Summary
Overview
Work History
Education
Skills
Certification
Timeline
Generic

POOJA WADHWA

Jersey City,USA

Summary

Financial Risk Analyst with a background in predictive modeling, risk assessment, and compliance analytics. Adept at working across teams to enhance reporting accuracy and strengthen financial resilience using advanced analytical tools.

Overview

4
4
years of professional experience
1
1
Certification

Work History

Finance Intern

Stellantis
07.2024 - 12.2024
  • Built predictive financial models to assess the impact of supply chain disruptions, supporting scenario-based risk analysis and cost mitigation.
  • Conducted NPV and IRR evaluations to guide capital allocation decisions, improving investment returns and reducing financial exposure.
  • Collaborated with cross-functional teams to streamline reporting accuracy by 10%, enhancing interdepartmental transparency and risk tracking.
  • Analyzed working capital risks, reducing inventory inefficiencies by 15% and improving cash flow resilience.
  • Prepared risk-adjusted financial reports to support strategic decision-making and portfolio-level analysis.

Financial Risk Analyst

Bajaj Finance Ltd
06.2022 - 07.2023
  • Developed and implemented credit risk models, enhancing forecasting accuracy by 18% for loan portfolio performance.
  • Applied Monte Carlo simulations and stress testing to evaluate Value at Risk (VaR), enabling risk-informed portfolio adjustments that reduced potential losses by 10%.
  • Performed bond duration and convexity analysis, improving interest rate risk sensitivity in structured finance investments.
  • Conducted scenario analysis based on macroeconomic indicators, strengthening the firm’s market risk readiness and capital adequacy insights.
  • Collaborated with senior leadership to enhance internal risk reporting systems using SAS and RiskMetrics.

Financial Analyst

WNS Global
07.2020 - 05.2022
  • Conducted variance analysis and financial modeling across corporate portfolios, identifying operational risk exposures and improving reporting accuracy.
  • Supported budget forecasting and long-range planning, aligning resource allocation with risk-adjusted performance targets.
  • Partnered on digital transformation initiatives, reducing manual data risk and improving the efficiency of monthly close cycles by 30%.
  • Prepared internal control documentation and risk narratives to support financial audits and process reviews.
  • Assisted in building Tableau dashboards for visualizing KPI trends, enhancing management’s ability to track financial and risk metrics in real time.

Education

Financial Risk Management

Pace University
New York City, NY
05.2025

DTL: Diploma - Taxation and Law

Savitribai Phule Pune University
Nashik, MH
06.2021

BCom: Bachelor’s - commerce

Savitribai Phule Pune University
Nashik, MH
05.2020

Skills

  • Microsoft Office: (Excel, PowerPoint, Word)
  • Technical Skills: Financial Modeling & Forecasting, Net Present Value (NPV) & Internal Rate of Return (IRR) Calculations, Value at Risk (VaR) Analysis, Portfolio Optimization, Credit Risk Modeling
  • Core Competencies: Problem-Solving & Critical Thinking, Communication, Team Collaboration & Leadership, Time Management & Prioritization
  • Analytical Skills: Quantitative analysis, Statistical Analysis, Capital budgeting and investment Analysis, Cash flow Analysis
  • Financial Software: Financial Markets, Portfolio, Risk Management Tableau, SAS, FactSet, Risk Metrics, Bloomberg Terminal

Certification

Bloomberg Market Concepts, Goldman Sachs - Risk Job Simulation, Financial modeling and valuation analyst, Bloomberg Finance Fundamentals.

Timeline

Finance Intern

Stellantis
07.2024 - 12.2024

Financial Risk Analyst

Bajaj Finance Ltd
06.2022 - 07.2023

Financial Analyst

WNS Global
07.2020 - 05.2022

DTL: Diploma - Taxation and Law

Savitribai Phule Pune University

BCom: Bachelor’s - commerce

Savitribai Phule Pune University

Financial Risk Management

Pace University

Similar Profiles

CREATE PROFILE
POOJA WADHWA