PETER ONYEMAECHI
Houston,TX
Summary
Results-driven AML/KYC Compliance Analyst with over four years of expertise in executing and leading complex financial crime investigations across the Commercial, Consumer, and Retail banking sectors. Proficient in applying and interpreting BSA/AML/OFAC regulations, with a strong emphasis on meticulous transaction monitoring, Suspicious Activity Report (SAR) preparation, and Enhanced Due Diligence (EDD). Demonstrated success in leveraging industry-leading tools such as Actimize and Norkom to effectively mitigate risk, streamline compliance processes, and ensure rigorous, audit-ready documentation. Committed to upholding the highest standards of compliance while fostering a culture of integrity and vigilance within financial institutions.
Overview
8
8
years of professional experience
1
1
Certification
Work History
AML Compliance Analyst/Transaction Monitoring
Woodforest Bank
04.2022 - Current
- Directed complex transactional analyses across diverse high-risk AML scenarios (including Structuring, High-Risk Geography, Change in Behaviors, and Remote Deposit Captures) to identify and mitigate financial crime risk.
- Authored and escalated high-quality Suspicious Activity Reports (SARs) for potential filing, ensuring all documentation was meticulously prepared and timely reported in accordance with the Bank Secrecy Act (BSA).
- Conducted Enhanced Due Diligence (EDD) on high-risk accounts, ensuring rigorous compliance with the USA Patriot Act, Section 326, and internal Customer Identification Programs (CIP/EDD).
- Utilized commercial databases and internal systems (e.g., LexisNexis, Bridger) to systematically gather evidence, creating comprehensive, audit-ready case files.
- Reviewed corporate documentation, legal forms, and tax information to confirm customer risk ratings were consistent with the established risk profile.
- Remote
AML / KYC Analyst
Fulton Bank
01.2020 - 03.2022
- Monitored, investigated, and reviewed system-generated KYC/AML alerts for potential suspicious activity and money laundering, consistently documenting results in a clear written format.
- Prepared well-written Suspicious Activity Reports (SARs) on suspect transactions and addressed sanctions alerts in accordance with regulatory expectations and departmental procedures.
- Provided day-to-day support and oversight to the business on OFAC/sanctions issues, ensuring adherence to relevant regulations.
- Assisted the AML Officer with both onboarding new counterparties and managing external onboarding requests, supporting the bank’s growth while maintaining compliance standards.
- Contributed in a team-oriented environment to improve analytical and reporting processes, enhancing the overall efficiency of the AML department.
System Administrator
PROFRAC SERVICES
04.2018 - 12.2019
- Managed and maintained the integrity and redundancy of file systems and digital storage assets across the organization.
- Streamlined operations by automating nightly batch processes using Active Batch scheduler, resulting in improved system efficiency for critical database backups.
- Developed and deployed SSRS reports to the report manager, providing management with key operational and performance statistics.
- Ensured system reliability and security by installing critical functionality and security patches, minimizing downtime.
Education
Masters - Management Information Systems
Lamar University
Beaumont, TXBachelor - Computer Science
Abia State University
Nigeria06.2005
Skills
- Category: AML/Financial Crime Tools
- Expertise: Actimize, Norkom, LexisNexis, Regulatory Data Corp (RDC), Bridger, World-Check, World Base, Transparint
- Category: Regulatory Compliance
- Expertise: Bank Secrecy Act (BSA), AML, OFAC Sanctions, USA Patriot Act (Section 326), CIP/EDD, Transaction Monitoring, SAR Filing, KYC Onboarding
- Category: Technical/Software
- Expertise: Microsoft Excel (Advanced), Word, PowerPoint, SSRS Reporting, Active Batch Scheduler, Duns and Bradstreets
- Category: Core Competencies
- Expertise: Complex Case Investigations, Financial Crime Risk Mitigation, Regulatory Reporting, Analytical Skills, Process Improvement
Accomplishments
- Resolved product issue through consumer testing.
- Supervised team of 15 staff members.
- Used Microsoft Excel to develop inventory tracking spreadsheets.
Certification
PMP Certification, Project Management Institute, Target Completion: 2025
Timeline
AML Compliance Analyst/Transaction Monitoring
Woodforest Bank
04.2022 - Current
AML / KYC Analyst
Fulton Bank
01.2020 - 03.2022
System Administrator
PROFRAC SERVICES
04.2018 - 12.2019
Bachelor - Computer Science
Abia State University
Masters - Management Information Systems
Lamar University