Philip Allen, CBA
Pittsburgh,PA
Summary
Certified Credit Business Associate (CBA) with proven skills in analyzing creditworthiness, maximizing profits, mitigating risks, and relationship management. Routinely handle business-to-business credit, evaluate collection's process, conduct financial report review, cash receipt management, regulate finance charges, and experienced at dispute resolution. Open to discuss leadership positions within credit management.
Overview
9
9
years of professional experience
Work History
MDL Credit Analyst
Komatsu
Meadow Lands, PA
07.2022 - Current
- Send aging reports to customers & resolution credits to cash applications for application
- Analyze Credit-worthiness and recommend credit increases as appropriate
- Collaborate with warehouse and sales representatives to best address payment issues, certification needs, delivery and pricing issues.
Credit & Collections Analyst
WESCO Distribution
Pittsburgh, PA
10.2018 - 07.2022
- Reconcile customer accounts, mitigating risk by conducting collection calls, resolving disputes, researching financial transactions, and recording customer's payment behavior.
- Determine credit-worthiness of national and international customers by reviewing Experian reports, Reviewing customer history, and contacting credit references.
- Generate financial reports and discuss effective strategies across Sales & Operations teams in order to promote timely payment.
Coordination of Benefits Verifications Processor
UPMC
Pittsburgh, PA
09.2017 - 10.2018
- Updated 80+ member record cases per week to reflect primary or secondary coverage while ensuring documentation was accurate, clear, and thorough.
- Investigated insurance existence by utilizing internal and external systems (MC400, CAQH, MarX).
- Identified case updates required to state or federal external systems and subsequently ensure appropriate and accurate revisions are made.
Data Analyst
Black Box Corporation
Lawrence, PA
03.2017 - 07.2017
- Eliminated HTTP errors by optimizing listed product details before launching to company site.
- Re-structured filing templates to pinpoint positive and negative consistencies within datasets.
- Recorded consistently searched descriptive statistics of various mounting products.
Loan Analyst
PNC Bank
Pittsburgh, PA
06.2015 - 02.2017
- Executed corporate transactions, rate selections, and applied maintenance to loans amounting from $2 -136 million dollars from direct, agented, and participant partners.
- Administered financial transactions within dual company guidelines to prevent audit failure and assure timely customer repayment
- Screened closed loan portfolios to guarantee compliance with binding agreements for 40+customer loan accounts; reconciling out-of-balance account issues
Education
Bachelor of Science - Economics
North Carolina A&T State University
Greensboro, NC08.2015
References
Available Upon Request
Timeline
MDL Credit Analyst
Komatsu
07.2022 - Current
Credit & Collections Analyst
WESCO Distribution
10.2018 - 07.2022
Coordination of Benefits Verifications Processor
UPMC
09.2017 - 10.2018
Data Analyst
Black Box Corporation
03.2017 - 07.2017
Loan Analyst
PNC Bank
06.2015 - 02.2017
Bachelor of Science - Economics
North Carolina A&T State University