PRINCESS WILLIAMS
Glen Rock,PA
Summary
Finance and compliance professional with 25 years of experience in accounting operations, financial reporting, internal controls, and regulatory compliance.MBA in Finance. U.S. Navy veteran with a strong mission-focused mindset, disciplined leadership approach, and a proven ability to complete complex objectives with accuracy and integrity.
Overview
27
27
years of professional experience
1
1
Certification
Work History
Owner / Financial Manager
Salty and Sweet Royal Treats LLC
01.2019 - Current
- Manage full-cycle accounting operations, including budget development, reconciliations, payroll oversight, and financial reporting
- Analyzed market trends, adapting services to meet evolving customer needs.
- Develop cash flow forecasts and performance reports to support strategic decisions
- Developed and implemented operational strategies to optimize production processes and enhance product quality.
- Managed financial aspects of the business, including budgeting, financial reporting, and tax preparation.
Loan & Grants Specialist (GS-09)
U.S. Small Business Administration
01.2021 - 01.2022
- Reviewed and approved disaster loan applications up to $2M in compliance with federal financial regulations
- Conducted financial risk analysis, credit evaluations, and fraud prevention reviews
- Prepared audit-ready reports and maintained regulatory documentation
- Conducted comprehensive market analysis to inform policy decisions and support strategic initiatives.
Senior Loan Officer
Bank of America
01.2016 - 01.2018
- Performed underwriting, financial statement analysis, and credit risk assessments
- Ensured compliance with federal banking regulations
- Prepared management and performance reports
- Evaluated creditworthiness of applicants, analyzing financial documents and risk factors.
Senior Mortgage Banker
JPMorgan Chase
01.2011 - 01.2016
- Oversaw mortgage origination, underwriting, and underwriting controls
- Led team reviews and improved internal control procedures
- Produced financial and compliance reports for management
Aviation Operations & Administration
United States Navy
01.1999 - 01.2007
- Reported directly to Commanding Officer
- Prepared TSC reports, troop instructions, and mission briefings
- Tracked fighter pilot flight hours, debriefings, and personnel operational records
Education
Bachelor of Science - Business / Finance
DeVry Education
New York, NY06-2020
MBA - Finance
Keller Graduate School of Management
New York, NY12.2024
Skills
- Financial Reporting (Monthly, Quarterly, Annual)
- General Ledger Management
- Accounts Payable & Accounts Receivable
- Payroll & Benefits Coordination
- GAAP Compliance
- Internal Controls & Risk Management
- Budgeting, Forecasting & Variance Analysis
- External Audit Coordination
- Credit & Risk Analysis
- NetSuite, QuickBooks, Oracle, SAP, Salesforce
- Microsoft Excel, Word, and PowerPoint
Certification
Google Data Analytics Professional Certificate
Google Project Management Professional Certificate
IBM Cybersecurity Analyst Professional Certificate
Timeline
Loan & Grants Specialist (GS-09)
U.S. Small Business Administration
01.2021 - 01.2022
Owner / Financial Manager
Salty and Sweet Royal Treats LLC
01.2019 - Current
Senior Loan Officer
Bank of America
01.2016 - 01.2018
Senior Mortgage Banker
JPMorgan Chase
01.2011 - 01.2016
Aviation Operations & Administration
United States Navy
01.1999 - 01.2007
Bachelor of Science - Business / Finance
DeVry Education
MBA - Finance
Keller Graduate School of Management