs.
- Operated equipment safely and efficiently to prevent damage to items and avoid injuries.
- Operated forklift in compliance with OSHA guidelines and organizational policies.
- Unloaded and stacked materials by raising and lowering lifting devices.
- Ensured timely delivery of products by accurately picking orders from storage areas.
- Enhanced workplace safety by diligently inspecting forklifts before each shift and reporting any issues promptly.
- Communicated with floor managers to determine merchandise placement.
- Assisted in training new employees on safe forklift operation, contributing to a stronger workforce.
- Reduced loading times for shipping trucks by efficiently organizing and staging pallets.
Mortgage Underwriter
HSBC
01.2020 - 04.2021
- Reviewed all items and conditions provided by borrowers and ensured they met the required guidelines by utilizing internal and external (e.g., agency) policies and procedures (e.g., automated underwriting systems such as Desktop Underwriter (DU) and Loan Prospector (LP))
- Knowledge of FANNIE MAE and FREDDIE MAC guidelines
- Analyze complex and diversified credit, assets, income, and property documentation to confirm compliance with guidelines
- Reviews, examines, and underwrites loans to ensure soundness
- Assesses loan attributes and documentation for soundness and accuracy
- Reviews and evaluates data to ascertain loan viability and identify risk issues and potential fraud
- Evaluates Debt to income ratio, Loan to Value ratios, credit score property valuation and other factors
Loan Processor/Junior Underwriter
Mortgage Network Inc.
01.2017 - 01.2020
- Analyzes documentation such as credit, income, assets, and appraisals to make sound decisions based on this analysis by using an internal checklist
- Analyzes loan applications to identify any risk issues and/or potential misrepresentation
- Reviews documentation and ensures documents are properly classified and organized
- Makes quality decisions while maintaining company turn-time expectations
- Can rework loans to new terms, and identify additional conditions as needed
- Able to provide quick and accurate answers on multiple loan project guidelines
- Engages specific strategies to resolve customer questions and concerns
- Continually reviews Loan processor environment and suggests improvement opportunities to management.
- Acts as a subject matter expert within the company and partners with management on Loan processing related issues by providing analytical support, and counseling advice for their functional areas and solutions
- Assists in identifying, recommending and/or negotiating alternative loan requirements
Education
Associate of Arts - Building And Construction
University of Ghana
Ghana 08.2016
HS Diploma - undefined
Cathedral City High School
Austin, TX06.2014
Skills
- Excellent customer service
- Strong interpersonal and teamwork skills
- Self-motivated/self-starter
- Market analysis
- Sales
- Account reconciliation
- Business development
- Flexible and adaptable
- Highly organized
- Financial analysis
- Microsoft Outlook
- Negotiation
- Financial report writing
- Accounting
Timeline
Assembly Team Member
Warming Trends LLC
07.2021 - Current
Mortgage Underwriter
HSBC
01.2020 - 04.2021
Loan Processor/Junior Underwriter
Mortgage Network Inc.
01.2017 - 01.2020
HS Diploma - undefined
Cathedral City High School
Box Truck Driver
Kroger
2025 - 11.2027
Forklift Operator
Sunward Steel Building
2023 - 2025
Associate of Arts - Building And Construction
University of Ghana