Qinyu Yang
Atlanta,CA
Summary
Results-driven professional with 5+ years of experience in model risk management, data analysis, and predictive analytics in a major services organization. Demonstrated success in project management, ensuring data quality, and maintaining regulatory compliance. Skilled at making data-driven decisions under high-profile business scrutiny, focusing on internal model validation and credit risk mitigation. Exceptional numerical skills, meticulous attention to detail, and a proven ability to deliver high-quality results within tight deadlines. Effective in building and managing relationships, with a track record of success in multicultural environments. Proficient in MS Visio, PowerPoint, and Excel.
Overview
8
8
years of professional experience
1
1
Certification
Work History
Senior Data Scientist | Team Lead
Equifax
08.2022 - Current
- Project Management & Oversight: Led the optimization of 700+ model KPIs during the Google Cloud Platform (GCP) migration, ensuring compliance with credit risk standards and improving model performance
- Managed cross-functional teams to align data science initiatives with business goals
- Data Quality Management: Designed and deployed predictive models to assess credit risk, automating decision-making processes and reducing manual effort by 80%
- Ensured data integrity and accuracy across all models
- Regulatory Compliance: Collaborated with governance teams to ensure all models met regulatory requirements, including data-related government regulations and emerging trends
- Change Management: Mentored and guided teams across multiple projects, including 3 junior data scientists, 10+ interns, and 4 college students, fostering a collaborative and results-oriented environment during the GCP transition
Senior Statistical Analyst | Model Validation Lead
Equifax
10.2020 - 08.2022
- Risk Management & Compliance: Conducted 20+ root-cause analysis on credit risk models and data issues, providing actionable recommendations to improve accuracy and stability
- Ensured compliance with regulatory standards
- Data Visualization & Reporting: Automated data visualization workflows, reducing manual effort by 50% and enabling faster delivery of credit risk insights to business units
- Generated 10+ custom reports to track credit risk performance
- Stakeholder Engagement: Presented findings to stakeholders in clear and compelling formats, ensuring alignment with business objectives and regulatory requirements
Statistical Analyst | Model Validation Specialist
Equifax
11.2018 - 10.2020
- Model Validation & Oversight: Led validation efforts for 10+ credit risk models, ensuring data inputs, methodologies, and outcomes met business and compliance standards
- Process Improvement: Documented standardized validation procedures, improving efficiency and consistency across the credit risk team
- Stakeholder Collaboration: Created Excel-based tools to streamline metric analysis and present statistical insights to stakeholders, enhancing decision-making processes
Validation Analyst
Equifax
05.2018 - 11.2018
- Model Testing & Validation: Tested and validated 1 new credit risk model and 1 upgraded model, ensuring improved performance and stability compared to existing products
- Regulatory Documentation: Developed validation documentation for developers, governance teams, and product management, ensuring compliance and transparency
Data Analytics Intern
Equifax
06.2017 - 08.2017
- Data Analysis & Reporting: Analyzed the impact of removing public records from credit scores using SAS and advanced Excel, presenting findings to the leadership team
- Trend Identification: Identified trends and patterns in 10+ credit risk models, summarizing results through data visualizations and reports
Education
Master of Science - Applied Mathematics
University of Illinois at Urbana-Champaign
Champaign, IL12.2017
Bachelor of Science - Actuarial Science
Purdue University
West Lafayette, IN05.2015
Skills
- Multivariate analysis
- Conflict resolution
- Transfer learning
- Customer focus
- Quality control
- Big data analytics
- Product management
- Regulatory compliance
Certification
SAS Certified Advanced Programmer
Languages
Chinese (Mandarin)
Native or Bilingual
English
Full Professional
Chinese (Cantonese)
Full Professional
Timeline
Senior Data Scientist | Team Lead
Equifax
08.2022 - Current
Senior Statistical Analyst | Model Validation Lead
Equifax
10.2020 - 08.2022
Statistical Analyst | Model Validation Specialist
Equifax
11.2018 - 10.2020
Validation Analyst
Equifax
05.2018 - 11.2018
Data Analytics Intern
Equifax
06.2017 - 08.2017
Bachelor of Science - Actuarial Science
Purdue University
Master of Science - Applied Mathematics
University of Illinois at Urbana-Champaign
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